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Lic Housing Finance 6.95% Sep 2031 NCD

AAA Secured NCD

LIC Housing Finance Ltd

Secured, Rated, Taxable, Redeemable NCD

Browse: AAA rated bonds · bonds maturing in 2031

Current YTM
8.00%
Market YTM
Coupon Rate
6.95%
Per annum
Maturity Date
24 Sep 2031
5.1 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,000,000
Per Bond
Market Position
YTM (Annual)
8.00%
Live, last traded 2026-08-13
10Y G-Sec Benchmark
6.68%
Reference point, not this bond's tenor
Spread over G-Sec
+166 bps
vs 5.1Y G-Sec at 6.34%
Below the median spread for similar-tenor peers
Tenure
5.1 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
24 Sep 2026
Interest Payment
₹69,500.00 / Bond
24 Sep 2027
Interest Payment
₹69,500.00 / Bond
24 Sep 2028
Interest Payment
₹69,500.00 / Bond
24 Sep 2029
Interest Payment
₹69,500.00 / Bond
24 Sep 2030
Interest Payment
₹69,500.00 / Bond
24 Sep 2031
Principal Payment
₹1,000,000.00 / Bond

Next 5 coupons + principal at maturity · per ₹1,000,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Rating action: by CRISIL on 2026-06-30 Issued 2021-09-24 Matures 2031-09-24

1 rating action on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
6.95%
YTM (Annual)
8.00%
Credit Rating
AAA
(CARE)
Remaining Tenure
5.1 Years
Advanced metrics
Modified Duration
3.84 Yrs
Macaulay Duration
4.15 Yrs
Issue Size
₹975 Cr
Minimum Investment
₹1,000,000
(1 Bond)
Market Characteristics
Modified Duration
3.84 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
2026-08-13
BSE
Trades (30 Days)
1
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • 1 secondary-market trade recorded in the last 30 days.
  • Coupon is 3.05 percentage points below the median for tracked NCD bonds. (based on 18935 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2021-09-24
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

LIC Housing Finance Ltd issued this secured, rated, ncd (6.95% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES.LETTER OF ALLOTMENT.TRANCHE 415. DATE OF MATURITY 24/09/2031) carrying a 6.95% p.a. coupon, paid annual. It repays principal on maturity.

Rating Action History 1 actions
DateAgencyActionRatingOutlookRationale
2026-06-30 CRISIL Other View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-13 95.7000 8.0000 2
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CARE 2021-08-31
Rating Actions History 1 2026-06-30
Secondary-Market Trades 1 BSE 2026-08-13
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Lic Housing Finance 6.95% Sep 2031 NCD?

Lic Housing Finance 6.95% Sep 2031 NCD carries a coupon of 6.95%, paid annual, on a face value of ₹1,000,000.

When does Lic Housing Finance 6.95% Sep 2031 NCD mature?

Lic Housing Finance 6.95% Sep 2031 NCD matures on 2031-09-24, 5.1 years from today.

What is Lic Housing Finance 6.95% Sep 2031 NCD rated?

Lic Housing Finance 6.95% Sep 2031 NCD is rated AAA by CARE. As of 2021-08-31.

Is Lic Housing Finance 6.95% Sep 2031 NCD secured?

Lic Housing Finance 6.95% Sep 2031 NCD is a secured bond.

What yield does Lic Housing Finance 6.95% Sep 2031 NCD currently offer?

The last recorded trade on 2026-08-13 priced Lic Housing Finance 6.95% Sep 2031 NCD at ₹95.70, implying a yield to maturity of 8.00%.

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Maturity
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