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Royal Sundaram General Insur… 7.85% Sep 2031 NCD

AA+ Unsecured NCD

Royal Sundaram General Insurance Co. Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2031

Current YTM
No live YTM available
Coupon Rate
7.85%
Per annum
Maturity Date
27 Sep 2031
5.1 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,000,000
Per Bond
Market Position
YTM (Annual) EST
~7.85%
Proxied from coupon — no live trade, not a true YTM
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+151 bps
vs 5.1Y G-Sec at 6.34% *
Below the median spread for similar-tenor peers
Tenure
5.1 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
27 Sep 2026
Interest Payment
₹78,500.00 / Bond
27 Sep 2027
Interest Payment
₹78,500.00 / Bond
27 Sep 2028
Interest Payment
₹78,500.00 / Bond
27 Sep 2029
Interest Payment
₹78,500.00 / Bond
27 Sep 2030
Interest Payment
₹78,500.00 / Bond
27 Sep 2031
Principal Payment
₹1,000,000.00 / Bond

Next 5 coupons + principal at maturity · per ₹1,000,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2021-09-27 Matures 2031-09-27
Key Metrics
Coupon Rate
7.85%
YTM (Annual)
Credit Rating
AA+
(CARE)
Remaining Tenure
5.1 Years
Advanced metrics
Modified Duration
3.79 Yrs
Macaulay Duration
4.09 Yrs
Issue Size
₹76 Cr
Minimum Investment
₹1,000,000
(1 Bond)
Market Characteristics
Modified Duration
3.79 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Unsecured
Callable
Observations
  • This bond is unsecured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 2.15 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2021-09-27
Day Count Convention
30/360
Listed Exchange
Call / Put Option
Callable

7.85% UNSECURED RATED LISTED SUBORDINATED TIER 1 NON CONVERTIBLE DEBENTURE.SERIES 3.DATE 27/09/2031 is a rated, redeemable ncd issued by Royal Sundaram General Insurance Co. Limited. The bond offers a fixed coupon of 7.85% p.a. with annual interest payments and repays principal on maturity. The issuer holds the right to redeem the bond before maturity date.

Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CARE 2021-09-24
Rating Actions History 0
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0
  • No secondary-market trades recorded — YTM figures use the coupon rate as a proxy.
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

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Frequently Asked Questions
What is the coupon rate on Royal Sundaram General Insur… 7.85% Sep 2031 NCD?

Royal Sundaram General Insur… 7.85% Sep 2031 NCD carries a coupon of 7.85%, paid annual, on a face value of ₹1,000,000.

When does Royal Sundaram General Insur… 7.85% Sep 2031 NCD mature?

Royal Sundaram General Insur… 7.85% Sep 2031 NCD matures on 2031-09-27, 5.1 years from today.

What is Royal Sundaram General Insur… 7.85% Sep 2031 NCD rated?

Royal Sundaram General Insur… 7.85% Sep 2031 NCD is rated AA+ by CARE. As of 2021-09-24.

Is Royal Sundaram General Insur… 7.85% Sep 2031 NCD secured?

Royal Sundaram General Insur… 7.85% Sep 2031 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Can Royal Sundaram General Insur… 7.85% Sep 2031 NCD be called or put back early?

Royal Sundaram General Insur… 7.85% Sep 2031 NCD is callable -- the issuer may redeem it before maturity on scheduled call dates.

More Bonds from This Issuer
8
Royal Sundaram General Ins… 8.05% Mar 2032 NCD
AA+
Coupon
8.05%
Maturity
15 Mar 2032
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