State Bank of India 7.73% Perpetual NCD (INE062A08272)

CRISIL AA+ / Stable Unsecured NCD

State Bank of India

Unsecured, Rated, Taxable, Redeemable NCD

State Bank of India 7.73% Perpetual NCD (INE062A08272), issued by State Bank of India, has a coupon of 7.73%, paid annually, and has no maturity date (perpetual). It is rated AA+ by CRISIL (latest rating dated 31 Dec 2020). No exchange trade is on file.

Browse: AA rated bonds

38 more bonds from State Bank of India →

Current YTM

—

No market YTM available

Coupon Rate

7.73%

Per annum

Maturity Date

Perpetual

No fixed maturity

Interest Payment

Annual

Frequency

Face Value

₹10,00,000

Per Bond

Issuer events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.

26 Oct 2026 Interest payment notice Disclosure under Regulation 57 of SEBI LODR Regulations 2015 regarding payment of annual interest for bond series bearing ISIN INE062A08462
25 Sep 2026 Interest payment notice Revision of interest payment date
21 Sep 2026 Interest payment notice Confirmation regarding payment of annual interest for bond series INE062A08454
9 Sep 2026 Interest payment notice Disclosure under Regulation 57 regarding payment of annual interest for ISIN INE062A08314
4 Sep 2026 Interest payment notice Disclosure regarding payment of Bond proceeds (Principal and interest) for bond series INE062A08280

Market Position

YTM (Annual)

—

No trade with a usable price on record

10Y G-Sec Benchmark

7.23%

Reference point, not this bond's tenor

Tenure

Perpetual

No fixed maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Cashflow Timeline

Cashflow schedule unavailable

Coupon frequency or rate missing from source data.

Key Metrics

Coupon Rate

7.73%

YTM (Annual)

—

Credit Rating

AA+

(CRISIL) · rated 31 Dec 2020, 5 years ago

Over 15 months old; see below

Remaining Tenure

Perpetual

AA+ (CRISIL): Rated 31 Dec 2020 (5 years ago) — no review in the last 15 months that our sources show; the agency may have reviewed it since.

Advanced metrics

Modified Duration

—

Macaulay Duration

—

Issue Size

₹2,500 Cr

Minimum Investment

₹1,00,00,000

10 bonds × ₹10,00,000 face value (BSE market lot)

Market Characteristics

Modified Duration

—

Price sensitivity per 1% yield move

Payment Frequency

Annual

Last Trade

—

No recorded trades

Trades (30 Days)

Exchange-reported sessions

Security Status

Unsecured

No call option

Observations

This bond is unsecured.
No secondary-market trades recorded in the last 30 days.

Structured Overview

Data as of 8 Nov 2026

Issuer

State Bank of India

Instrument Type

NCD

Issue Date

24 Nov 2020

Day Count Convention

ACT/ACT

Listed Exchange

BSE

Call / Put Option

None disclosed

State Bank of India 7.73% Perpetual NCD is an unsecured, rated NCD issued by State Bank of India. It pays a 7.73% p.a. coupon, annually. It has no fixed maturity date.

Rating Action History

1 actions

Agency actions on State Bank of India and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

Date	Agency	Action	Rating	Outlook	Rationale
2026-07-24	CRISIL	Initial	AA+	Stable	View →

Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on State Bank of India

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

Date	Agency	Action	Rating	Rationale
2026-07-24	CRISIL	Initial	AA+ / Stable	View →

Alert me about State Bank of India An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Data Coverage

Dataset	Records	Detail	Freshness
Credit Ratings	1	CRISIL	2020-12-31
Rating Actions History	1	—	2026-07-24
Secondary-Market Trades	0	—	—
Reg52(4) Payment Disclosures	0	—	—

No secondary-market trade with a usable price on record, so no market yield or spread is shown.

Documents

Entity metadata

Source: BSE
Last Updated: 8 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions

What is the coupon rate on State Bank of India 7.73% Perpetual NCD?

State Bank of India 7.73% Perpetual NCD carries a coupon of 7.73%, paid annual, on a face value of ₹10,00,000.

When does State Bank of India 7.73% Perpetual NCD mature?

State Bank of India 7.73% Perpetual NCD is a perpetual bond (AT1/Tier-I) with no fixed maturity date.

What is State Bank of India 7.73% Perpetual NCD rated?

State Bank of India 7.73% Perpetual NCD is rated AA+ by CRISIL (rating dated 31 Dec 2020).

Is State Bank of India 7.73% Perpetual NCD secured?

State Bank of India 7.73% Perpetual NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Where does State Bank of India 7.73% Perpetual NCD trade?

State Bank of India 7.73% Perpetual NCD is listed on BSE.

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