Market closed today (Weekend) · Prices and yields as of last trading day, 06 Nov 2026
Happy Diwali from all of us at RetailBonds
P

Punjab & Sind Bank 7.74% Dec 2034 NCD (INE608A08058)

CRISIL AA Unsecured NCD

Punjab & Sind Bank

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2034

3 more bonds from Punjab & Sind Bank →
Current YTM
—
No market YTM available
Coupon Rate
7.74%
Per annum
Maturity Date
20 Dec 2034
8.1 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,00,000
Per Bond

Market Position

YTM (Annual)
—
No trade with a usable price on record
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Tenure
8.1 Years
Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Cashflow Timeline

20 Dec 2026
Interest Payment
₹7,740.00 / Bond
₹6,966.00 net of 10% TDS (est.)
20 Dec 2027
Interest Payment
₹7,740.00 / Bond
₹6,966.00 net of 10% TDS (est.)
20 Dec 2028
Interest Payment
₹7,740.00 / Bond
₹6,966.00 net of 10% TDS (est.)
20 Dec 2029
Interest Payment
₹7,740.00 / Bond
₹6,966.00 net of 10% TDS (est.)
20 Dec 2030
Interest Payment
₹7,740.00 / Bond
₹6,966.00 net of 10% TDS (est.)
20 Dec 2031
Interest Payment
₹7,740.00 / Bond
₹6,966.00 net of 10% TDS (est.)
20 Dec 2032
Interest Payment
₹7,740.00 / Bond
₹6,966.00 net of 10% TDS (est.)
20 Dec 2033
Interest Payment
₹7,740.00 / Bond
₹6,966.00 net of 10% TDS (est.)
20 Dec 2034
Final coupon + principal
₹1,07,740.00 / Bond
₹7,740.00 coupon + ₹1,00,000 face value

9 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Reaffirmed: AA by India Ratings on 6 Oct 2026 Issued 20 Dec 2024 Matures 20 Dec 2034

1 rating action on file since issue — hover a dot for detail.

Key Metrics

Coupon Rate
7.74%
YTM (Annual)
—
Credit Rating
AA
(CRISIL) · rated 9 Sep 2026, 60 days ago
Remaining Tenure
8.1 Years

AA (CRISIL): Rated 9 Sep 2026 (60 days ago).

AA (India Ratings): Rated 6 Oct 2026 (33 days ago).

With more than one agency, the rating shown at the top is the lowest of those dated within the last 15 months (or the newest, when none is). How we pick it →

Advanced metrics
Modified Duration
5.49 Yrs
Macaulay Duration
5.92 Yrs
Issue Size
₹3,000 Cr
Face Value
₹1,00,000
Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration
5.49 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
—
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Unsecured
No call option

Observations

  • This bond is unsecured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 2.46 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
20 Dec 2024
Day Count Convention
ACT/ACT
Listed Exchange
—
Call / Put Option
None disclosed

Punjab & Sind Bank issued Punjab & Sind Bank 7.74% Dec 2034 NCD, an unsecured, rated NCD. It pays a 7.74% p.a. coupon, annually. Principal is repaid at maturity.

Rating Timeline

4 ratings on file

Every rating we hold for this ISIN, from every agency and source, newest first. NSE listing dates are the day we first saw the rating there, not the agency’s date.

DateAgencyRatingOutlookStatusSource
6 Oct 2026 India Ratings AA — Latest NSE filing →
9 Sep 2026 CRISIL AA — Latest NSE filing →
seen on 28 Jun 2026 CRISIL AA — Superseded NSE listing
2024 India Ratings AA — NSDL record, 2024 NSDL debt master

Rating Action History

3 actions

Agency actions on Punjab & Sind Bank and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-10-06
This bond
India Ratings Reaffirm AA Stable NSE filing →
2026-09-09 CRISIL Reaffirm AA Stable View →
2026-08-21 CARE Reaffirm AA Stable NSE filing →
Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on Punjab & Sind Bank

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-10-06 India Ratings Reaffirm This bond AA / Stable NSE filing →
2026-09-09 CRISIL Reaffirm AA / Stable View →
2026-08-21 CARE Reaffirm AA / Stable NSE filing →
Alert me about Punjab & Sind Bank An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 4 CRISIL, India Ratings 2026-10-06
Rating Actions History 3 — 2026-10-06
Secondary-Market Trades 0 — —
Reg52(4) Payment Disclosures 0 — —
  • No secondary-market trade with a usable price on record, so no market yield or spread is shown.

Documents

Entity metadata
Source
NSDL debt master
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
—

No recent trade data available

View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE608A08058
Issue Date
20 Dec 2024
Maturity Date
20 Dec 2034
Listing
—
Payment Frequency
Annual
Put / Call Option
None disclosed
Security
Unsecured
Day Count
ACT/ACT
View Term Sheet
Rating Alerts

Get notified of downgrades, upgrades, and credit watches across all tracked bonds.

Subscribe Free

Weekly digest. No spam. Unsubscribe anytime.

Frequently Asked Questions
What is the coupon rate on Punjab & Sind Bank 7.74% Dec 2034 NCD?

Punjab & Sind Bank 7.74% Dec 2034 NCD carries a coupon of 7.74%, paid annual, on a face value of ₹1,00,000.

When does Punjab & Sind Bank 7.74% Dec 2034 NCD mature?

Punjab & Sind Bank 7.74% Dec 2034 NCD matures on 20 Dec 2034, 8.1 years from today.

What is Punjab & Sind Bank 7.74% Dec 2034 NCD rated?

Punjab & Sind Bank 7.74% Dec 2034 NCD is rated AA by CRISIL (rating dated 9 Sep 2026) and AA by India Ratings (rating dated 6 Oct 2026).

Is Punjab & Sind Bank 7.74% Dec 2034 NCD secured?

Punjab & Sind Bank 7.74% Dec 2034 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

More Bonds from This Issuer

P
Punjab & Sind Bank 9.50% Oct 2029 NCD
INE608A08033
Coupon
9.50%
Maturity
26 Oct 2029
P
Punjab & Sind Bank 8.67% Dec 2029 NCD
INE608A08041
AA
Coupon
8.67%
Maturity
03 Dec 2029
P
Punjab & Sind Bank 10.90% Perpetual NCD
INE608A08025
A+ NSDL record, 2017
Coupon
10.90%
Maturity
31 Dec 9999
Compare (/) Compare Bonds

Comparable NCDs maturing near 2034

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 7.74%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE028A08166Bank of BarodaAAA7.75%2034-09-11
INE812V08060THDC India LimitedAA7.73%2035-02-18
INE115A07QP9LIC Housing Finance LimitedAAA NSDL record, 20247.73%2034-03-22
INE812V08045THDC India LimitedAA7.76%2034-05-29
INE457A08183Bank of MaharashtraAA7.70%2035-02-18
INE115A07QN4LIC Housing Finance LimitedAAA7.69%2034-02-06

← Back to screener