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Royal Sundaram General Insur… 8.05% Mar 2032 NCD

AA+ Unsecured NCD

Royal Sundaram General Insurance Co. Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2032

Current YTM
11.96%
Market YTM
Coupon Rate
8.05%
Per annum
Maturity Date
15 Mar 2032
5.5 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,000,000
Per Bond
Market Position
YTM (Annual)
11.96%
Live, last traded 2026-07-30
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+497 bps
vs 5.5Y G-Sec at 6.99%
Top 10% of similar-tenor peers by spread
Tenure
5.5 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
15 Mar 2027
Interest Payment
₹80,500.00 / Bond
15 Mar 2028
Interest Payment
₹80,500.00 / Bond
15 Mar 2029
Interest Payment
₹80,500.00 / Bond
15 Mar 2030
Interest Payment
₹80,500.00 / Bond
15 Mar 2031
Interest Payment
₹80,500.00 / Bond
15 Mar 2032
Principal Payment
₹1,000,000.00 / Bond

Next 5 coupons + principal at maturity · per ₹1,000,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2022-03-15 Matures 2032-03-15
Key Metrics
Coupon Rate
8.05%
YTM (Annual)
11.96%
Credit Rating
AA+
(ICRA)
Remaining Tenure
5.5 Years
Advanced metrics
Modified Duration
3.96 Yrs
Macaulay Duration
4.43 Yrs
Issue Size
₹50 Cr
Minimum Investment
₹1,000,000
(1 Bond)
Market Characteristics
Modified Duration
3.96 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
2026-07-30
NSE OTC (WAP)
Trades (30 Days)
1
Exchange-reported sessions
Security Status
Unsecured
Callable
Observations
  • This bond is unsecured.
  • 1 secondary-market trade recorded in the last 30 days.
  • Coupon is 1.95 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2022-03-15
Day Count Convention
30/360
Listed Exchange
Call / Put Option
Callable

Royal Sundaram General Insurance Co. Limited issued this rated, ncd (8.05% UNSECURED RATED LISTED SUBORDINATED NON CONVERTIBLE DEBENTURE.SERIES 4.DATE 15/03/2032) carrying a 8.05% p.a. coupon, paid annual. It repays principal on maturity. The issuer holds the right to redeem the bond before maturity date.

Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-07-30 97.5180 11.9589 None
2026-07-28 97.4700 1
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 ICRA 2022-02-24
Rating Actions History 0
Secondary-Market Trades 2 NSE OTC (WAP) 2026-07-30
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Royal Sundaram General Insur… 8.05% Mar 2032 NCD?

Royal Sundaram General Insur… 8.05% Mar 2032 NCD carries a coupon of 8.05%, paid annual, on a face value of ₹1,000,000.

When does Royal Sundaram General Insur… 8.05% Mar 2032 NCD mature?

Royal Sundaram General Insur… 8.05% Mar 2032 NCD matures on 2032-03-15, 5.5 years from today.

What is Royal Sundaram General Insur… 8.05% Mar 2032 NCD rated?

Royal Sundaram General Insur… 8.05% Mar 2032 NCD is rated AA+ by ICRA. As of 2022-02-24.

Is Royal Sundaram General Insur… 8.05% Mar 2032 NCD secured?

Royal Sundaram General Insur… 8.05% Mar 2032 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Can Royal Sundaram General Insur… 8.05% Mar 2032 NCD be called or put back early?

Royal Sundaram General Insur… 8.05% Mar 2032 NCD is callable -- the issuer may redeem it before maturity on scheduled call dates.

What yield does Royal Sundaram General Insur… 8.05% Mar 2032 NCD currently offer?

The last recorded trade on 2026-07-30 priced Royal Sundaram General Insur… 8.05% Mar 2032 NCD at ₹97.52, implying a yield to maturity of 11.96%.

More Bonds from This Issuer
7
Royal Sundaram General Ins… 7.85% Sep 2031 NCD
AA+
Coupon
7.85%
Maturity
27 Sep 2031
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