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Lic Housing Finance 9.10% Sep 2028 NCD

AAA Secured NCD

LIC Housing Finance Ltd

Secured, Rated, Taxable, Redeemable NCD

Browse: AAA rated bonds · bonds maturing in 2028

Current YTM
No live YTM available
Coupon Rate
9.10%
Per annum
Maturity Date
24 Sep 2028
2.1 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,000,000
Per Bond
Market Position
YTM (Annual) EST
~9.10%
Proxied from coupon — no live trade, not a true YTM
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+438 bps
vs 2.1Y G-Sec at 4.72% *
Above the median spread for similar-tenor peers
Tenure
2.1 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
24 Oct 2026
Interest Payment
₹91,000.00 / Bond
24 Oct 2027
Interest Payment
₹91,000.00 / Bond
24 Sep 2028
Principal Payment
₹1,000,000.00 / Bond

Next 2 coupons + principal at maturity · per ₹1,000,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Rating action: by CRISIL on 2026-06-30 Issued 2018-10-24 Matures 2028-09-24

1 rating action on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
9.10%
YTM (Annual)
Credit Rating
AAA
(CRISIL)
Remaining Tenure
2.1 Years
Advanced metrics
Modified Duration
1.67 Yrs
Macaulay Duration
1.83 Yrs
Issue Size
₹630 Cr
Minimum Investment
₹1,000,000
(1 Bond)
Market Characteristics
Modified Duration
1.67 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Secured
Callable
Observations
  • This bond is secured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 0.90 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2018-10-24
Day Count Convention
30/360
Listed Exchange
Call / Put Option
Callable & Puttable

LIC Housing Finance Ltd issued this secured, rated, ncd (9.10% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE. TRANCHE 367 OPTION III. LETTER OF ALLOTMENT. DATE OF MATURITY 24/09/2028) carrying a 9.10% p.a. coupon, paid annual. It repays principal on maturity. The issuer holds the right to redeem the bond before maturity date.

Rating Action History 1 actions
DateAgencyActionRatingOutlookRationale
2026-06-30 CRISIL Other View →
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2018-10-05
Rating Actions History 1 2026-06-30
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0
  • No secondary-market trades recorded — YTM figures use the coupon rate as a proxy.
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Lic Housing Finance 9.10% Sep 2028 NCD?

Lic Housing Finance 9.10% Sep 2028 NCD carries a coupon of 9.10%, paid annual, on a face value of ₹1,000,000.

When does Lic Housing Finance 9.10% Sep 2028 NCD mature?

Lic Housing Finance 9.10% Sep 2028 NCD matures on 2028-09-24, 2.1 years from today.

What is Lic Housing Finance 9.10% Sep 2028 NCD rated?

Lic Housing Finance 9.10% Sep 2028 NCD is rated AAA by CRISIL. As of 2018-10-05.

Is Lic Housing Finance 9.10% Sep 2028 NCD secured?

Lic Housing Finance 9.10% Sep 2028 NCD is a secured bond.

Can Lic Housing Finance 9.10% Sep 2028 NCD be called or put back early?

Lic Housing Finance 9.10% Sep 2028 NCD has both a call option, letting the issuer redeem it early, and a put option, letting holders require early repurchase, on scheduled dates.

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