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Hinduja Housing Finance 9.65% Dec 2038 NCD (INE401Y08025)

CARE AA+ / Stable Unsecured NCD

Hinduja Housing Finance Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2038

10 more bonds from Hinduja Housing Finance Limited →

Current YTM

—

No market YTM available

Coupon Rate

9.65%

Per annum

Maturity Date

29 Dec 2038

12.1 Yrs to Maturity

Interest Payment

Annual

Frequency

Face Value

₹1,00,000

Per Bond

Issuer events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.

23 Oct 2026 New rating assigned to AA+ CRISIL

Market Position

YTM (Annual)

—

No trade with a usable price on record

10Y G-Sec Benchmark

7.19%

Reference point, not this bond's tenor

Tenure

12.1 Years

Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Cashflow Timeline

29 Dec 2026

Interest Payment

₹9,650.00 / Bond

₹8,685.00 net of 10% TDS (est.)

29 Dec 2027

Interest Payment

₹9,650.00 / Bond

₹8,685.00 net of 10% TDS (est.)

29 Dec 2028

Interest Payment

₹9,650.00 / Bond

₹8,685.00 net of 10% TDS (est.)

29 Dec 2029

Interest Payment

₹9,650.00 / Bond

₹8,685.00 net of 10% TDS (est.)

29 Dec 2030

Interest Payment

₹9,650.00 / Bond

₹8,685.00 net of 10% TDS (est.)

29 Dec 2031

Interest Payment

₹9,650.00 / Bond

₹8,685.00 net of 10% TDS (est.)

29 Dec 2032

Interest Payment

₹9,650.00 / Bond

₹8,685.00 net of 10% TDS (est.)

29 Dec 2033

Interest Payment

₹9,650.00 / Bond

₹8,685.00 net of 10% TDS (est.)

…

+4 more coupons until 29 Dec 2037

₹9,650.00 each / Bond

29 Dec 2038

Final coupon + principal

₹1,09,650.00 / Bond

₹9,650.00 coupon + ₹1,00,000 face value

13 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today

Key Metrics

Coupon Rate

9.65%

YTM (Annual)

—

Credit Rating

AA+

(CARE) · rated 12 Oct 2026, 27 days ago

Remaining Tenure

12.1 Years

AA+ (CARE): Rated 12 Oct 2026 (27 days ago).

AA (CRISIL): Rated 31 Jan 2024 (2 years ago) — no review in the last 15 months that our sources show; the agency may have reviewed it since. CRISIL's latest action on the issuer (23 Oct 2026) is AA+.

With more than one agency, the rating shown at the top is the lowest of those dated within the last 15 months (or the newest, when none is). How we pick it →

Advanced metrics

Modified Duration

6.45 Yrs

Macaulay Duration

7.07 Yrs

Issue Size

₹117 Cr

Minimum Investment

₹1,00,000

1 bond × ₹1,00,000 face value (BSE market lot)

Market Characteristics

Modified Duration

6.45 Yrs

Price sensitivity per 1% yield move

Payment Frequency

Annual

Last Trade

—

No recorded trades

Trades (30 Days)

0

Exchange-reported sessions

Security Status

Unsecured

No call option

Observations

This bond is unsecured.
No secondary-market trades recorded in the last 30 days.
Coupon is 0.55 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 7 Nov 2026

Issuer

Hinduja Housing Finance Limited

Instrument Type

NCD

Issue Date

29 Dec 2023

Day Count Convention

ACT/ACT

Listed Exchange

BSE

Call / Put Option

None disclosed

Hinduja Housing Finance Limited issued Hinduja Housing Finance 9.65% Dec 2038 NCD, an unsecured, rated NCD. It pays a 9.65% p.a. coupon, annually. Principal is repaid at maturity.

Rating Timeline

4 ratings on file

Every rating we hold for this ISIN, from every agency and source, newest first. NSE listing dates are the day we first saw the rating there, not the agency’s date.

Date	Agency	Rating	Outlook	Status	Source
12 Oct 2026	CARE	AA+	Stable	Latest	CARE press release →
9 Dec 2025	CARE	AA+	Stable	Superseded	CARE press release →
31 Jan 2024	CRISIL	AA	Stable	Latest	BSE listing
2023	CARE	AA	—	NSDL record, 2023	NSDL debt master

Rating Action History

1 actions

Agency actions on Hinduja Housing Finance Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

Date	Agency	Action	Rating	Outlook	Rationale
2026-10-23	CRISIL	Initial	AA+	Stable	View →

Issuer health card · ratings, payment record, defaults, trading, filings 2 items to look at →

Rating Actions on Hinduja Housing Finance Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

Date	Agency	Action	Rating	Rationale
2026-10-23	CRISIL	Initial	AA+ / Stable	View →

Alert me about Hinduja Housing Finance Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Data Coverage

Dataset	Records	Detail	Freshness
Credit Ratings	4	CARE, CRISIL	2026-10-12
Rating Actions History	1	—	2026-10-23
Secondary-Market Trades	0	—	—
Reg52(4) Payment Disclosures	0	—	—

No secondary-market trade with a usable price on record, so no market yield or spread is shown.

Documents

Entity metadata

Source: BSE
Last Updated: 7 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions

What is the coupon rate on Hinduja Housing Finance 9.65% Dec 2038 NCD?

Hinduja Housing Finance 9.65% Dec 2038 NCD carries a coupon of 9.65%, paid annual, on a face value of ₹1,00,000.

When does Hinduja Housing Finance 9.65% Dec 2038 NCD mature?

Hinduja Housing Finance 9.65% Dec 2038 NCD matures on 29 Dec 2038, 12.1 years from today.

What is Hinduja Housing Finance 9.65% Dec 2038 NCD rated?

Hinduja Housing Finance 9.65% Dec 2038 NCD is rated AA+ by CARE (rating dated 12 Oct 2026) and AA by CRISIL (rating dated 31 Jan 2024).

Is Hinduja Housing Finance 9.65% Dec 2038 NCD secured?

Hinduja Housing Finance 9.65% Dec 2038 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Where does Hinduja Housing Finance 9.65% Dec 2038 NCD trade?

Hinduja Housing Finance 9.65% Dec 2038 NCD is listed on BSE.

More Bonds from This Issuer

H

Hinduja Housing Finance 8.85% Jan 2027 NCD

INE401Y07019

AA+

Coupon

8.85%

Maturity

01 Jan 2027

View Details

H

Hinduja Housing Finance 8.85% Feb 2027 NCD

INE401Y07027

AA+

Coupon

8.85%

Maturity

01 Feb 2027

View Details

H

Hinduja Housing Finance 8.40% Dec 2028 NCD

INE401Y07035

AA+

Coupon

8.40%

Maturity

29 Dec 2028

View Details

H

Hinduja Housing Finance 8.35% Mar 2029 NCD

INE401Y07050

AA+

Coupon

8.35%

Maturity

27 Mar 2029

View Details

Compare (/) Compare Bonds

Comparable NCDs maturing near 2038

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 9.65%. For comparison only, not a recommendation.

Bond	Issuer	Rating	Coupon	Maturity
INE2T2Q07105	Hyderabad Metropolitan Development Authority	AA+ NSDL record, 2026	8.70%	2038-03-15
INE2T2Q07063	Hyderabad Metropolitan Development Authority	AA NSDL record, 2026	8.70%	2039-03-15
INE2T2Q07238	Hyderabad Metropolitan Development Authority	AA+ NSDL record, 2026	8.50%	2038-06-15
INE134E08MB9	Power Finance Corporation Limited	AAA	7.82%	2038-03-06
INE261F08DY8	National Bank for Agriculture and Rural Development	AAA NSDL record, 2023	7.70%	2038-02-17
INE848E08557	NHPC Limited	AAA	7.67%	2039-05-27

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