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Royal Sundaram General Insurance Co. 8.05% Mar 2032 NCD (INE499S08047)

ICRA AA+ Unsecured NCD

Royal Sundaram General Insurance Co. Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2032

1 more bond from Royal Sundaram General Insurance Co. Limited →
Current YTM
—
No current market yield
Coupon Rate
8.05%
Per annum
Maturity Date
15 Mar 2032
5.3 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹10,00,000
Per Bond

Market Position

YTM (Annual)
—
No trade in the last 30 days, so the last traded yield is not shown as current. Last trade 30 Jul 2026.
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Tenure
5.3 Years
Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

15 Mar 2027
Interest Payment
₹80,500.00 / Bond
₹72,450.00 net of 10% TDS (est.)
15 Mar 2028
Interest Payment
₹80,500.00 / Bond
₹72,450.00 net of 10% TDS (est.)
15 Mar 2029
Interest Payment
₹80,500.00 / Bond
₹72,450.00 net of 10% TDS (est.)
15 Mar 2030
Interest Payment
₹80,500.00 / Bond
₹72,450.00 net of 10% TDS (est.)
15 Mar 2031
Interest Payment
₹80,500.00 / Bond
₹72,450.00 net of 10% TDS (est.)
15 Mar 2032
Final coupon + principal
₹10,80,500.00 / Bond
₹80,500.00 coupon + ₹10,00,000 face value

6 coupons remaining, the last paid with principal at maturity · per ₹10,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Reaffirmed: AA+ by ICRA on 24 Oct 2026 Issued 15 Mar 2022 Matures 15 Mar 2032

1 rating action on file since issue — hover a dot for detail.

Key Metrics

Coupon Rate
8.05%
YTM (Annual)
—
Credit Rating
AA+
(ICRA) · rated 24 Oct 2026, 15 days ago
Remaining Tenure
5.3 Years
Advanced metrics
Modified Duration
4.01 Yrs
Macaulay Duration
4.33 Yrs
Issue Size
₹50 Cr
Face Value
₹10,00,000
Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration
4.01 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
30 Jul 2026
NSE OTC (WAP)
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Unsecured
Callable

Observations

  • This bond is unsecured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 2.15 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
15 Mar 2022
Day Count Convention
ACT/ACT
Listed Exchange
—
Call / Put Option
Callable

Royal Sundaram General Insurance Co. Limited issued Royal Sundaram General Insurance Co. 8.05% Mar 2032 NCD, an unsecured, rated NCD. It pays an 8.05% p.a. coupon, annually. Principal is repaid at maturity. The issuer holds the right to redeem it before the maturity date.

Rating Timeline

2 ratings on file

Every rating we hold for this ISIN, from every agency and source, newest first. NSE listing dates are the day we first saw the rating there, not the agency’s date.

DateAgencyRatingOutlookStatusSource
24 Oct 2026 ICRA AA+ — Latest NSE filing →
2022 ICRA AA+ — NSDL record, 2022 NSDL debt master

Rating Action History

1 actions

Agency actions on Royal Sundaram General Insurance Co. Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-10-24
This bond
ICRA Reaffirm AA+ Stable NSE filing →
Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on Royal Sundaram General Insurance Co. Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-10-24 ICRA Reaffirm This bond AA+ / Stable NSE filing →
Alert me about Royal Sundaram General Insurance Co. Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE499S08047: trade date, clean price, YTM and number of trades
Trade DateClean PriceYTM (%)Trades
2026-07-30 97.5180 11.9589 —
2026-07-28 97.4700 — 1

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 2 ICRA 2026-10-24
Rating Actions History 1 — 2026-10-24
Secondary-Market Trades 2 NSE OTC (WAP) 2026-07-30
Reg52(4) Payment Disclosures 0 — —
  • No trade in the last 30 days, so the last traded yield is not shown as current.

Documents

Entity metadata
Source
NSDL debt master
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
₹9,75,180.00
YTM—
Trade Date 30 Jul 2026 101d ago
SourceNSE OTC (WAP)
Accrued interest (est.)₹52,710.96
Dirty price (est.)₹10,27,890.96
View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE499S08047
Issue Date
15 Mar 2022
Maturity Date
15 Mar 2032
Listing
—
Payment Frequency
Annual
Put / Call Option
Call
Security
Unsecured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on Royal Sundaram General Insurance Co. 8.05% Mar 2032 NCD?

Royal Sundaram General Insurance Co. 8.05% Mar 2032 NCD carries a coupon of 8.05%, paid annual, on a face value of ₹10,00,000.

When does Royal Sundaram General Insurance Co. 8.05% Mar 2032 NCD mature?

Royal Sundaram General Insurance Co. 8.05% Mar 2032 NCD matures on 15 Mar 2032, 5.3 years from today.

What is Royal Sundaram General Insurance Co. 8.05% Mar 2032 NCD rated?

Royal Sundaram General Insurance Co. 8.05% Mar 2032 NCD is rated AA+ by ICRA (rating dated 24 Oct 2026).

Is Royal Sundaram General Insurance Co. 8.05% Mar 2032 NCD secured?

Royal Sundaram General Insurance Co. 8.05% Mar 2032 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Can Royal Sundaram General Insurance Co. 8.05% Mar 2032 NCD be called or put back early?

Royal Sundaram General Insurance Co. 8.05% Mar 2032 NCD is callable -- the issuer may redeem it before maturity on scheduled call dates.

More Bonds from This Issuer

R
Royal Sundaram General Insurance Co. 7.85% Sep 2031 NCD
INE499S08039
AA+ NSDL record, 2021 Reg52 disclosed
Coupon
7.85%
Maturity
27 Sep 2031
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Comparable NCDs maturing near 2032

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 8.05%. For comparison only, not a recommendation.

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INE0AD508026Aseem Infrastructure Finance LimitedAA+ NSDL record, 20258.05%2032-10-29
INE282H07083Jio Credit LimitedAAA8.05%2031-07-31
INE246R07616NIIF Infrastructure Finance LimitedAAA NSDL record, 20228.04%2032-05-27
INE0DBJ07242Mizuho Capsave Finance Private LimitedAAA8.10%2031-07-14
INE246R07939NIIF Infrastructure Finance Limited—8.10%2031-11-20
INE165U08024Nabkisan Finance Limited—8.10%2031-09-29

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