Sundaram Home Finance Limited

Nbfc · Financial Services

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Methodology v1.0 Download Report (PDF)
Latest Rating
AAA (CRISIL)
Total Debt Outstanding
₹5,420 Cr
Across 22 instruments
Listed Bonds
22
First Issue
2018-09-07
Latest Issue
2026-05-19
Maturity Range
2026 - 2036
Observation
22 active bonds tracked from this issuer.
View details →
Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Financial Services
Issuer Type
Nbfc
First Tracked Bond
2018-09-07
Start of this issuer's debt program timeline
  • 22 active bonds tracked from this issuer.
  • 20 of 22 tracked bonds with a stated security status are secured. (based on 22 bonds with a disclosed security status)
  • Most recent rating action: initial by CRISIL on 2026-07-03.

Sundaram Home Finance Limited is an NBFC in the financial services sector. Coupon rates on outstanding bonds range from 6.98% - 8.93%, paid annual. Bonds mature between 2026 - 2036.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
22
Tracked by RetailBonds
Amount Tracked
₹5,420 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 21 of 22 bonds)
Avg Coupon
7.69%
Range 6.98% - 8.93%
Avg Remaining Tenure
2.9 Yrs
Nearest maturity 2026-09
Secured
90%
20 of 22 bonds with known status
Callable
0
Of 22 bonds
Avg Spread vs G-Sec
+174 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (5 bonds).

0 2026: 3 bonds, ₹845 Cr tracked, avg coupon 7.96% 3 bonds 2026 2027: 5 bonds, ₹1,025 Cr tracked, avg coupon 7.62% 5 bonds 2027 2028: 3 bonds, ₹600 Cr tracked, avg coupon 7.30% 3 bonds 2028 2029: 4 bonds, ₹850 Cr tracked, avg coupon 7.78% 4 bonds 2029 2030: 3 bonds, ₹750 Cr tracked, avg coupon 7.15% 3 bonds 2030 2031: 1 bond, ₹250 Cr tracked, avg coupon 7.96% 1 bond 2031 2033: 1 bond, ₹500 Cr tracked, avg coupon 8.93% 1 bond 2033 2034: 1 bond, ₹500 Cr tracked, avg coupon 7.95% 1 bond 2034 2036: 1 bond, ₹100 Cr tracked, avg coupon 7.70% 1 bond 2036

Security Type / Instrument Mix

  • NCD 22 bonds · 100% · ₹5,420 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2018: ₹500 Cr issued 2018 2022: ₹375 Cr issued 2022 2023: ₹300 Cr issued 2023 2024: ₹2,445 Cr issued 2024 2025: ₹1,450 Cr issued 2025 2026: ₹350 Cr issued 2026 Cumulative: ₹500 Cr Cumulative: ₹875 Cr Cumulative: ₹1,175 Cr Cumulative: ₹3,620 Cr Cumulative: ₹5,070 Cr Cumulative: ₹5,420 Cr

Based on 21 of 22 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

03 Credit Profile
  • AAA 20 bonds · 91%
  • AA 1 bonds · 5%
  • Unrated 1 bonds · 5%
AgencyRatingOutlookBonds
ICRA AAA 18
CRISIL AAA 5
CRISIL AA+ 1

Recent Rating Actions

2026-07-03 · CRISIL
AAA
Initial · Stable
04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade
INE667F07IT7 7.98% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE. SERIES 341 DATE OF MATURITY 04/09/2026. 7.98% AAA (ICRA) 2026-09-04
INE667F07IO8 7.99% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE. SERIES 337 DATE OF MATURITY 27/10/2026. 7.99% AAA (ICRA) 2026-10-27
INE667F07IU5 7.9123% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES 342 DATE OF MATURITY 27/11/2026 7.91% AAA (ICRA) 2026-11-27
INE667F07IZ4 7.70% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES 348 DATE OF MATURITY 26/03/2027 7.70% AAA (ICRA) 2027-03-26
INE667F07JA5 7.27% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES 349 DATE OF MATURITY 24/05/2027 7.27% AAA (ICRA) 2027-05-24
INE667F07IV3 7.9% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES 343 DATE OF MATURITY 24/09/2027 7.90% AAA (ICRA) 2027-09-24
INE667F07IG4 SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. SERIES OCTOBER 2022-329. DATE OF MATURITY 27/10/2027. AAA (ICRA) 2027-10-27 7.48% 2026-08-20
INE667F07II0 SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SERIES DECEMBER 2022 - 331 DATE OF MATURITY 08/12/2027 AAA (ICRA) 2027-12-08
INE667F07IY7 7.78% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE SERIES 346 DATE OF MATURITY 02/02/2028. 7.78% AAA (ICRA) 2028-02-02
INE667F07JB3 7.15% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES 350 DATE OF MATURITY 16/05/2028 7.15% AAA (ICRA) 2028-05-16
INE667F07JF4 6.98% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES 354 DATE OF MATURITY 21/11/2028 6.98% AAA (ICRA) 2028-11-21
INE667F07IS9 8.05% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES 340 DATE OF MATURITY 12/06/2029 8.05% AAA (ICRA) 2029-06-12
INE667F07IW1 7.65% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SERIES 344 DATE OF MATURITY 29/10/2029. 7.65% AAA (ICRA) 2029-10-29
INE667F07IX9 7.7% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES 345 DATE OF MATURITY 21/12/2029 7.70% AAA (ICRA) 2029-12-21
IN8667F07013 7.7% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES 345 DATE OF MATURITY 21/12/2029 7.70% 2029-12-21
INE667F07JC1 7.15% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES 351 DATE OF MATURITY 27/05/2030 7.15% AAA (CRISIL) 2030-05-27
INE667F07JD9 7.17% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES 352 DATE OF MATURITY 25/06/2030 7.17% AAA (CRISIL) 2030-06-25
INE667F07JE7 7.12% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES 353 DATE OF MATURITY 01/08/2030 7.12% AAA (CRISIL) 2030-08-01
INE667F07JG2 7.96% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SERIES 356 DATE OF MATURITY 19/05/2031 7.96% AAA (CRISIL) 2031-05-19
INE667F08194 8.93% UNSECURED LISTED RATED REDEEMABLE NON CONVERTIBLE FULLY PAID UP DEBENTURE. SERIES SEPTEMBER 2022-295 TRANCHE 5. DATE OF MATURITY 07/09/2033. 8.93% AA+ (CRISIL) 2033-09-07
INE667F07IR1 7.95% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES 339 DATE OF MATURITY 28/03/2034 7.95% AAA (ICRA) 2034-03-28
INE667F08202 7.70% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES SD012026 DATE OF MATURITY 06/03/2036 7.70% AAA (CRISIL) 2036-03-06
Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

Traded Value (Last 30 Days)
₹0.0 Cr
Number of Trades (Last 30 Days)
1
Avg. Yield (Last 30 Days)
7.48%
06 Payment Disclosures (SEBI Reg52(4)) 1 disclosed

Interest and redemption payments as broadcast by NSE under SEBI LODR Reg 52(4)/60, across all outstanding bonds from this issuer -- actual disclosed events, not a projected schedule.

Due DateBondTypeAmount DueAmount PaidStatusFiling
2026-08-01 7.12% SECURED RATED LISTED... Interest ₹284,800,000.00 ₹284,800,000.00 Paid XBRL →

Source: NSE Debt Centralised Database, per SEBI LODR Reg 52(4)/60. Coverage begins 2026-08-02 -- history accumulates as disclosures are broadcast.

07 Regulatory Filings
Credit Rating Rationale
08 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 24 2026-06-28
Rating Actions History 1 2026-07-03
Secondary-Market Trades 1 2026-08-20
Reg52(4) Payment Disclosures 1 2026-08-01

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does Sundaram Home Finance Limited have?

Sundaram Home Finance Limited currently has 22 active bonds with coupons 6.98% - 8.93%, maturities spanning 2026 - 2036.

What is Sundaram Home Finance Limited's credit rating?

The most recent rating on Sundaram Home Finance Limited's bonds is AAA (CRISIL), published by CRISIL, ICRA.

Are Sundaram Home Finance Limited's bonds secured?

Of the 22 bonds with a disclosed security status, 20 are secured (90%) and 2 are unsecured.

When do Sundaram Home Finance Limited's bonds mature?

Sundaram Home Finance Limited's active bonds mature between 2026 - 2036; the nearest matures in 2026-09; the average tenure is 2.9 Yrs.

What is the average coupon on Sundaram Home Finance Limited's bonds?

The average coupon across Sundaram Home Finance Limited's 22 active bonds is 7.69%.

Disclaimer: This page aggregates publicly available data about Sundaram Home Finance Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.