Indel Money 12.25% Jun 2032 NCD (INE0BUS08047)

India Ratings A- / Stable Unsecured NCD

Indel Money Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2032

85 more bonds from Indel Money Limited →

Current YTM

12.95%

Market YTM

Coupon Rate

12.25%

Per annum

Maturity Date

09 Jun 2032

5.6 Yrs to Maturity

Interest Payment

Monthly

Frequency

Face Value

₹1,00,000

Per Bond

Market Position

YTM (Annual)

12.95%

Last traded 6 Nov 2026 (end of day)

10Y G-Sec Benchmark

7.19%

Reference point, not this bond's tenor

Spread over G-Sec

+571 bps

vs 5.6Y G-Sec at 7.24%

Top 3% of similar-tenor peers by spread

Tenure

5.6 Years

Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)

21 Sep 20266 Nov 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

9 Nov 2026

Interest Payment

₹1,020.83 / Bond

₹918.75 net of 10% TDS (est.)

9 Dec 2026

Interest Payment

₹1,020.83 / Bond

₹918.75 net of 10% TDS (est.)

9 Jan 2027

Interest Payment

₹1,020.83 / Bond

₹918.75 net of 10% TDS (est.)

9 Feb 2027

Interest Payment

₹1,020.83 / Bond

₹918.75 net of 10% TDS (est.)

9 Mar 2027

Interest Payment

₹1,020.83 / Bond

₹918.75 net of 10% TDS (est.)

9 Apr 2027

Interest Payment

₹1,020.83 / Bond

₹918.75 net of 10% TDS (est.)

9 May 2027

Interest Payment

₹1,020.83 / Bond

₹918.75 net of 10% TDS (est.)

9 Jun 2027

Interest Payment

₹1,020.83 / Bond

₹918.75 net of 10% TDS (est.)

…

+59 more coupons until 9 May 2032

₹1,020.83 each / Bond

9 Jun 2032

Final coupon + principal

₹1,01,020.83 / Bond

₹1,020.83 coupon + ₹1,00,000 face value

68 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today

Key Metrics

Coupon Rate

12.25%

YTM (Annual)

12.95%

Credit Rating

A-

(India Ratings) · rated 30 Jun 2026, 4 months ago

Remaining Tenure

5.6 Years

Advanced metrics

Modified Duration

4.00 Yrs

Macaulay Duration

4.04 Yrs

Issue Size

₹100 Cr

Minimum Investment

₹1,00,000

1 bond × ₹1,00,000 face value (BSE market lot)

Market Characteristics

Modified Duration

4.00 Yrs

Price sensitivity per 1% yield move

Payment Frequency

Monthly

Last Trade

6 Nov 2026

BSE

Trades (30 Days)

Exchange-reported sessions

Security Status

Unsecured

No call option

Observations

This bond is unsecured.
8 secondary-market trades recorded in the last 30 days.
Coupon is 2.05 percentage points above the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 7 Nov 2026

Issuer

Indel Money Limited

Instrument Type

NCD

Issue Date

9 Jun 2026

Day Count Convention

ACT/ACT

Listed Exchange

BSE

Call / Put Option

None disclosed

Indel Money Limited issued Indel Money 12.25% Jun 2032 NCD, an unsecured, rated NCD. It pays a 12.25% p.a. coupon, monthly. Principal is repaid at maturity.

Rating Timeline

2 ratings on file

Every rating we hold for this ISIN, from every agency and source, newest first. NSE listing dates are the day we first saw the rating there, not the agency’s date.

Date	Agency	Rating	Outlook	Status	Source
30 Jun 2026	India Ratings	A-	Stable	Latest	BSE listing
2026	India Ratings	A-	—	NSDL record, 2026	NSDL debt master

Rating Action History

2 actions

Agency actions on Indel Money Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

Date	Agency	Action	Rating	Outlook	Rationale
2026-09-17	CRISIL	Reaffirm	BBB+	Stable	View →
2026-07-09	CRISIL	Update	—	—	View →

Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on Indel Money Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

Date	Agency	Action	Rating	Rationale
2026-09-17	CRISIL	Reaffirm	BBB+ / Stable	View →
2026-07-09	CRISIL	Update	—	View →

Alert me about Indel Money Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE0BUS08047: trade date, clean price, YTM and number of trades
Trade Date	Clean Price	YTM (%)	Trades
2026-11-06	100.0000	12.9500	1
2026-11-04	100.9000	12.7000	2
2026-11-03	100.3500	12.8500	1
2026-10-23	101.5000	12.5400	1
2026-10-22	101.5000	12.5400	2
2026-10-19	97.5000	13.6500	1
2026-10-14	100.1500	12.9100	1
2026-10-13	100.0000	12.9500	1
2026-09-23	100.1500	12.9100	1
2026-09-21	99.9500	12.9652	—

Data Coverage

Dataset	Records	Detail	Freshness
Credit Ratings	2	India Ratings	2026-06-30
Rating Actions History	2	—	2026-09-17
Secondary-Market Trades	10	BSE	2026-11-06
Reg52(4) Payment Disclosures	0	—	—

Documents

Entity metadata

Source: NSDL debt master
Last Updated: 7 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

₹1,00,000.00

YTM12.95%

Trade Date 6 Nov 2026 2d ago

SourceBSE

Accrued interest (est.)₹0.00

Dirty price (est.)₹1,00,000.00

View on BSE → Calculate YTM for this bond

Frequently Asked Questions

What is the coupon rate on Indel Money 12.25% Jun 2032 NCD?

Indel Money 12.25% Jun 2032 NCD carries a coupon of 12.25%, paid monthly, on a face value of ₹1,00,000.

When does Indel Money 12.25% Jun 2032 NCD mature?

Indel Money 12.25% Jun 2032 NCD matures on 9 Jun 2032, 5.6 years from today.

What is Indel Money 12.25% Jun 2032 NCD rated?

Indel Money 12.25% Jun 2032 NCD is rated A- by India Ratings (rating dated 30 Jun 2026).

Is Indel Money 12.25% Jun 2032 NCD secured?

Indel Money 12.25% Jun 2032 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Where does Indel Money 12.25% Jun 2032 NCD trade?

Indel Money 12.25% Jun 2032 NCD is listed on BSE.

What yield does Indel Money 12.25% Jun 2032 NCD currently offer?

The last recorded trade on 6 Nov 2026 priced Indel Money 12.25% Jun 2032 NCD at ₹1,00,000.00 per bond, implying a yield to maturity of 12.95%.

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Maturity

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View Details

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Maturity

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View Details

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Coupon

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Maturity

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Maturity

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View Details

Compare (/) Compare Bonds

Comparable NCDs maturing near 2032

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 12.25%. For comparison only, not a recommendation.

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INE08E808082	Shri Ram Finance Corporation Private Limited	A	12.35%	2031-10-15
INE911L08079	Mahaveer Finance (India) Limited	BBB+	12.40%	2031-09-29
INE836B08319	Satin Creditcare Network Limited	A	12.00%	2031-07-23
INE09B308044	Slice Small Finance Bank Limited	BBB+	12.00%	2031-12-17
INE836B08327	Satin Creditcare Network Limited	A	12.00%	2031-09-30
INE04HY08011	Vedika Credit Capital Limited	A- NSDL record, 2025	12.50%	2031-12-05

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