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HDFC Credila Financial Servi… 7.23% Aug 2031 NCD

AAA Secured NCD

HDFC Credila Financial Services Ltd

Secured, Rated, Taxable, Redeemable NCD

Browse: AAA rated bonds · bonds maturing in 2031

Current YTM
8.63%
Market YTM
Coupon Rate
7.23%
Per annum
Maturity Date
01 Aug 2031
4.9 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,000,000
Per Bond
Market Position
YTM (Annual)
8.63%
Live, last traded 2026-08-12
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+217 bps
vs 4.9Y G-Sec at 6.46%
Below the median spread for similar-tenor peers
Tenure
4.9 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-07-17 2026-08-12
Cashflow Timeline
2 Aug 2027
Interest Payment
₹72,300.00 / Bond
2 Aug 2028
Interest Payment
₹72,300.00 / Bond
2 Aug 2029
Interest Payment
₹72,300.00 / Bond
2 Aug 2030
Interest Payment
₹72,300.00 / Bond
1 Aug 2031
Principal Payment
₹1,000,000.00 / Bond

Next 4 coupons + principal at maturity · per ₹1,000,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2021-08-02 Matures 2031-08-01
Key Metrics
Coupon Rate
7.23%
YTM (Annual)
8.63%
Credit Rating
AAA
(CARE)
Remaining Tenure
4.9 Years
Advanced metrics
Modified Duration
3.93 Yrs
Macaulay Duration
4.27 Yrs
Issue Size
₹250 Cr
Minimum Investment
₹1,000,000
(1 Bond)
Market Characteristics
Modified Duration
3.93 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
2026-08-12
BSE
Trades (30 Days)
5
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • 5 secondary-market trades recorded in the last 30 days.
  • Coupon is 2.77 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 8 Aug 2026
Instrument Type
NCD
Issue Date
2021-08-02
Day Count Convention
30/360
Listed Exchange
BSE
Call / Put Option
None disclosed

Issued by HDFC Credila Financial Services Ltd, HDFCCFSL-7.23%-1-8-31-PVT is a secured, rated, ncd paying a 7.23% p.a. coupon annual. The instrument repays principal on maturity.

Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-12 94.5300 8.6300 2
2026-08-07 93.1583 8.9903 1
2026-08-06 94.1094 8.7300 1
2026-08-05 94.2000 8.7000 1
2026-08-04 93.0680 9.0100 None
2026-07-24 93.0500 9.0000 1
2026-07-23 93.6400 8.8500 1
2026-07-21 93.2600 8.9500 2
2026-07-20 92.8400 9.0620 None
2026-07-17 92.9960 9.0100 None
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CARE 2021-08-31
Rating Actions History 0
Secondary-Market Trades 10 BSE 2026-08-12
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
bse_bonds
Last Updated
8 Aug 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on HDFC Credila Financial Servi… 7.23% Aug 2031 NCD?

HDFC Credila Financial Servi… 7.23% Aug 2031 NCD carries a coupon of 7.23%, paid annual, on a face value of ₹1,000,000.

When does HDFC Credila Financial Servi… 7.23% Aug 2031 NCD mature?

HDFC Credila Financial Servi… 7.23% Aug 2031 NCD matures on 2031-08-01, 4.9 years from today.

What is HDFC Credila Financial Servi… 7.23% Aug 2031 NCD rated?

HDFC Credila Financial Servi… 7.23% Aug 2031 NCD is rated AAA by CARE. As of 2021-08-31.

Is HDFC Credila Financial Servi… 7.23% Aug 2031 NCD secured?

HDFC Credila Financial Servi… 7.23% Aug 2031 NCD is a secured bond.

Where does HDFC Credila Financial Servi… 7.23% Aug 2031 NCD trade?

HDFC Credila Financial Servi… 7.23% Aug 2031 NCD is listed on BSE.

What yield does HDFC Credila Financial Servi… 7.23% Aug 2031 NCD currently offer?

The last recorded trade on 2026-08-12 priced HDFC Credila Financial Servi… 7.23% Aug 2031 NCD at ₹94.53, implying a yield to maturity of 8.63%.

More Bonds from This Issuer
H
HDFC Credila Financial Ser… 8.20% Jul 2027 NCD
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Coupon
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Maturity
23 Jul 2027
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HDFC Credila Financial Ser… 7.00% Nov 2027 NCD
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Coupon
7.00%
Maturity
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H
HDFC Credila Financial Ser… 8.10% Nov 2027 NCD
AAA
Coupon
8.10%
Maturity
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H
HDFC Credila Financial Ser… 8.25% Mar 2028 NCD
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Coupon
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Maturity
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