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The Jammu and Kashmir Bank 9.50% Mar 2032 NCD (INE168A08079)

CARE AA- / Stable Unsecured NCD

The Jammu and Kashmir Bank Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2032

2 more bonds from The Jammu and Kashmir Bank Limited →

Current YTM

—

No market YTM available

Coupon Rate

9.50%

Per annum

Maturity Date

30 Mar 2032

5.4 Yrs to Maturity

Interest Payment

Annual

Frequency

Face Value

₹1,00,00,000

Per Bond

Issuer events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.

29 Sep 2026 Credit rating disclosure Credit Ratings
11 Sep 2026 Credit rating disclosure Credit Ratings
20 Aug 2026 Credit rating disclosure Credit Ratings

Market Position

YTM (Annual)

—

No trade with a usable price on record

10Y G-Sec Benchmark

7.19%

Reference point, not this bond's tenor

Tenure

5.4 Years

Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Cashflow Timeline

30 Mar 2027

Interest Payment

₹9,50,000.00 / Bond

₹8,55,000.00 net of 10% TDS (est.)

30 Mar 2028

Interest Payment

₹9,50,000.00 / Bond

₹8,55,000.00 net of 10% TDS (est.)

30 Mar 2029

Interest Payment

₹9,50,000.00 / Bond

₹8,55,000.00 net of 10% TDS (est.)

30 Mar 2030

Interest Payment

₹9,50,000.00 / Bond

₹8,55,000.00 net of 10% TDS (est.)

30 Mar 2031

Interest Payment

₹9,50,000.00 / Bond

₹8,55,000.00 net of 10% TDS (est.)

30 Mar 2032

Final coupon + principal

₹1,09,50,000.00 / Bond

₹9,50,000.00 coupon + ₹1,00,00,000 face value

6 coupons remaining, the last paid with principal at maturity · per ₹1,00,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today

Key Metrics

Coupon Rate

9.50%

YTM (Annual)

—

Credit Rating

AA-

(CARE) · rated 11 Sep 2026, 58 days ago

Remaining Tenure

5.4 Years

AA- (CARE): Rated 11 Sep 2026 (58 days ago).

A+ (India Ratings): Rated 30 Apr 2022 (4 years ago) — no review in the last 15 months that our sources show; the agency may have reviewed it since.

With more than one agency, the rating shown at the top is the lowest of those dated within the last 15 months (or the newest, when none is). How we pick it →

Advanced metrics

Modified Duration

3.86 Yrs

Macaulay Duration

4.23 Yrs

Issue Size

₹360 Cr

Minimum Investment

₹1,00,00,000

1 bond × ₹1,00,00,000 face value (BSE market lot)

Market Characteristics

Modified Duration

3.86 Yrs

Price sensitivity per 1% yield move

Payment Frequency

Annual

Last Trade

—

No recorded trades

Trades (30 Days)

0

Exchange-reported sessions

Security Status

Unsecured

No call option

Observations

This bond is unsecured.
No secondary-market trades recorded in the last 30 days.
Coupon is 0.70 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 7 Nov 2026

Issuer

The Jammu and Kashmir Bank Limited

Instrument Type

NCD

Issue Date

30 Mar 2022

Day Count Convention

ACT/ACT

Listed Exchange

BSE

Call / Put Option

None disclosed

The Jammu and Kashmir Bank 9.50% Mar 2032 NCD is an unsecured, rated NCD issued by The Jammu and Kashmir Bank Limited. It pays a 9.50% p.a. coupon, annually. Principal is repaid at maturity.

Rating Timeline

2 ratings on file

Every rating we hold for this ISIN, from every agency and source, newest first. NSE listing dates are the day we first saw the rating there, not the agency’s date.

Date	Agency	Rating	Outlook	Status	Source
11 Sep 2026	CARE	AA-	Stable	Latest	CARE press release →
30 Apr 2022	India Ratings	A+	Stable	Latest	BSE listing

Issuer health card · ratings, payment record, defaults, trading, filings 2 items to look at →

Alert me about The Jammu and Kashmir Bank Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Data Coverage

Dataset	Records	Detail	Freshness
Credit Ratings	2	CARE, India Ratings	2026-09-11
Rating Actions History	0	—	—
Secondary-Market Trades	0	—	—
Reg52(4) Payment Disclosures	0	—	—

No secondary-market trade with a usable price on record, so no market yield or spread is shown.

Documents

BSE Debenture Detail & Term Sheet

Entity metadata

Source: BSE
Last Updated: 7 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions

What is the coupon rate on The Jammu and Kashmir Bank 9.50% Mar 2032 NCD?

The Jammu and Kashmir Bank 9.50% Mar 2032 NCD carries a coupon of 9.50%, paid annual, on a face value of ₹1,00,00,000.

When does The Jammu and Kashmir Bank 9.50% Mar 2032 NCD mature?

The Jammu and Kashmir Bank 9.50% Mar 2032 NCD matures on 30 Mar 2032, 5.4 years from today.

What is The Jammu and Kashmir Bank 9.50% Mar 2032 NCD rated?

The Jammu and Kashmir Bank 9.50% Mar 2032 NCD is rated AA- by CARE (rating dated 11 Sep 2026) and A+ by India Ratings (rating dated 30 Apr 2022).

Is The Jammu and Kashmir Bank 9.50% Mar 2032 NCD secured?

The Jammu and Kashmir Bank 9.50% Mar 2032 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Where does The Jammu and Kashmir Bank 9.50% Mar 2032 NCD trade?

The Jammu and Kashmir Bank 9.50% Mar 2032 NCD is listed on BSE.

More Bonds from This Issuer

T

The Jammu and Kashmir Bank 9.75% Dec 2032 NCD

INE168A08087

AA-

Coupon

9.75%

Maturity

30 Dec 2032

View Details

T

The Jammu and Kashmir Bank 10.50% Perpetual NCD

INE168A08061

A+ NSDL record, 2018

Coupon

10.50%

Maturity

31 Dec 2099

View Details

Compare (/) Compare Bonds

Comparable NCDs maturing near 2032

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 9.50%. For comparison only, not a recommendation.

Bond	Issuer	Rating	Coupon	Maturity
INE658F08425	Kerala Infrastructure Investment Fund Board	AA	9.49%	2033-03-25
INE539K07346	Credila Financial Services Limited	AA+	9.51%	2031-06-04
INE658F08342	Kerala Infrastructure Investment Fund Board	AA	9.40%	2031-12-30
INE658F08334	Kerala Infrastructure Investment Fund Board	AA	9.40%	2032-12-30
INE918K08035	Nuvama Wealth Finance Limited	AA	9.60%	2032-12-24
INE0M2307107	Andhra Pradesh State Beverages Corporation Limited	AA+	9.62%	2032-05-31

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