Truhome Finance Limited — Bonds & AA (CARE) Rating on senior bonds
NBFC · Financial Services
Verify this issuer →- Current ratings CARE AA, CRISIL AA, India Ratings AA
- Rating range Current ratings on senior bonds range from AA (CARE 29 Oct 2026, CRISIL 28 Feb 2025, India Ratings 30 Jun 2026) to AA+ (CRISIL 30 Apr 2024, India Ratings 30 Jun 2023). All current ratings on Tier II / subordinated bonds are AA (CARE 29 Oct 2026)
- Rating direction, 12 months 0 upgrades, 0 downgrades
- Watch / negative outlook None in 12 months
- Issuer not cooperating No such actions in 12 months
- Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
- Newest agency rating Dated 29 Oct 2026
- Payment record No payment disclosures since 17 Jul 2026
- Defaults on record No bond marked defaulted
- Traded in the last 30 days 0 of 19 active bonds had an exchange trade
- Exchange filings, 90 days 0 filings on NSE/BSE
A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.
- 19 active bonds tracked from this issuer.
- 15 of 19 tracked bonds with a stated security status are secured. (based on 19 bonds with a disclosed security status)
- Most recent rating action: reaffirm by CRISIL on 23 Jun 2026.
Truhome Finance Limited is an NBFC in the Financial Services sector. Coupon rates on outstanding bonds range from 7.60% - 9.60%, paid annually. Bonds mature between 2026 - 2037.
Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.
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Maturity Profile
Active bonds maturing, by year. Bar height relative to the tallest year (7 bonds).
Security Type / Instrument Mix
- NCD 19 bonds · 100% · ₹2,493 Cr tracked
Funding Evolution
Based on 17 of 19 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.
- AA 16 bonds · 84%
- Unrated 3 bonds · 16%
| Agency | Rating | Outlook | Bonds |
|---|---|---|---|
| CARE | AA | Stable | 6 |
| CRISIL | AA | — | 3 |
| India Ratings | AA | Stable | 2 |
| CRISIL | AA | Stable | 1 |
| CRISIL | AA+ | Stable | 1 |
| India Ratings | AA | — | 1 |
| India Ratings | AA+ | Stable | 1 |
| India Ratings | AA+ | — | 1 |
Recent Rating Actions
YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.
No recorded secondary-market trades in the last 30 days.
| Dataset | Count | Freshness |
|---|---|---|
| Credit Ratings (current) | 16 | 2026-10-29 |
| Rating Actions History | 1 | 2026-06-23 |
| Secondary-Market Trades | 3 | 2026-09-29 |
| Reg52(4) Payment Disclosures | 0 | — |
Methodology version 1.0. See full methodology for sources and limitations.
Related Issuers
All issuers →How many active bonds does Truhome Finance Limited have?
Truhome Finance Limited currently has 19 active bonds with coupons of 7.60% - 9.60%, maturities spanning 2026 - 2037.
What is Truhome Finance Limited's credit rating?
The most common current rating on Truhome Finance Limited's senior bonds is AA (CARE). Ratings on file come from CARE, CRISIL, India Ratings. Other instrument classes: Tier II / subordinated: AA (CARE).
Are Truhome Finance Limited's bonds secured?
Of the 19 bonds with a disclosed security status, 15 are secured (78%) and 4 are unsecured.
When do Truhome Finance Limited's bonds mature?
Truhome Finance Limited's active bonds mature between 2026 - 2037; the nearest matures in Dec 2026; the average tenure is 4.5 Yrs.
What is the average coupon on Truhome Finance Limited's bonds?
The average coupon across Truhome Finance Limited's 19 active bonds is 8.84%.
Disclaimer: This page aggregates publicly available data about Truhome Finance Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.