M
AA Secured NCD

Muthoot Fincorp Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2031

Current YTM
9.69%
Market YTM
Coupon Rate
9.15%
Per annum
Maturity Date
07 Jul 2031
4.9 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,000
Per Bond
Market Position
YTM (Annual)
9.69%
Live, last traded 2026-08-12
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+323 bps
vs 4.9Y G-Sec at 6.46%
Above the median spread for similar-tenor peers
Tenure
4.9 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-07-09 2026-08-12
Cashflow Timeline
7 Jul 2027
Interest Payment
₹91.50 / Bond
7 Jul 2028
Interest Payment
₹91.50 / Bond
7 Jul 2029
Interest Payment
₹91.50 / Bond
7 Jul 2030
Interest Payment
₹91.50 / Bond
7 Jul 2031
Principal Payment
₹1,000.00 / Bond

Next 4 coupons + principal at maturity · per ₹1,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Rating action: by CRISIL on 2026-08-17 Initial rating: AA by CRISIL on 2026-07-22 Issued 2026-07-07 Matures 2031-07-07

2 rating actions on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
9.15%
YTM (Annual)
9.69%
Credit Rating
AA
(CRISIL)
Remaining Tenure
4.9 Years
Advanced metrics
Modified Duration
3.72 Yrs
Macaulay Duration
4.08 Yrs
Issue Size
₹600 Cr
Minimum Investment
₹1,000
(1 Bond)
Market Characteristics
Modified Duration
3.72 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
2026-08-12
NSE OTC (WAP)
Trades (30 Days)
4
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • 4 secondary-market trades recorded in the last 30 days.
  • Coupon is 0.85 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2026-07-07
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

Muthoot Fincorp Limited issued this secured, rated, ncd (9.15% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES VII TRANCHE IV DATE OF MATURITY 07/07/2031) carrying a 9.15% p.a. coupon, paid annual. It repays principal on maturity.

Rating Action History 3 actions
DateAgencyActionRatingOutlookRationale
2026-08-17 CRISIL Other View →
2026-07-22 CRISIL Initial AA Stable View →
2026-06-18 CRISIL Initial AA Stable View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-12 97.9100 9.6897 None
2026-08-04 98.3018 9.5828 2
2026-07-30 99.5700 9.2500 1
2026-07-29 97.8800 9.7000 1
2026-07-20 99.2500 9.3400 1
2026-07-15 99.2500 9.3370 None
2026-07-09 97.8800 9.7000 1
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2026-06-09
Rating Actions History 3 2026-08-17
Secondary-Market Trades 7 NSE OTC (WAP) 2026-08-12
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Muthoot Fincorp 9.15% Jul 2031 NCD?

Muthoot Fincorp 9.15% Jul 2031 NCD carries a coupon of 9.15%, paid annual, on a face value of ₹1,000.

When does Muthoot Fincorp 9.15% Jul 2031 NCD mature?

Muthoot Fincorp 9.15% Jul 2031 NCD matures on 2031-07-07, 4.9 years from today.

What is Muthoot Fincorp 9.15% Jul 2031 NCD rated?

Muthoot Fincorp 9.15% Jul 2031 NCD is rated AA by CRISIL. As of 2026-06-09.

Is Muthoot Fincorp 9.15% Jul 2031 NCD secured?

Muthoot Fincorp 9.15% Jul 2031 NCD is a secured bond.

What yield does Muthoot Fincorp 9.15% Jul 2031 NCD currently offer?

The last recorded trade on 2026-08-12 priced Muthoot Fincorp 9.15% Jul 2031 NCD at ₹97.91, implying a yield to maturity of 9.69%.

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