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HDFC Credila Financial Servi… 7.50% Jan 2032 NCD

AAA / Stable Secured NCD

HDFC Credila Financial Services Ltd

Secured, Rated, Taxable, Redeemable NCD

Browse: AAA rated bonds · bonds maturing in 2032

Current YTM
8.63%
Market YTM
Coupon Rate
7.50%
Per annum
Maturity Date
30 Jan 2032
5.4 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,000,000
Per Bond
Market Position
YTM (Annual)
8.63%
Live, last traded 2026-08-11
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+151 bps
vs 5.4Y G-Sec at 7.12%
Below the median spread for similar-tenor peers
Tenure
5.4 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-07-30 2026-08-11
Cashflow Timeline
1 Feb 2027
Interest Payment
₹75,000.00 / Bond
1 Feb 2028
Interest Payment
₹75,000.00 / Bond
1 Feb 2029
Interest Payment
₹75,000.00 / Bond
1 Feb 2030
Interest Payment
₹75,000.00 / Bond
1 Feb 2031
Interest Payment
₹75,000.00 / Bond
30 Jan 2032
Principal Payment
₹1,000,000.00 / Bond

Next 5 coupons + principal at maturity · per ₹1,000,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2022-02-01 Matures 2032-01-30
Key Metrics
Coupon Rate
7.50%
YTM (Annual)
8.63%
Credit Rating
AAA
(CRISIL)
Remaining Tenure
5.4 Years
Advanced metrics
Modified Duration
4.08 Yrs
Macaulay Duration
4.44 Yrs
Issue Size
₹200 Cr
Minimum Investment
₹1,000,000
(1 Bond)
Market Characteristics
Modified Duration
4.08 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
2026-08-11
BSE
Trades (30 Days)
3
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • 3 secondary-market trades recorded in the last 30 days.
  • Coupon is 2.50 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 8 Aug 2026
Instrument Type
NCD
Issue Date
2022-02-01
Day Count Convention
30/360
Listed Exchange
BSE
Call / Put Option
None disclosed

HDFC Credila Financial Services Ltd issued this secured, rated, ncd (HCFSL-7.50%-30-1-32-PVT) carrying a 7.50% p.a. coupon, paid annual. It repays principal on maturity.

Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-11 95.1400 8.6300 1
2026-08-10 93.5500 9.0200 1
2026-07-30 92.6100 9.2500 1
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2022-02-28
Rating Actions History 0
Secondary-Market Trades 3 BSE 2026-08-11
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
bse_bonds
Last Updated
8 Aug 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on HDFC Credila Financial Servi… 7.50% Jan 2032 NCD?

HDFC Credila Financial Servi… 7.50% Jan 2032 NCD carries a coupon of 7.50%, paid annual, on a face value of ₹1,000,000.

When does HDFC Credila Financial Servi… 7.50% Jan 2032 NCD mature?

HDFC Credila Financial Servi… 7.50% Jan 2032 NCD matures on 2032-01-30, 5.4 years from today.

What is HDFC Credila Financial Servi… 7.50% Jan 2032 NCD rated?

HDFC Credila Financial Servi… 7.50% Jan 2032 NCD is rated AAA by CRISIL. As of 2022-02-28.

Is HDFC Credila Financial Servi… 7.50% Jan 2032 NCD secured?

HDFC Credila Financial Servi… 7.50% Jan 2032 NCD is a secured bond.

Where does HDFC Credila Financial Servi… 7.50% Jan 2032 NCD trade?

HDFC Credila Financial Servi… 7.50% Jan 2032 NCD is listed on BSE.

What yield does HDFC Credila Financial Servi… 7.50% Jan 2032 NCD currently offer?

The last recorded trade on 2026-08-11 priced HDFC Credila Financial Servi… 7.50% Jan 2032 NCD at ₹95.14, implying a yield to maturity of 8.63%.

More Bonds from This Issuer
H
HDFC Credila Financial Ser… 8.20% Jul 2027 NCD
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8.20%
Maturity
23 Jul 2027
H
HDFC Credila Financial Ser… 7.00% Nov 2027 NCD
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Coupon
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Maturity
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H
HDFC Credila Financial Ser… 8.10% Nov 2027 NCD
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Coupon
8.10%
Maturity
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H
HDFC Credila Financial Ser… 8.25% Mar 2028 NCD
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Coupon
8.25%
Maturity
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