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Sammaan Finserve Limited — Bonds & AA+ (CARE) Rating

NBFC · Financial Services

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Methodology v1.0 Download Report (PDF) Watch
Agency Rating
AA+ (CARE)
Most common current rating on senior bonds
9 of 16 rated · CARE, 13 Oct 2026
Total Debt Outstanding
₹1,376 Cr
Across 22 instruments
Active Bonds
22
First Issue
8 Nov 2017
Latest Issue
7 Mar 2025
Maturity Range
2027 - 2035
Observation
22 active bonds tracked from this issuer.
View details →
Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies

Latest events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.
  • 25 Aug 2026 Rating upgraded to AAA Brickwork
Issuer health card 1 item to look at
  • Current ratings CARE AA+, CRISIL AA, Brickwork AAA
  • Rating range Current ratings range from AA (CRISIL 28 Jun 2026) to AAA (Brickwork 25 Aug 2026, CRISIL 28 Jun 2026)
  • Rating direction, 12 months 1 upgrade, 0 downgrades
  • Watch / negative outlook None in 12 months
  • Issuer not cooperating No such actions in 12 months
  • Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
  • Newest agency rating Dated 13 Oct 2026
  • Payment record 30 payment disclosures since 17 Jul 2026: all on time
  • Defaults on record No bond marked defaulted
  • Traded in the last 30 days 6 of 22 active bonds had an exchange trade
  • Exchange filings, 90 days 0 filings on NSE/BSE

A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.

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01 Issuer Overview
Sector
Financial Services
Issuer Type
NBFC
First Tracked Bond
8 Nov 2017
Start of this issuer's debt program timeline
  • 22 active bonds tracked from this issuer.
  • 17 of 22 tracked bonds with a stated security status are secured. (based on 22 bonds with a disclosed security status)
  • Most recent rating action: update by CRISIL on 28 Sep 2026.

Operating in the Financial Services sector, Sammaan Finserve Limited is classified as an NBFC. Bond coupons here span 8.45% - 10.50%, paid annually. The maturity ladder spans 2027 - 2035.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
22
Tracked by RetailBonds
Amount Tracked
₹1,376 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 21 of 22 bonds)
Avg Coupon
9.40%
Range 8.45% - 10.50%
Avg Remaining Tenure
1.9 Yrs
Nearest maturity Jan 2027
Secured
77%
17 of 22 bonds with known status
Callable
0
Of 22 bonds
Avg Spread vs G-Sec
+482 bps
Credit premium, from 5 bonds with a current market yield

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (15 bonds).

0 2027: 4 bonds, ₹225 Cr tracked, avg coupon 9.05% 4 bonds 2027 2028: 15 bonds, ₹571 Cr tracked, avg coupon 9.43% 15 bonds 2028 2029: 1 bond, ₹30 Cr tracked, avg coupon 9.80% 1 bond 2029 2032: 1 bond, ₹500 Cr tracked, avg coupon 9.70% 1 bond 2032 2035: 1 bond, ₹50 Cr tracked, avg coupon 9.60% 1 bond 2035

Security Type / Instrument Mix

  • NCD 22 bonds · 100% · ₹1,376 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2017: ₹100 Cr issued 2017 2018: ₹282 Cr issued 2018 2022: ₹500 Cr issued 2022 2023: ₹289 Cr issued 2023 2024: ₹155 Cr issued 2024 2025: ₹50 Cr issued 2025 Cumulative: ₹100 Cr Cumulative: ₹382 Cr Cumulative: ₹882 Cr Cumulative: ₹1,171 Cr Cumulative: ₹1,326 Cr Cumulative: ₹1,376 Cr

Based on 21 of 22 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

03 Credit Profile
  • AA 21 bonds · 95%
  • Unrated 1 bond · 5%
AgencyRatingOutlookBonds
CARE AA+ Stable 9
CRISIL AA — 5
Brickwork AAA Stable 2
CRISIL AA Stable 2
CRISIL AAA — 1
CRISIL AA NSDL record — 4
ICRA AA NSDL record — 1

Recent Rating Actions

28 Sep 2026 · CRISIL
—
Update
AAA
Upgrade · Stable
16 Jun 2026 · CRISIL
—
Update
NCD Public Issues
04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade Details
INE244L07606 Sammaan Finserve 9.65% Jan 2027 NCD 9.65% AA (CRISIL) 2027-01-13 — —
IN8244L07019 Sammaan Finserve 9.65% Jan 2027 NCD 9.65% — 2027-01-13 — —
INE244L08018 Sammaan Finserve 8.45% Nov 2027 NCD 8.45% AA+ (CARE) 2027-11-08 — 2026-08-25
INE244L08026 Sammaan Finserve 8.45% Nov 2027 NCD 8.45% AA+ (CARE) 2027-11-30 — 2026-10-07
INE244L08034 Sammaan Finserve 8.45% Jan 2028 NCD 8.45% AA+ (CARE) 2028-01-05 — 2026-10-05
INE244L07317 Sammaan Finserve 9.80% Feb 2028 NCD 9.80% AA (CRISIL, NSDL record 2022) 2028-02-02 — —
INE244L07283 Sammaan Finserve 10.30% Feb 2028 NCD 10.30% AA (CRISIL) 2028-02-02 — 2026-11-02
INE244L07408 Sammaan Finserve 9.40% Feb 2028 NCD 9.40% AA (ICRA, NSDL record 2022) 2028-02-02 — —
INE244L07416 Sammaan Finserve 9.85% Feb 2028 NCD 9.85% AA (CRISIL) 2028-02-02 13.21% 2026-10-12
INE244L08042 Sammaan Finserve 8.85% Mar 2028 NCD 8.85% AA+ (CARE) 2028-03-28 — 2026-08-18
INE244L07556 Sammaan Finserve 10.50% Apr 2028 NCD 10.50% AA (CRISIL, NSDL record 2023) 2028-04-25 10.30% 2026-11-06
INE244L07564 Sammaan Finserve 9.57% Apr 2028 NCD 9.57% AA (CRISIL) 2028-04-25 — —
INE244L07523 Sammaan Finserve 10.03% Apr 2028 NCD 10.03% AA (CRISIL) 2028-04-25 14.99% 2026-10-21
INE244L07572 Sammaan Finserve 10.00% Apr 2028 NCD 10.00% AA (CRISIL, NSDL record 2023) 2028-04-25 — —
INE244L08059 Sammaan Finserve 8.80% May 2028 NCD 8.80% AA+ (CARE) 2028-05-02 — —
INE244L07168 Sammaan Finserve 8.84% Sep 2028 NCD 8.84% AA+ (CARE) 2028-09-25 10.02% 2026-10-23
INE244L07150 Sammaan Finserve 8.75% Sep 2028 NCD 8.75% AA+ (CARE) 2028-09-25 — —
INE244L07176 Sammaan Finserve 9.10% Sep 2028 NCD 9.10% AA+ (CARE) 2028-09-25 — —
INE244L07184 Sammaan Finserve 9.20% Sep 2028 NCD 9.20% AA+ (CARE) 2028-09-25 10.18% 2026-10-21
INE244L07598 Sammaan Finserve 9.80% Sep 2029 NCD 9.80% AA (CRISIL) 2029-09-06 — 2026-09-28
INE244L07259 Sammaan Finserve 9.70% Jul 2032 NCD 9.70% AA (CRISIL, NSDL record 2022) 2032-07-13 — —
INE244L07614 Sammaan Finserve 9.60% Mar 2035 NCD 9.60% AA (CRISIL) 2035-03-07 — —
Compare (/) Compare Bonds

YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

BSE Traded Value (Last 30 Days)
—
Number of Trades (Last 30 Days)
21
Avg. Yield (Last 30 Days)
10.2%
06 Payment Disclosures (SEBI Reg52(4)) 20 disclosed

Interest and redemption payments as broadcast by NSE under SEBI LODR Reg 52(4)/60, across all outstanding bonds from this issuer -- actual disclosed events, not a projected schedule.

Due DateBondTypeAmount DueAmount PaidStatusFiling
6 Nov 2026 ICCL-8.45%-8-11-27-PVT Interest ₹5,06,00,000.00 ₹5,06,00,000.00 Paid XBRL →
2 Nov 2026 9.40% SECURED RATED LISTED... Interest — — Pending XBRL →
2 Nov 2026 9.85% SECURED RATED LISTED... Interest ₹4,00,000.00 ₹4,00,000.00 Paid XBRL →
25 Oct 2026 9.57% SECURED RATED LISTED... Interest — — Pending XBRL →
25 Oct 2026 10.03% SECURED RATED LISTED... Interest ₹4,00,000.00 ₹4,00,000.00 Paid XBRL →
25 Oct 2026 8.84% SECURED (CATEGORY III & IV)... Interest ₹9,00,000.00 ₹9,00,000.00 Paid XBRL →
25 Oct 2026 8.75% SECURED (CATEGORY I & II)... Interest — — Pending XBRL →
2 Oct 2026 9.40% SECURED RATED LISTED... Interest — — Pending XBRL →
2 Oct 2026 9.85% SECURED RATED LISTED... Interest ₹4,00,000.00 ₹4,00,000.00 Paid XBRL →
25 Sep 2026 9.57% SECURED RATED LISTED... Interest — — Pending XBRL →
25 Sep 2026 10.03% SECURED RATED LISTED... Interest ₹4,00,000.00 ₹4,00,000.00 Paid XBRL →
25 Sep 2026 8.84% SECURED (CATEGORY III & IV)... Interest ₹9,00,000.00 ₹9,00,000.00 Paid XBRL →
25 Sep 2026 8.75% SECURED (CATEGORY I & II)... Interest — — Pending XBRL →
25 Sep 2026 9.10% SECURED (CATEGORY I & II)... Interest ₹3,00,000.00 ₹3,00,000.00 Paid XBRL →
25 Sep 2026 9.20% SECURED (CATEGORY III & IV)... Interest ₹1,28,00,000.00 ₹1,28,00,000.00 Paid XBRL →
6 Sep 2026 ICCL-9.80%-6-9-29-PVT Interest ₹2,94,00,000.00 ₹2,94,00,000.00 Paid XBRL →
2 Sep 2026 9.40% SECURED RATED LISTED... Interest — — Pending XBRL →
2 Sep 2026 9.85% SECURED RATED LISTED... Interest ₹4,00,000.00 ₹4,00,000.00 Paid XBRL →
25 Aug 2026 9.57% SECURED RATED LISTED... Interest — — Pending XBRL →
25 Aug 2026 10.03% SECURED RATED LISTED... Interest ₹4,00,000.00 ₹4,00,000.00 Paid XBRL →

Source: NSE Debt Centralised Database, per SEBI LODR Reg 52(4)/60. Coverage begins 2 Aug 2026 — history accumulates as disclosures are broadcast.

07 Regulatory Filings
Credit Rating Rationale
08 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 24 2026-10-13
Rating Actions History 3 2026-09-28
Secondary-Market Trades 189 2026-11-06
Reg52(4) Payment Disclosures 20 2026-11-06

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does Sammaan Finserve Limited have?

Sammaan Finserve Limited currently has 22 active bonds with coupons of 8.45% - 10.50%, maturities spanning 2027 - 2035.

What is Sammaan Finserve Limited's credit rating?

The most common current rating on Sammaan Finserve Limited's senior bonds is AA+ (CARE). Ratings on file come from Brickwork, CARE, CRISIL.

Are Sammaan Finserve Limited's bonds secured?

Of the 22 bonds with a disclosed security status, 17 are secured (77%) and 5 are unsecured.

When do Sammaan Finserve Limited's bonds mature?

Sammaan Finserve Limited's active bonds mature between 2027 - 2035; the nearest matures in Jan 2027; the average tenure is 1.9 Yrs.

What is the average coupon on Sammaan Finserve Limited's bonds?

The average coupon across Sammaan Finserve Limited's 22 active bonds is 9.40%.

Disclaimer: This page aggregates publicly available data about Sammaan Finserve Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.