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Shri Ram Finance Corporation 12.35% Oct 2031 NCD (INE08E808082)

Acuité A Unsecured NCD

Shri Ram Finance Corporation Private Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2031

19 more bonds from Shri Ram Finance Corporation Private Limited →
Current YTM
13.39%
Market YTM
Coupon Rate
12.35%
Per annum
Maturity Date
15 Oct 2031
4.9 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹1,00,000
Per Bond

Market Position

YTM (Annual)
13.39%
Last traded 6 Nov 2026 (end of day)
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Spread over G-Sec
+621 bps
vs 4.9Y G-Sec at 7.18%
Top 4% of similar-tenor peers by spread
Tenure
4.9 Years
Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)
26 Oct 20266 Nov 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

15 Nov 2026
Interest Payment
₹1,029.17 / Bond
₹926.25 net of 10% TDS (est.)
15 Dec 2026
Interest Payment
₹1,029.17 / Bond
₹926.25 net of 10% TDS (est.)
15 Jan 2027
Interest Payment
₹1,029.17 / Bond
₹926.25 net of 10% TDS (est.)
15 Feb 2027
Interest Payment
₹1,029.17 / Bond
₹926.25 net of 10% TDS (est.)
15 Mar 2027
Interest Payment
₹1,029.17 / Bond
₹926.25 net of 10% TDS (est.)
15 Apr 2027
Interest Payment
₹1,029.17 / Bond
₹926.25 net of 10% TDS (est.)
15 May 2027
Interest Payment
₹1,029.17 / Bond
₹926.25 net of 10% TDS (est.)
15 Jun 2027
Interest Payment
₹1,029.17 / Bond
₹926.25 net of 10% TDS (est.)
…
+51 more coupons until 15 Sep 2031
₹1,029.17 each / Bond
15 Oct 2031
Final coupon + principal
₹1,01,029.17 / Bond
₹1,029.17 coupon + ₹1,00,000 face value

60 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 15 Sep 2026 Matures 15 Oct 2031

Key Metrics

Coupon Rate
12.35%
YTM (Annual)
13.39%
Credit Rating
A
(Acuité) · rated 30 Sep 2026, 39 days ago
Remaining Tenure
4.9 Years
Advanced metrics
Modified Duration
3.62 Yrs
Macaulay Duration
3.66 Yrs
Issue Size
₹45 Cr
Minimum Investment
₹1,00,000
1 bond × ₹1,00,000 face value (BSE market lot)

Market Characteristics

Modified Duration
3.62 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
6 Nov 2026
NSE OTC (WAP)
Trades (30 Days)
21
Exchange-reported sessions
Security Status
Unsecured
No call option

Observations

  • This bond is unsecured.
  • 21 secondary-market trades recorded in the last 30 days.
  • Coupon is 2.15 percentage points above the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 7 Nov 2026
Instrument Type
NCD
Issue Date
15 Sep 2026
Day Count Convention
ACT/ACT
Listed Exchange
BSE
Call / Put Option
None disclosed

Shri Ram Finance Corporation Private Limited issued Shri Ram Finance Corporation 12.35% Oct 2031 NCD, an unsecured, rated NCD. It pays a 12.35% p.a. coupon, monthly. Principal is repaid at maturity.

Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →
Alert me about Shri Ram Finance Corporation Private Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE08E808082: trade date, clean price, YTM and number of trades
Trade DateClean PriceYTM (%)Trades
2026-11-06 98.2604 13.3915 4
2026-11-05 98.2600 13.3570 5
2026-11-04 99.9100 13.1000 18
2026-11-03 98.2593 13.4626 18
2026-11-02 99.6100 13.1900 13
2026-10-30 100.0000 13.0600 9
2026-10-29 100.0500 13.0500 7
2026-10-28 100.0000 13.0600 8
2026-10-27 98.2600 13.6000 8
2026-10-26 97.3500 13.8800 16

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 1 Acuité 2026-09-30
Rating Actions History 0 — —
Secondary-Market Trades 10 NSE OTC (WAP) 2026-11-06
Reg52(4) Payment Disclosures 0 — —

Documents

Entity metadata
Source
NSDL debt master
Last Updated
7 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
₹98,260.40
YTM13.39%
Trade Date 6 Nov 2026 2d ago
SourceNSE OTC (WAP)
Accrued interest (est.) · record date unclear₹829.97
Dirty price (est.)₹99,090.37
View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE08E808082
Issue Date
15 Sep 2026
Maturity Date
15 Oct 2031
Listing
BSE
Payment Frequency
Monthly
Put / Call Option
None disclosed
Security
Unsecured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on Shri Ram Finance Corporation 12.35% Oct 2031 NCD?

Shri Ram Finance Corporation 12.35% Oct 2031 NCD carries a coupon of 12.35%, paid monthly, on a face value of ₹1,00,000.

When does Shri Ram Finance Corporation 12.35% Oct 2031 NCD mature?

Shri Ram Finance Corporation 12.35% Oct 2031 NCD matures on 15 Oct 2031, 4.9 years from today.

What is Shri Ram Finance Corporation 12.35% Oct 2031 NCD rated?

Shri Ram Finance Corporation 12.35% Oct 2031 NCD is rated A by Acuité (rating dated 30 Sep 2026).

Is Shri Ram Finance Corporation 12.35% Oct 2031 NCD secured?

Shri Ram Finance Corporation 12.35% Oct 2031 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Where does Shri Ram Finance Corporation 12.35% Oct 2031 NCD trade?

Shri Ram Finance Corporation 12.35% Oct 2031 NCD is listed on BSE.

What yield does Shri Ram Finance Corporation 12.35% Oct 2031 NCD currently offer?

The last recorded trade on 6 Nov 2026 priced Shri Ram Finance Corporation 12.35% Oct 2031 NCD at ₹98,260.40 per bond, implying a yield to maturity of 13.39%.

More Bonds from This Issuer

S
Shri Ram Finance Corporation 10.51% Feb 2027 NCD
INE08E807126
A
Coupon
10.51%
Maturity
24 Feb 2027
S
Shri Ram Finance Corporation 9.90% Oct 2027 NCD
INE08E807084
A
Coupon
9.90%
Maturity
26 Oct 2027
S
Shri Ram Finance Corporation 9.90% Nov 2027 NCD
INE08E807092
A
Coupon
9.90%
Maturity
01 Nov 2027
S
Shri Ram Finance Corporation 12.25% Nov 2027 NCD
INE08E807068
A- NSDL record, 2024
Coupon
12.25%
Maturity
25 Nov 2027
Compare (/) Compare Bonds

Comparable NCDs maturing near 2031

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 12.35%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE911L08079Mahaveer Finance (India) LimitedBBB+12.40%2031-09-29
INE0BUS08047Indel Money LimitedA-12.25%2032-06-09
INE04HY08011Vedika Credit Capital LimitedA- NSDL record, 202512.50%2031-12-05
INE0LWH07096CSA Investments Private LimitedB+12.00%2031-02-04
INE836B08319Satin Creditcare Network LimitedA12.00%2031-07-23
INE09B308044Slice Small Finance Bank LimitedBBB+12.00%2031-12-17

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