Market closed today (Weekend) · Prices and yields as of last trading day, 06 Nov 2026
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Svatantra Microfin 12.40% May 2028 NCD (INE140R08072)

India Ratings A · NSDL record, 2023 Unsecured NCD

Svatantra Microfin Limited

Unsecured, Taxable, Redeemable NCD

Browse: bonds maturing in 2028

5 more bonds from Svatantra Microfin Limited →
Current YTM
—
No current market yield
Coupon Rate
12.40%
Per annum
Maturity Date
21 May 2028
1.5 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹1,00,000
Per Bond

Market Position

YTM (Annual)
—
No trade in the last 30 days, so the last traded yield is not shown as current. Last trade 9 Sep 2026.
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Tenure
1.5 Years
Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)
19 Aug 20269 Sep 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

21 Nov 2026
Interest Payment
₹1,033.33 / Bond
₹930.00 net of 10% TDS (est.)
21 Dec 2026
Interest Payment
₹1,033.33 / Bond
₹930.00 net of 10% TDS (est.)
21 Jan 2027
Interest Payment
₹1,033.33 / Bond
₹930.00 net of 10% TDS (est.)
21 Feb 2027
Interest Payment
₹1,033.33 / Bond
₹930.00 net of 10% TDS (est.)
21 Mar 2027
Interest Payment
₹1,033.33 / Bond
₹930.00 net of 10% TDS (est.)
21 Apr 2027
Interest Payment
₹1,033.33 / Bond
₹930.00 net of 10% TDS (est.)
21 May 2027
Interest Payment
₹1,033.33 / Bond
₹930.00 net of 10% TDS (est.)
21 Jun 2027
Interest Payment
₹1,033.33 / Bond
₹930.00 net of 10% TDS (est.)
…
+10 more coupons until 21 Apr 2028
₹1,033.33 each / Bond
21 May 2028
Final coupon + principal
₹1,01,033.33 / Bond
₹1,033.33 coupon + ₹1,00,000 face value

19 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 21 Feb 2023 Matures 21 May 2028

Key Metrics

Coupon Rate
12.40%
YTM (Annual)
—
Credit Rating
A
Rating on NSDL record (India Ratings, 2023)
Not a current agency rating; see below
Remaining Tenure
1.5 Years

A (India Ratings): Rating on NSDL record (India Ratings, 2023), dated 6 Feb 2023. The rating NSDL's debt master records for this instrument, often from the time of issue. No current rating from an agency or exchange is on file, so it may be out of date.

Advanced metrics
Modified Duration
1.38 Yrs
Macaulay Duration
1.39 Yrs
Issue Size
₹125 Cr
Face Value
₹1,00,000
Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration
1.38 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
9 Sep 2026
BSE
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Unsecured
No call option

Observations

  • This bond is unsecured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 2.20 percentage points above the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
21 Feb 2023
Day Count Convention
ACT/ACT
Listed Exchange
—
Call / Put Option
None disclosed

Svatantra Microfin 12.40% May 2028 NCD is an unsecured NCD issued by Svatantra Microfin Limited. It pays a 12.40% p.a. coupon, monthly. Principal is repaid at maturity.

Rating Action History

4 actions

Agency actions on Svatantra Microfin Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-10-15 CRISIL Update — — View →
2026-09-29 CRISIL Update — — View →
2026-07-20 CRISIL Update — — View →
2026-07-03 CRISIL Initial AA Stable View →
Issuer health card · ratings, payment record, defaults, trading, filings Nothing flagged →

Rating Actions on Svatantra Microfin Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-10-15 CRISIL Update — View →
2026-09-29 CRISIL Update — View →
2026-07-20 CRISIL Update — View →
2026-07-03 CRISIL Initial AA / Stable View →
Alert me about Svatantra Microfin Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE140R08072: trade date, clean price, YTM and number of trades
Trade DateClean PriceYTM (%)Trades
2026-09-09 105.5500 9.2200 1
2026-09-08 104.9900 9.6000 1
2026-09-04 105.6900 9.1500 1
2026-09-03 105.1755 9.4822 1
2026-09-01 105.2700 9.4500 1
2026-08-31 106.1100 8.8900 2
2026-08-28 105.6000 9.2500 1
2026-08-27 105.5000 9.3200 6
2026-08-24 105.3300 9.4500 3
2026-08-19 105.2800 9.5100 4

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 1 India Ratings (NSDL record) 2023-02-06
Rating Actions History 4 — 2026-10-15
Secondary-Market Trades 10 BSE 2026-09-09
Reg52(4) Payment Disclosures 0 — —
  • No current rating from an agency or exchange on file; the rating shown is the one NSDL's debt master records, often from the time of issue.
  • No trade in the last 30 days, so the last traded yield is not shown as current.

Documents

Entity metadata
Source
NSDL debt master
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
₹1,05,550.00
YTM—
Trade Date 9 Sep 2026 60d ago
SourceBSE
Accrued interest (est.) · record date unclear₹633.33
Dirty price (est.)₹1,06,183.33
View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE140R08072
Issue Date
21 Feb 2023
Maturity Date
21 May 2028
Listing
—
Payment Frequency
Monthly
Put / Call Option
None disclosed
Security
Unsecured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on Svatantra Microfin 12.40% May 2028 NCD?

Svatantra Microfin 12.40% May 2028 NCD carries a coupon of 12.40%, paid monthly, on a face value of ₹1,00,000.

When does Svatantra Microfin 12.40% May 2028 NCD mature?

Svatantra Microfin 12.40% May 2028 NCD matures on 21 May 2028, 1.5 years from today.

What is Svatantra Microfin 12.40% May 2028 NCD rated?

No current rating from an agency or exchange is on file for Svatantra Microfin 12.40% May 2028 NCD. NSDL's debt master records a rating of A by India Ratings, dated 6 Feb 2023, often from the time of issue, so it may be out of date.

Is Svatantra Microfin 12.40% May 2028 NCD secured?

Svatantra Microfin 12.40% May 2028 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

More Bonds from This Issuer

S
Svatantra Microfin 11.77% Jul 2027 NCD
INE00MX08078
Coupon
11.77%
Maturity
27 Jul 2027
S
Svatantra Microfin 11.77% Nov 2027 NCD
INE00MX08052
A+ NSDL record, 2021
Coupon
11.77%
Maturity
30 Nov 2027
S
Svatantra Microfin 11.77% Jan 2028 NCD
INE00MX08060
A+ NSDL record, 2022
Coupon
11.77%
Maturity
05 Jan 2028
S
Svatantra Microfin 12.40% May 2028 NCD
INE140R08064
A NSDL record, 2022
Coupon
12.40%
Maturity
21 May 2028
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INE0BUS07BT3Indel Money LimitedBBB+12.50%2028-05-28
INE996U07461SI Creva Capital Services Private LimitedA- NSDL record, 202512.50%2027-07-28
INE08XP07522Akara Capital Advisors Private LimitedBBB+12.50%2027-12-03

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