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Godrej Housing Finance 8.15% Apr 2035 NCD

AA+ Unsecured NCD

Godrej Housing Finance Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2035

Current YTM
8.45%
Market YTM
Coupon Rate
8.15%
Per annum
Maturity Date
25 Apr 2035
8.7 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
8.45%
Live, last traded 2026-08-07
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+198 bps
vs 8.7Y G-Sec at 6.47%
Above the median spread for similar-tenor peers
Tenure
8.7 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-07-09 2026-08-07
Cashflow Timeline
25 Apr 2027
Interest Payment
₹8,150.00 / Bond
25 Apr 2028
Interest Payment
₹8,150.00 / Bond
25 Apr 2029
Interest Payment
₹8,150.00 / Bond
25 Apr 2030
Interest Payment
₹8,150.00 / Bond
25 Apr 2031
Interest Payment
₹8,150.00 / Bond
25 Apr 2032
Interest Payment
₹8,150.00 / Bond
25 Apr 2033
Interest Payment
₹8,150.00 / Bond
25 Apr 2034
Interest Payment
₹8,150.00 / Bond
25 Apr 2035
Principal Payment
₹100,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Reaffirmed: AA by CRISIL on 2026-07-14 Reaffirmed: AA by CRISIL on 2026-06-26 Initial rating: AA by CRISIL on 2026-06-22 Reaffirmed: AA by CRISIL on 2026-06-22 Issued 2025-04-25 Matures 2035-04-25

4 rating actions on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
8.15%
YTM (Annual)
8.45%
Credit Rating
AA+
(CRISIL)
Remaining Tenure
8.7 Years
Advanced metrics
Modified Duration
5.85 Yrs
Macaulay Duration
6.35 Yrs
Issue Size
₹100 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
5.85 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
2026-08-07
BSE
Trades (30 Days)
2
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • 2 secondary-market trades recorded in the last 30 days.
  • Coupon is 1.85 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2025-04-25
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

8.15% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES SD1 DATE OF MATURITY 25/04/2035 is a rated, redeemable ncd issued by Godrej Housing Finance Limited. The bond offers a fixed coupon of 8.15% p.a. with annual interest payments and repays principal on maturity.

Rating Action History 4 actions
DateAgencyActionRatingOutlookRationale
2026-07-14 CRISIL Reaffirm AA Stable View →
2026-06-26 CRISIL Reaffirm AA Stable View →
2026-06-22 CRISIL Initial AA Stable View →
2026-06-22 CRISIL Reaffirm AA Stable View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-07 98.1000 8.4500 1
2026-08-06 97.9201 8.4800 None
2026-07-09 97.4465 8.5600 None
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2025-04-02
Rating Actions History 4 2026-07-14
Secondary-Market Trades 3 BSE 2026-08-07
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Godrej Housing Finance 8.15% Apr 2035 NCD?

Godrej Housing Finance 8.15% Apr 2035 NCD carries a coupon of 8.15%, paid annual, on a face value of ₹100,000.

When does Godrej Housing Finance 8.15% Apr 2035 NCD mature?

Godrej Housing Finance 8.15% Apr 2035 NCD matures on 2035-04-25, 8.7 years from today.

What is Godrej Housing Finance 8.15% Apr 2035 NCD rated?

Godrej Housing Finance 8.15% Apr 2035 NCD is rated AA+ by CRISIL. As of 2025-04-02.

Is Godrej Housing Finance 8.15% Apr 2035 NCD secured?

Godrej Housing Finance 8.15% Apr 2035 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

What yield does Godrej Housing Finance 8.15% Apr 2035 NCD currently offer?

The last recorded trade on 2026-08-07 priced Godrej Housing Finance 8.15% Apr 2035 NCD at ₹98.10, implying a yield to maturity of 8.45%.

More Bonds from This Issuer
8
Godrej Housing Finance 8.50% Nov 2027 NCD
AA
Coupon
8.50%
Maturity
30 Nov 2027
8
Godrej Housing Finance 8.40% Jan 2028 NCD
AA
Coupon
8.40%
Maturity
05 Jan 2028
8
Godrej Housing Finance 8.45% Sep 2029 NCD
AA
Coupon
8.45%
Maturity
18 Sep 2029
8
Godrej Housing Finance 8.17% Mar 2030 NCD
AA+
Coupon
8.17%
Maturity
04 Mar 2030
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