Sarvagram Fincare Private Limited

Nbfc

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Methodology v1.0 Download Report (PDF)
Latest Rating
BBB+ (ICRA)
Total Debt Outstanding
₹440 Cr
Across 15 instruments
Listed Bonds
15
First Issue
2022-05-24
Latest Issue
2026-05-20
Maturity Range
2026 - 2031
Observation
15 active bonds tracked from this issuer.
View details →
Coverage: Medium Data Quality: Medium Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Issuer Type
Nbfc
First Tracked Bond
2022-05-24
Start of this issuer's debt program timeline
  • 15 active bonds tracked from this issuer.
  • 15 of 15 tracked bonds with a stated security status are secured. (based on 15 bonds with a disclosed security status)

Sarvagram Fincare Private Limited is an NBFC. Coupon rates on outstanding bonds range from 11.25% - 14.50%, paid quarterly. Bonds mature between 2026 - 2031.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
15
Tracked by RetailBonds
Amount Tracked
₹440 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt
Avg Coupon
12.59%
Range 11.25% - 14.50%
Avg Remaining Tenure
1.9 Yrs
Nearest maturity 2026-09
Secured
100%
15 of 15 bonds with known status
Callable
2
Of 15 bonds
Avg Spread vs G-Sec
+667 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (5 bonds).

0 2026: 3 bonds, ₹95 Cr tracked, avg coupon 13.50% 3 bonds 2026 2027: 4 bonds, ₹130 Cr tracked, avg coupon 12.52% 4 bonds 2027 2028: 1 bond, ₹25 Cr tracked, avg coupon 13.00% 1 bond 2028 2029: 5 bonds, ₹105 Cr tracked, avg coupon 11.97% 5 bonds 2029 2031: 2 bonds, ₹85 Cr tracked, avg coupon 12.70% 2 bonds 2031

Security Type / Instrument Mix

  • NCD 15 bonds · 100% · ₹440 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2022: ₹20 Cr issued 2022 2024: ₹230 Cr issued 2024 2025: ₹120 Cr issued 2025 2026: ₹70 Cr issued 2026 Cumulative: ₹20 Cr Cumulative: ₹250 Cr Cumulative: ₹370 Cr Cumulative: ₹440 Cr

Based on 15 of 15 active bonds with a known issue date and issue size.

03 Credit Profile
  • BBB 11 bonds · 73%
  • Unrated 4 bonds · 27%
AgencyRatingOutlookBonds
ICRA BBB 7
ICRA BBB+ 4

Recent Rating Actions

No rating action history available.

04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade
INE0LEQ07061 13% SECURED RATED UNLISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES SERIES F DATE OF MATURITY 20/09/2026. 13.00% BBB (ICRA) 2026-09-20
INE0LEQ07053 13% SECURED RATED UNLISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE SERIES E DATE OF MATURITY 20/09/2026. 13.00% BBB (ICRA) 2026-09-20
INE0LEQ07038 14.50% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURES. SERIES C. DATE OF MATURITY 28/09/2026 14.50% 2026-09-28
INE0LEQ07129 12.25% SECURED UNRATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES K DATE OF MATURITY 26/06/2027 12.25% 2027-06-26
INE0LEQ07095 12.95% SECURED RATED UNLISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES SERIES H DATE OF MATURITY 30/08/2027. 12.95% BBB (ICRA) 2027-08-30
INE0LEQ07087 12% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURES. SERIES I. DATE OF MATURITY 13/09/2027 12.00% BBB (ICRA) 2027-09-13
INE0LEQ07103 12.87% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES J DATE OF MATURITY 31/10/2027 12.87% BBB (ICRA) 2027-10-31
INE0LEQ07079 13% SECURED RATED UNLISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE. LETTER OF ALLOTMENT SERIES G DATE OF MATURITY 15/01/2028. 13.00% BBB (ICRA) 2028-01-15
INE0LEQ07178 12% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES Q DATE OF MATURITY 13/03/2029 12.00% BBB+ (ICRA) 2029-03-13
INE0LEQ07160 12.10% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 17/04/2029 12.10% BBB+ (ICRA) 2029-04-17
INE0LEQ07145 12.3% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE LETTER OF ALLOTMENT SERIES N DATE OF MATURITY 17/04/2029 12.30% BBB (ICRA) 2029-04-17
INE0LEQ07152 12.20% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE LETTER OF ALLOTMENT SERIES O DATE OF MATURITY 17/04/2029 12.20% BBB+ (ICRA) 2029-04-17
INE0LEQ07186 11.25% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES A DATE OF MATURITY 20/05/2029 11.25% BBB+ (ICRA) 2029-05-20
INE0LEQ07111 12.7% SECURED UNRATED UNLISTED NON CONVERTIBLE DEBENTURE SERIES L TRANCHE 1 DATE OF MATURITY 15/01/2031 12.70% 2031-01-15
INE0LEQ07137 12.70% SECURED UNRATED UNLISTED NON CONVERTIBLE DEBENTURE LETTER OF ALLOTMENT SERIES M DATE OF MATURITY 27/03/2031 12.70% 2031-03-27
Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

No recorded secondary-market trades in the last 30 days.

06 Regulatory Filings

No regulatory filings captured yet for this issuer.

07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 11 2026-02-26
Rating Actions History 0
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does Sarvagram Fincare Private Limited have?

Sarvagram Fincare Private Limited currently has 15 active bonds with coupons 11.25% - 14.50%, maturities spanning 2026 - 2031.

What is Sarvagram Fincare Private Limited's credit rating?

The most recent rating on Sarvagram Fincare Private Limited's bonds is BBB+ (ICRA), published by ICRA.

Are Sarvagram Fincare Private Limited's bonds secured?

Of the 15 bonds with a disclosed security status, 15 are secured (100%) and 0 are unsecured.

When do Sarvagram Fincare Private Limited's bonds mature?

Sarvagram Fincare Private Limited's active bonds mature between 2026 - 2031; the nearest matures in 2026-09; the average tenure is 1.9 Yrs.

What is the average coupon on Sarvagram Fincare Private Limited's bonds?

The average coupon across Sarvagram Fincare Private Limited's 15 active bonds is 12.59%.

Disclaimer: This page aggregates publicly available data about Sarvagram Fincare Private Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.