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LIC Housing Finance 7.64% Feb 2030 NCD (INE115A07RD3)

CRISIL AAA · NSDL record, 2025 Secured NCD

LIC Housing Finance Limited

Secured, Taxable, Redeemable NCD

Browse: bonds maturing in 2030

85 more bonds from LIC Housing Finance Limited →
Current YTM
—
No market YTM available
Coupon Rate
7.64%
Per annum
Maturity Date
21 Feb 2030
3.3 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,00,000
Per Bond

Market Position

YTM (Annual)
—
No trade with a usable price on record
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Tenure
3.3 Years
Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Cashflow Timeline

21 Feb 2027
Interest Payment
₹7,645.00 / Bond
₹6,880.50 net of 10% TDS (est.)
21 Feb 2028
Interest Payment
₹7,645.00 / Bond
₹6,880.50 net of 10% TDS (est.)
21 Feb 2029
Interest Payment
₹7,645.00 / Bond
₹6,880.50 net of 10% TDS (est.)
21 Feb 2030
Final coupon + principal
₹1,07,645.00 / Bond
₹7,645.00 coupon + ₹1,00,000 face value

4 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 21 Feb 2025 Matures 21 Feb 2030

Key Metrics

Coupon Rate
7.64%
YTM (Annual)
—
Credit Rating
AAA
Rating on NSDL record (CRISIL, 2025)
Not a current agency rating; see below
Remaining Tenure
3.3 Years

AAA (CRISIL): Rating on NSDL record (CRISIL, 2025), dated 17 Feb 2025. The rating NSDL's debt master records for this instrument, often from the time of issue. No current rating from an agency or exchange is on file, so it may be out of date.

Advanced metrics
Modified Duration
2.67 Yrs
Macaulay Duration
2.88 Yrs
Issue Size
₹1,000 Cr
Face Value
₹1,00,000
Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration
2.67 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
—
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Secured
No call option

Observations

  • This bond is secured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 2.55 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
21 Feb 2025
Day Count Convention
ACT/ACT
Listed Exchange
—
Call / Put Option
None disclosed

LIC Housing Finance Limited issued LIC Housing Finance 7.64% Feb 2030 NCD, a secured NCD. It pays a 7.64% p.a. coupon, annually. Principal is repaid at maturity.

Rating Action History

2 actions

Agency actions on LIC Housing Finance Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-09-30 CRISIL Update — — View →
2026-06-30 CRISIL Update — — View →
Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on LIC Housing Finance Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-09-30 CRISIL Update — View →
2026-06-30 CRISIL Update — View →
Alert me about LIC Housing Finance Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL (NSDL record) 2025-02-17
Rating Actions History 2 — 2026-09-30
Secondary-Market Trades 0 — —
Reg52(4) Payment Disclosures 0 — —
  • No current rating from an agency or exchange on file; the rating shown is the one NSDL's debt master records, often from the time of issue.
  • No secondary-market trade with a usable price on record, so no market yield or spread is shown.

Documents

Entity metadata
Source
NSDL debt master
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
—

No recent trade data available

View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE115A07RD3
Issue Date
21 Feb 2025
Maturity Date
21 Feb 2030
Listing
—
Payment Frequency
Annual
Put / Call Option
None disclosed
Security
Secured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on LIC Housing Finance 7.64% Feb 2030 NCD?

LIC Housing Finance 7.64% Feb 2030 NCD carries a coupon of 7.64%, paid annual, on a face value of ₹1,00,000.

When does LIC Housing Finance 7.64% Feb 2030 NCD mature?

LIC Housing Finance 7.64% Feb 2030 NCD matures on 21 Feb 2030, 3.3 years from today.

What is LIC Housing Finance 7.64% Feb 2030 NCD rated?

No current rating from an agency or exchange is on file for LIC Housing Finance 7.64% Feb 2030 NCD. NSDL's debt master records a rating of AAA by CRISIL, dated 17 Feb 2025, often from the time of issue, so it may be out of date.

Is LIC Housing Finance 7.64% Feb 2030 NCD secured?

LIC Housing Finance 7.64% Feb 2030 NCD is a secured bond.

More Bonds from This Issuer

L
LIC Housing Finance 6.40% Nov 2026 NCD
INE115A07PN6
AAA NSDL record, 2021
Coupon
6.40%
Maturity
30 Nov 2026
L
LIC Housing Finance 7.69% Dec 2026 NCD
INE115A07RA9
AAA NSDL record, 2024
Coupon
7.69%
Maturity
11 Dec 2026
L
LIC Housing Finance 7.16% Dec 2026 NCD
INE115A07KY4
AAA NSDL record, 2016
Coupon
7.16%
Maturity
16 Dec 2026
L
LIC Housing Finance 6.65% Feb 2027 NCD
INE115A07PR7
AAA NSDL record, 2022
Coupon
6.65%
Maturity
15 Feb 2027
Compare (/) Compare Bonds

Comparable NCDs maturing near 2030

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 7.64%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE261F08EJ7National Bank for Agriculture and Rural DevelopmentAAA NSDL record, 20247.64%2029-12-06
INE377Y07664Bajaj Housing Finance LimitedAAA7.64%2030-07-01
INE081A08355Tata Steel LimitedAA+7.65%2030-02-21
INE261F08EH1National Bank for Agriculture and Rural DevelopmentAAA NSDL record, 20247.62%2029-05-10
INE976I07CZ6Tata Capital LimitedAAA NSDL record, 20257.62%2030-04-08
INE975F07JB0Kotak Mahindra Investments LimitedAAA7.61%2029-02-21

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