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Navi Finserv 10.30% Mar 2028 NCD (IN8342T07121)

Secured NCD

Navi Finserv Limited

Secured, Taxable, Redeemable NCD

Browse: bonds maturing in 2028

40 more bonds from Navi Finserv Limited →
Current YTM
—
No market YTM available
Coupon Rate
10.30%
Per annum
Maturity Date
31 Mar 2028
1.4 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹10,000
Per Bond

Issuer events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.
  • 15 Oct 2026 Rating upgraded to A+ CRISIL

Market Position

YTM (Annual)
—
No trade with a usable price on record
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Tenure
1.4 Years
Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Cashflow Timeline

15 Nov 2026
Interest Payment
₹85.83 / Bond
₹77.25 net of 10% TDS (est.)
15 Dec 2026
Interest Payment
₹85.83 / Bond
₹77.25 net of 10% TDS (est.)
15 Jan 2027
Interest Payment
₹85.83 / Bond
₹77.25 net of 10% TDS (est.)
15 Feb 2027
Interest Payment
₹85.83 / Bond
₹77.25 net of 10% TDS (est.)
15 Mar 2027
Interest Payment
₹85.83 / Bond
₹77.25 net of 10% TDS (est.)
15 Apr 2027
Interest Payment
₹85.83 / Bond
₹77.25 net of 10% TDS (est.)
15 May 2027
Interest Payment
₹85.83 / Bond
₹77.25 net of 10% TDS (est.)
15 Jun 2027
Interest Payment
₹85.83 / Bond
₹77.25 net of 10% TDS (est.)
…
+9 more coupons until 15 Mar 2028
₹85.83 each / Bond
31 Mar 2028
Final coupon (part period) + principal
₹10,044.30 / Bond
₹44.30 coupon + ₹10,000 face value

18 coupons remaining, the last paid with principal at maturity · per ₹10,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 15 Jun 2026 Matures 31 Mar 2028

Key Metrics

Coupon Rate
10.30%
YTM (Annual)
—
Credit Rating
—
No rating on file for this ISIN; issuer rating below
Remaining Tenure
1.4 Years

No rating on file for this ISIN. Issuer rating: A+ (CRISIL), upgraded 15 Oct 2026 — the agency's rating of the issuer's debt, which may not cover this bond. Agency rationale →

Advanced metrics
Modified Duration
1.29 Yrs
Macaulay Duration
1.30 Yrs
Issue Size
—
Face Value
₹10,000
Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration
1.29 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
—
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Secured
No call option

Observations

  • This bond is secured.
  • No public credit rating is available for this bond.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 0.10 percentage points above the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 24 Sep 2026
Instrument Type
NCD
Issue Date
15 Jun 2026
Day Count Convention
ACT/ACT
Listed Exchange
—
Call / Put Option
None disclosed

Navi Finserv Limited issued Navi Finserv 10.30% Mar 2028 NCD, a secured NCD. It pays a 10.30% p.a. coupon, monthly. Principal is repaid at maturity.

Rating Action History

4 actions

Agency actions on Navi Finserv Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-10-15 CRISIL Upgrade A+ Stable View →
2026-09-15 CRISIL Update — — View →
2026-07-08 CRISIL Initial A Stable View →
2026-06-26 CRISIL Update — — View →
Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on Navi Finserv Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-10-15 CRISIL Upgrade A+ / Stable View →
2026-09-15 CRISIL Update — View →
2026-07-08 CRISIL Initial A / Stable View →
2026-06-26 CRISIL Update — View →
Alert me about Navi Finserv Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 0 — —
Rating Actions History 4 — 2026-10-15
Secondary-Market Trades 0 — —
Reg52(4) Payment Disclosures 0 — —
  • No public credit rating on file for this bond.
  • No secondary-market trade with a usable price on record, so no market yield or spread is shown.

Documents

Entity metadata
Source
NSDL debt master
Last Updated
24 Sep 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
—

No recent trade data available

View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
IN8342T07121
Issue Date
15 Jun 2026
Maturity Date
31 Mar 2028
Listing
—
Payment Frequency
Monthly
Put / Call Option
None disclosed
Security
Secured
Day Count
ACT/ACT
View Term Sheet
Rating Alerts

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More Bonds from This Issuer

N
Navi Finserv 10.40% Nov 2026 NCD
INE342T07510
A
Coupon
10.40%
Maturity
13 Nov 2026
N
Navi Finserv 10.25% Dec 2026 NCD
INE342T07429
A NSDL record, 2023
Coupon
10.25%
Maturity
31 Dec 2026
N
Navi Finserv 10.40% Jan 2027 NCD
INE342T07551
A
Coupon
10.40%
Maturity
29 Jan 2027
N
Navi Finserv 10.00% Jan 2027 NCD
INE342T07650
A-
Coupon
10.00%
Maturity
31 Jan 2027
Compare (/) Compare Bonds

Comparable NCDs maturing near 2028

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 10.30%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE896L07991Indostar Capital Finance LimitedAA10.30%2027-09-25
INE244L07283Sammaan Finserve LimitedAA10.30%2028-02-02
INE03K307199Satin Finserv LimitedA-10.35%2028-08-11
INE296Q07142Moneyboxx Finance LimitedBBB10.25%2027-10-16
INE03K307132Satin Finserv LimitedA-10.25%2028-03-20
INE583D07588UGRO Capital LimitedA+ NSDL record, 202510.25%2027-10-24

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