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Lic Housing Finance 7.74% Feb 2028 NCD

AAA Secured NCD

LIC Housing Finance Ltd

Secured, Rated, Taxable, Redeemable NCD

Browse: AAA rated bonds · bonds maturing in 2028

Current YTM
7.51%
Market YTM
Coupon Rate
7.74%
Per annum
Maturity Date
11 Feb 2028
1.5 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
7.51%
Live, last traded 2026-08-18
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+173 bps
vs 1.5Y G-Sec at 5.78%
Below the median spread for similar-tenor peers
Tenure
1.5 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-07-09 2026-08-18
Cashflow Timeline
29 Aug 2026
Interest Payment
₹7,740.00 / Bond
29 Aug 2027
Interest Payment
₹7,740.00 / Bond
11 Feb 2028
Principal Payment
₹100,000.00 / Bond

Next 2 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Rating action: by CRISIL on 2026-06-30 Issued 2024-08-29 Matures 2028-02-11

1 rating action on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
7.74%
YTM (Annual)
7.51%
Credit Rating
AAA
(CRISIL)
Remaining Tenure
1.5 Years
Advanced metrics
Modified Duration
1.28 Yrs
Macaulay Duration
1.38 Yrs
Issue Size
₹3,213 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
1.28 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
2026-08-18
NSE OTC (WAP)
Trades (30 Days)
1
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • 1 secondary-market trade recorded in the last 30 days.
  • Coupon is 2.26 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2024-08-29
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

Issued by LIC Housing Finance Ltd, 7.74% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE TRANCHE 445 OPTION II DATE OF MATURITY 11/02/2028 is a secured, rated, ncd paying a 7.74% p.a. coupon annual. The instrument repays principal on maturity.

Rating Action History 1 actions
DateAgencyActionRatingOutlookRationale
2026-06-30 CRISIL Other View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-18 100.2417 7.5100 None
2026-07-16 100.2034 7.5500 None
2026-07-15 100.1461 7.5900 None
2026-07-14 100.1679 7.5757 None
2026-07-09 100.2373 7.5300 None
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 2 CARE, CRISIL 2026-06-28
Rating Actions History 1 2026-06-30
Secondary-Market Trades 5 NSE OTC (WAP) 2026-08-18
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Lic Housing Finance 7.74% Feb 2028 NCD?

Lic Housing Finance 7.74% Feb 2028 NCD carries a coupon of 7.74%, paid annual, on a face value of ₹100,000.

When does Lic Housing Finance 7.74% Feb 2028 NCD mature?

Lic Housing Finance 7.74% Feb 2028 NCD matures on 2028-02-11, 1.5 years from today.

What is Lic Housing Finance 7.74% Feb 2028 NCD rated?

Lic Housing Finance 7.74% Feb 2028 NCD is rated AAA by CRISIL and AAA by CARE. As of 2026-06-28.

Is Lic Housing Finance 7.74% Feb 2028 NCD secured?

Lic Housing Finance 7.74% Feb 2028 NCD is a secured bond.

What yield does Lic Housing Finance 7.74% Feb 2028 NCD currently offer?

The last recorded trade on 2026-08-18 priced Lic Housing Finance 7.74% Feb 2028 NCD at ₹100.24, implying a yield to maturity of 7.51%.

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LIC Housing Finance 6.17% Sep 2026 NCD
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Coupon
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Maturity
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Maturity
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Maturity
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Maturity
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