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Lic Housing Finance 7.66% Dec 2029 NCD

AAA Secured NCD

LIC Housing Finance Ltd

Secured, Rated, Taxable, Redeemable NCD

Browse: AAA rated bonds · bonds maturing in 2029

Current YTM
7.46%
Market YTM
Coupon Rate
7.66%
Per annum
Maturity Date
11 Dec 2029
3.3 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
7.46%
Live, last traded 2026-08-10
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+162 bps
vs 3.3Y G-Sec at 5.84%
Below the median spread for similar-tenor peers
Tenure
3.3 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-07-17 2026-08-10
Cashflow Timeline
29 Jan 2027
Interest Payment
₹7,660.00 / Bond
29 Jan 2028
Interest Payment
₹7,660.00 / Bond
29 Jan 2029
Interest Payment
₹7,660.00 / Bond
11 Dec 2029
Principal Payment
₹100,000.00 / Bond

Next 3 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Rating action: by CRISIL on 2026-06-30 Issued 2025-01-29 Matures 2029-12-11

1 rating action on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
7.66%
YTM (Annual)
7.46%
Credit Rating
AAA
(CRISIL)
Remaining Tenure
3.3 Years
Advanced metrics
Modified Duration
2.68 Yrs
Macaulay Duration
2.88 Yrs
Issue Size
₹2,745 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
2.68 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
2026-08-10
BSE
Trades (30 Days)
2
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • 2 secondary-market trades recorded in the last 30 days.
  • Coupon is 2.34 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2025-01-29
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

7.66% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES TRANCHE 451 DATE OF MATURITY 11/12/2029 is a secured, rated, redeemable ncd issued by LIC Housing Finance Ltd. The bond offers a fixed coupon of 7.66% p.a. with annual interest payments and repays principal on maturity.

Rating Action History 1 actions
DateAgencyActionRatingOutlookRationale
2026-06-30 CRISIL Other View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-10 100.4900 7.4600 1
2026-08-07 100.3347 7.5148 None
2026-07-20 100.2700 7.5400 1
2026-07-17 100.2050 7.5600 None
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 2 CARE, CRISIL 2026-06-28
Rating Actions History 1 2026-06-30
Secondary-Market Trades 4 BSE 2026-08-10
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Lic Housing Finance 7.66% Dec 2029 NCD?

Lic Housing Finance 7.66% Dec 2029 NCD carries a coupon of 7.66%, paid annual, on a face value of ₹100,000.

When does Lic Housing Finance 7.66% Dec 2029 NCD mature?

Lic Housing Finance 7.66% Dec 2029 NCD matures on 2029-12-11, 3.3 years from today.

What is Lic Housing Finance 7.66% Dec 2029 NCD rated?

Lic Housing Finance 7.66% Dec 2029 NCD is rated AAA by CRISIL and AAA by CARE. As of 2026-06-28.

Is Lic Housing Finance 7.66% Dec 2029 NCD secured?

Lic Housing Finance 7.66% Dec 2029 NCD is a secured bond.

What yield does Lic Housing Finance 7.66% Dec 2029 NCD currently offer?

The last recorded trade on 2026-08-10 priced Lic Housing Finance 7.66% Dec 2029 NCD at ₹100.49, implying a yield to maturity of 7.46%.

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6
LIC Housing Finance 6.17% Sep 2026 NCD
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Coupon
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Maturity
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7
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Coupon
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Maturity
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7
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Coupon
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Maturity
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Coupon
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Maturity
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