Muthoot Fincorp 9.20% Sep 2031 NCD (INE549K07JI8)

Secured NCD

Muthoot Fincorp Limited

Secured, Taxable, Redeemable NCD

Browse: bonds maturing in 2031

239 more bonds from Muthoot Fincorp Limited →

Current YTM

9.40%

Market YTM

Coupon Rate

9.20%

Per annum

Maturity Date

24 Sep 2031

4.9 Yrs to Maturity

Interest Payment

Annual

Frequency

Face Value

₹1,000

Per Bond

Issuer events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.

17 Sep 2026 New rating assigned to AA CRISIL
4 Sep 2026 New rating assigned to AA CRISIL

Market Position

YTM (Annual)

9.40%

Last traded 29 Oct 2026 (end of day)

10Y G-Sec Benchmark

7.19%

Reference point, not this bond's tenor

Spread over G-Sec

+222 bps

vs 4.9Y G-Sec at 7.18%

Above the median spread for similar-tenor peers

Tenure

4.9 Years

Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

24 Sep 2027

Interest Payment

₹92.00 / Bond

₹82.80 net of 10% TDS (est.)

24 Sep 2028

Interest Payment

₹92.00 / Bond

₹82.80 net of 10% TDS (est.)

24 Sep 2029

Interest Payment

₹92.00 / Bond

₹82.80 net of 10% TDS (est.)

24 Sep 2030

Interest Payment

₹92.00 / Bond

₹82.80 net of 10% TDS (est.)

24 Sep 2031

Final coupon + principal

₹1,092.00 / Bond

₹92.00 coupon + ₹1,000 face value

5 coupons remaining, the last paid with principal at maturity · per ₹1,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today

Key Metrics

Coupon Rate

9.20%

YTM (Annual)

9.40%

Credit Rating

—

No rating on file for this ISIN; issuer rating below

Remaining Tenure

4.9 Years

No rating on file for this ISIN. Issuer rating: AA (CRISIL), assigned 17 Sep 2026 — the agency's rating of the issuer's debt, which may not cover this bond. Agency rationale →

Advanced metrics

Modified Duration

3.74 Yrs

Macaulay Duration

4.10 Yrs

Issue Size

—

Face Value

₹1,000

Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration

3.74 Yrs

Price sensitivity per 1% yield move

Payment Frequency

Annual

Last Trade

29 Oct 2026

BSE

Trades (30 Days)

Exchange-reported sessions

Security Status

Secured

No call option

Observations

This bond is secured.
No public credit rating is available for this bond.
2 secondary-market trades recorded in the last 30 days.
Coupon is 1.00 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 24 Sep 2026

Issuer

Muthoot Fincorp Limited

Instrument Type

NCD

Issue Date

24 Sep 2026

Day Count Convention

ACT/ACT

Listed Exchange

—

Call / Put Option

None disclosed

Issued by Muthoot Fincorp Limited, Muthoot Fincorp 9.20% Sep 2031 NCD is a secured NCD. It pays a 9.20% p.a. coupon, annually. Principal is repaid at maturity.

Rating Action History

5 actions

Agency actions on Muthoot Fincorp Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

Date	Agency	Action	Rating	Outlook	Rationale
2026-09-17	CRISIL	Initial	AA	Stable	View →
2026-09-04	CRISIL	Initial	AA	Stable	View →
2026-08-17	CRISIL	Other	—	—	View →
2026-07-22	CRISIL	Initial	AA	Stable	View →
2026-06-18	CRISIL	Initial	AA	Stable	View →

Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on Muthoot Fincorp Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

Date	Agency	Action	Rating	Rationale
2026-09-17	CRISIL	Initial	AA / Stable	View →
2026-09-04	CRISIL	Initial	AA / Stable	View →
2026-08-17	CRISIL	Other	—	View →
2026-07-22	CRISIL	Initial	AA / Stable	View →
2026-06-18	CRISIL	Initial	AA / Stable	View →

Alert me about Muthoot Fincorp Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE549K07JI8: trade date, clean price, YTM and number of trades
Trade Date	Clean Price	YTM (%)	Trades
2026-10-29	99.1800	9.4000	1
2026-10-21	99.5700	9.3000	9

Data Coverage

Dataset	Records	Detail	Freshness
Credit Ratings	0	—	—
Rating Actions History	5	—	2026-09-17
Secondary-Market Trades	2	BSE	2026-10-29
Reg52(4) Payment Disclosures	0	—	—

No public credit rating on file for this bond.

Documents

Entity metadata

Source: NSDL debt master
Last Updated: 24 Sep 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

₹991.80

YTM9.40%

Trade Date 29 Oct 2026 10d ago

SourceBSE

Accrued interest (est.)₹11.59

Dirty price (est.)₹1,003.39

View on BSE → Calculate YTM for this bond

Frequently Asked Questions

What is the coupon rate on Muthoot Fincorp 9.20% Sep 2031 NCD?

Muthoot Fincorp 9.20% Sep 2031 NCD carries a coupon of 9.20%, paid annual, on a face value of ₹1,000.

When does Muthoot Fincorp 9.20% Sep 2031 NCD mature?

Muthoot Fincorp 9.20% Sep 2031 NCD matures on 24 Sep 2031, 4.9 years from today.

Is Muthoot Fincorp 9.20% Sep 2031 NCD secured?

Muthoot Fincorp 9.20% Sep 2031 NCD is a secured bond.

What yield does Muthoot Fincorp 9.20% Sep 2031 NCD currently offer?

The last recorded trade on 29 Oct 2026 priced Muthoot Fincorp 9.20% Sep 2031 NCD at ₹991.80 per bond, implying a yield to maturity of 9.40%.

More Bonds from This Issuer

Muthoot Fincorp 9.00% Jan 2027 NCD

INE549K07EZ3

AA- NSDL record, 2024

Coupon

9.00%

Maturity

10 Jan 2027

View Details

Muthoot Fincorp Jan 2027 NCD

INE549K07FE5

AA- NSDL record, 2024

Coupon

—

Maturity

10 Jan 2027

View Details

Muthoot Fincorp 9.40% Jan 2027 NCD

INE549K07FC9

AA- NSDL record, 2024

Coupon

9.40%

Maturity

10 Jan 2027

View Details

Muthoot Fincorp 9.00% Jan 2027 NCD

INE549K08178

A NSDL record, 2020

Coupon

9.00%

Maturity

29 Jan 2027

View Details

Compare (/) Compare Bonds

Comparable NCDs maturing near 2031

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 9.20%. For comparison only, not a recommendation.

Bond	Issuer	Rating	Coupon	Maturity
INE148I07XN4	Sammaan Capital Limited	AA NSDL record, 2025	9.20%	2032-08-01
INE532F07IV9	Edelweiss Financial Services Limited	A+ NSDL record, 2026	9.21%	2031-03-19
INE532F07JI4	Edelweiss Financial Services Limited	A+ NSDL record, 2026	9.21%	2031-06-16
INE532F07JP9	Edelweiss Financial Services Limited	—	9.21%	2031-10-07
INE477L07BE6	IIFL Home Finance Limited	AA NSDL record, 2024	9.25%	2031-12-26
INE532F07CA6	Edelweiss Financial Services Limited	AA- NSDL record, 2021	9.30%	2031-04-29

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