Truhome Finance Limited

Nbfc · Financial Services

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Methodology v1.0 Download Report (PDF)
Latest Rating
AA (INDIA_RATINGS)
Total Debt Outstanding
₹1,895 Cr
Across 11 instruments
Listed Bonds
11
First Issue
2023-02-09
Latest Issue
2026-06-25
Maturity Range
2027 - 2033
Observation
11 active bonds tracked from this issuer.
View details →
Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Financial Services
Issuer Type
Nbfc
First Tracked Bond
2023-02-09
Start of this issuer's debt program timeline
  • 11 active bonds tracked from this issuer.
  • 8 of 11 tracked bonds with a stated security status are secured. (based on 11 bonds with a disclosed security status)
  • Most recent rating action: initial by CRISIL on 2026-06-25.

Truhome Finance Limited is an NBFC in the financial services sector. Coupon rates on outstanding bonds range from 7.60% - 9.40%, paid annual. Bonds mature between 2027 - 2033.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
11
Tracked by RetailBonds
Amount Tracked
₹1,895 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 9 of 11 bonds)
Avg Coupon
8.75%
Range 7.60% - 9.40%
Avg Remaining Tenure
4.6 Yrs
Nearest maturity 2027-01
Secured
72%
8 of 11 bonds with known status
Callable
0
Of 11 bonds
Avg Spread vs G-Sec
+238 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (6 bonds).

0 2027: 2 bonds, ₹460 Cr tracked, avg coupon 8.60% 2 bonds 2027 2028: 1 bond, ₹200 Cr tracked, avg coupon 7.90% 1 bond 2028 2029: 1 bond, ₹500 Cr tracked 1 bond 2029 2030: 1 bond, ₹100 Cr tracked, avg coupon 7.60% 1 bond 2030 2033: 6 bonds, ₹635 Cr tracked, avg coupon 9.12% 6 bonds 2033

Security Type / Instrument Mix

  • NCD 11 bonds · 100% · ₹1,895 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2023: ₹635 Cr issued 2023 2025: ₹760 Cr issued 2025 2026: ₹500 Cr issued 2026 Cumulative: ₹635 Cr Cumulative: ₹1,395 Cr Cumulative: ₹1,895 Cr

Based on 9 of 11 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

03 Credit Profile
  • AA 9 bonds · 82%
  • Unrated 2 bonds · 18%
AgencyRatingOutlookBonds
CARE AA Stable 2
INDIA_RATINGS AA Stable 2
CARE AA+ 1
CRISIL AA 1
CRISIL AA Stable 1
CRISIL AA+ 1
INDIA_RATINGS AA 1
INDIA_RATINGS AA+ 1

Rating History (Trend)

AAA AA A BBB Below BBB Unrated CRISIL: AA on 2026-06-23 CRISIL: AAA on 2026-06-25
Jun 26 — Jun 26 CRISIL

Recent Rating Actions

2026-06-25 · CRISIL
AAA
Initial
2026-06-23 · CRISIL
AA
Reaffirmed · Stable
04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade
INE432R07448 TFL-RR-3MTBILLS+SPREAD-29-1-27-PVT AA (CRISIL) 2027-01-29
INE432R07455 TFL-8.6%-27-8-27-PVT 8.60% AA (INDIA_RATINGS) 2027-08-27 8.31% 2026-07-01
INE432R07489 TFL-7.90%-8-8-28-PVT 7.90% AA (INDIA_RATINGS) 2028-08-08
INE432R07505 RESET RATE SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES 41 DATE OF MATURITY 25/06/2029 AA (INDIA_RATINGS) 2029-06-25
INE432R07497 TFL-7.60%-29-12-30-PVT 7.60% AA (CARE) 2030-12-29
INE432R07356 9.09% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES LETTER OF ALLOTMENT SERIES XXVIII MATURITY DATE 09/02/2033. 9.09% AA+ (INDIA_RATINGS) 2033-02-09
INE432R08057 9.10% UNSECURED RATED LISTED REDEEMABLE SUBORDINATED TIER II NON CONVERTIBLE DEBENTURES LETTER OF ALLOTMENT SERIES 1 DATE OF MATURITY 01/03/2033 9.10% AA+ (CRISIL) 2033-03-01
INE432R08065 9.10% UNSECURED RATED LISTED REDEEMABLE SUBORDINATED TIER II NON CONVERTIBLE DEBENTURES LETTER OF ALLOTMENT SERIES 2 TRANCHE 1 DATE OF MATURITY 19/05/2033 9.10% AA+ (CARE) 2033-05-19
IN8432R08015 9.10% UNSECURED RATED LISTED REDEEMABLE SUBORDINATED TIER II NON CONVERTIBLE DEBENTURES LETTER OF ALLOTMENT SERIES 2 TRANCHE 1 DATE OF MATURITY 19/05/2033 9.10% 2033-05-19
IN8432R07017 8.9% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES LETTER OF ALLOTMENT SERIES 33 DATE OF MATURITY 05/07/2033 8.90% 2033-07-05
INE432R07463 9.40% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SERIES 34 DATE OF MATURITY 28/11/2033 9.40% AA (CRISIL) 2033-11-28
Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

No recorded secondary-market trades in the last 30 days.

06 Regulatory Filings
Credit Rating Rationale
07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 10 2026-06-12
Rating Actions History 2 2026-06-25
Secondary-Market Trades 1 2026-07-01
Reg52(4) Payment Disclosures 0

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does Truhome Finance Limited have?

Truhome Finance Limited currently has 11 active bonds with coupons 7.60% - 9.40%, maturities spanning 2027 - 2033.

What is Truhome Finance Limited's credit rating?

The most recent rating on Truhome Finance Limited's bonds is AA (INDIA_RATINGS), published by CARE, CRISIL, INDIA_RATINGS.

Are Truhome Finance Limited's bonds secured?

Of the 11 bonds with a disclosed security status, 8 are secured (72%) and 3 are unsecured.

When do Truhome Finance Limited's bonds mature?

Truhome Finance Limited's active bonds mature between 2027 - 2033; the nearest matures in 2027-01; the average tenure is 4.6 Yrs.

What is the average coupon on Truhome Finance Limited's bonds?

The average coupon across Truhome Finance Limited's 11 active bonds is 8.75%.

Disclaimer: This page aggregates publicly available data about Truhome Finance Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.