Market closed today (Weekend) · Prices and yields as of last trading day, 06 Nov 2026
Happy Diwali from all of us at RetailBonds

Punjab Kashmir Finance Limited — Bonds

NBFC · Financial Services

Verify this issuer →
Methodology v1.0 Download Report (PDF) Watch
Agency Rating
—
Total Debt Outstanding
₹36 Cr
Across 52 instruments
Active Bonds
52
First Issue
30 Jun 2023
Latest Issue
31 Aug 2026
Maturity Range
2026 - 2031
Observation
52 active bonds tracked from this issuer.
View details →
Coverage: Low Data Quality: Low Sources: NSE, BSE, SEBI, rating agencies
Issuer health card 1 item to look at
  • Current ratings No current rating on file
  • Rating direction, 12 months 0 upgrades, 0 downgrades
  • Watch / negative outlook None in 12 months
  • Issuer not cooperating No such actions in 12 months
  • Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
  • Newest agency rating Dated 29 Oct 2026
  • Payment record No payment disclosures since 17 Jul 2026
  • Defaults on record No bond marked defaulted
  • Traded in the last 30 days 0 of 52 active bonds had an exchange trade
  • Exchange filings, 90 days 0 filings on NSE/BSE

A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.

Alert me about Punjab Kashmir Finance Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.
01 Issuer Overview
Sector
Financial Services
Issuer Type
NBFC
First Tracked Bond
30 Jun 2023
Start of this issuer's debt program timeline
  • 52 active bonds tracked from this issuer.
  • 48 of 48 tracked bonds with a stated security status are secured. (based on 48 bonds with a disclosed security status)
  • Most recent rating action: reaffirm by CRISIL on 29 Oct 2026.

Operating in the Financial Services sector, Punjab Kashmir Finance Limited is classified as an NBFC. Bond coupons here span 7.65% - 9.10%, paid at maturity. The maturity ladder spans 2026 - 2031.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

Thanks — your suggestion has been submitted for review.

02 Debt Profile
Outstanding Bonds
52
Tracked by RetailBonds
Amount Tracked
₹36 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 48 of 52 bonds)
Avg Coupon
8.47%
Range 7.65% - 9.10%
Avg Remaining Tenure
2.2 Yrs
Nearest maturity Dec 2026
Secured
100%
48 of 48 bonds with known status
Callable
0
Of 52 bonds

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (19 bonds).

0 2026: 2 bonds, ₹2 Cr tracked, avg coupon 8.50% 2 bonds 2026 2027: 10 bonds, ₹10 Cr tracked, avg coupon 8.78% 10 bonds 2027 2028: 19 bonds, ₹14 Cr tracked, avg coupon 8.58% 19 bonds 2028 2029: 11 bonds, ₹6 Cr tracked, avg coupon 8.17% 11 bonds 2029 2030: 4 bonds, ₹2 Cr tracked, avg coupon 8.32% 4 bonds 2030 2031: 6 bonds, ₹3 Cr tracked, avg coupon 8.27% 6 bonds 2031

Security Type / Instrument Mix

  • NCD 52 bonds · 100% · ₹36 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2023: ₹4 Cr issued 2023 2024: ₹10 Cr issued 2024 2025: ₹13 Cr issued 2025 2026: ₹8 Cr issued 2026 Cumulative: ₹4 Cr Cumulative: ₹15 Cr Cumulative: ₹28 Cr Cumulative: ₹36 Cr

Based on 48 of 52 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

03 Credit Profile
  • Unrated 52 bonds · 100%

Recent Rating Actions

29 Oct 2026 · CRISIL
BBB+
Reaffirmed · Stable
18 Aug 2026 · CRISIL
—
Update
04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade Details
INE03CO07AL4 Punjab Kashmir Finance 8.25% Dec 2026 NCD 8.25% — 2026-12-30 — —
INE03CO07AK6 Punjab Kashmir Finance 8.75% Dec 2026 NCD 8.75% — 2026-12-30 — —
INE03CO07AO8 Punjab Kashmir Finance 8.75% Feb 2027 NCD 8.75% — 2027-02-28 — —
INE03CO07AP5 Punjab Kashmir Finance 9.00% Apr 2027 NCD 9.00% — 2027-04-30 — —
INE03CO07AR1 Punjab Kashmir Finance 8.50% Jun 2027 NCD 8.50% — 2027-06-29 — —
INE03CO07AQ3 Punjab Kashmir Finance 9.00% Jun 2027 NCD 9.00% — 2027-06-29 — —
INE03CO07AS9 Punjab Kashmir Finance 9.00% Aug 2027 NCD 9.00% — 2027-08-31 — —
INE03CO07AT7 Punjab Kashmir Finance 8.50% Aug 2027 NCD 8.50% — 2027-08-31 — —
INE03CO07AU5 Punjab Kashmir Finance 8.50% Oct 2027 NCD 8.50% — 2027-10-31 — —
INE03CO07AV3 Punjab Kashmir Finance 9.00% Oct 2027 NCD 9.00% — 2027-10-31 — —
INE03CO07AW1 Punjab Kashmir Finance 9.00% Dec 2027 NCD 9.00% — 2027-12-31 — —
INE03CO07AX9 Punjab Kashmir Finance 8.50% Dec 2027 NCD 8.50% — 2027-12-31 — —
INE03CO07AZ4 Punjab Kashmir Finance 9.10% Feb 2028 NCD 9.10% — 2028-02-28 — —
INE03CO07AY7 Punjab Kashmir Finance 8.60% Feb 2028 NCD 8.60% — 2028-02-28 — —
INE03CO07BB3 Punjab Kashmir Finance 9.10% Apr 2028 NCD 9.10% — 2028-04-29 — —
INE03CO07BA5 Punjab Kashmir Finance 8.60% Apr 2028 NCD 8.60% — 2028-04-29 — —
INE03CO07BC1 Punjab Kashmir Finance 8.85% Jun 2028 NCD 8.85% — 2028-06-30 — —
INE03CO07AA7 Punjab Kashmir Finance 8.50% Jun 2028 NCD 8.50% — 2028-06-30 — —
INE03CO07BD9 Punjab Kashmir Finance 8.35% Jun 2028 NCD 8.35% — 2028-06-30 — —
INE03CO07983 Punjab Kashmir Finance 9.00% Jun 2028 NCD 9.00% — 2028-06-30 — —
INE03CO07991 Punjab Kashmir Finance 8.90% Jun 2028 NCD 8.90% — 2028-06-30 — —
INE03CO07BF4 Punjab Kashmir Finance 8.65% Aug 2028 NCD 8.65% — 2028-08-30 — —
INE03CO07BE7 Punjab Kashmir Finance 8.15% Aug 2028 NCD 8.15% — 2028-08-30 — —
INE03CO07AB5 Punjab Kashmir Finance 9.00% Aug 2028 NCD 9.00% — 2028-08-31 — —
INE03CO07AE9 Punjab Kashmir Finance 8.50% Aug 2028 NCD 8.50% — 2028-08-31 — —
INE03CO07AG4 Punjab Kashmir Finance 8.40% Oct 2028 NCD 8.40% — 2028-10-31 — —
INE03CO07BI8 Punjab Kashmir Finance 7.90% Oct 2028 NCD 7.90% — 2028-10-31 — —
INE03CO07BJ6 Punjab Kashmir Finance 8.40% Oct 2028 NCD 8.40% — 2028-10-31 — —
INE03CO07AJ8 Punjab Kashmir Finance 9.00% Dec 2028 NCD 9.00% — 2028-12-30 — —
INE03CO07BK4 Punjab Kashmir Finance 7.75% Dec 2028 NCD 7.75% — 2028-12-31 — —
INE03CO07BL2 Punjab Kashmir Finance 8.25% Dec 2028 NCD 8.25% — 2028-12-31 — —
INE03CO07BQ1 Punjab Kashmir Finance 8.25% Feb 2029 NCD 8.25% — 2029-02-28 — —
INE03CO07AM2 Punjab Kashmir Finance 8.50% Feb 2029 NCD 8.50% — 2029-02-28 — —
INE03CO07BR9 Punjab Kashmir Finance 7.75% Feb 2029 NCD 7.75% — 2029-02-28 — —
INE03CO07AN0 Punjab Kashmir Finance 9.00% Feb 2029 NCD 9.00% — 2029-02-28 — —
INE03CO07BS7 Punjab Kashmir Finance 9.00% Feb 2029 NCD 9.00% — 2029-02-28 — —
INE03CO07BV1 Punjab Kashmir Finance 7.65% Apr 2029 NCD 7.65% — 2029-04-30 — —
INE03CO07BU3 Punjab Kashmir Finance 8.15% Apr 2029 NCD 8.15% — 2029-04-30 — —
INE03CO07BW9 Punjab Kashmir Finance 8.15% Jun 2029 NCD 8.15% — 2029-06-30 — —
INE03CO07BX7 Punjab Kashmir Finance 7.65% Jun 2029 NCD 7.65% — 2029-06-30 — —
INE03CO07CB1 Punjab Kashmir Finance 7.65% Aug 2029 NCD 7.65% — 2029-08-31 — —
INE03CO07CC9 Punjab Kashmir Finance 8.15% Aug 2029 NCD 8.15% — 2029-08-31 — —
INE03CO07BG2 Punjab Kashmir Finance 8.15% Oct 2030 NCD 8.15% — 2030-10-31 — —
INE03CO07BH0 Punjab Kashmir Finance 8.65% Oct 2030 NCD 8.65% — 2030-10-31 — —
INE03CO07BN8 Punjab Kashmir Finance 8.50% Dec 2030 NCD 8.50% — 2030-12-31 — —
INE03CO07BM0 Punjab Kashmir Finance 8.00% Dec 2030 NCD 8.00% — 2030-12-31 — —
INE03CO07BP3 Punjab Kashmir Finance 8.00% Feb 2031 NCD 8.00% — 2031-02-28 — —
INE03CO07BO6 Punjab Kashmir Finance 8.50% Feb 2031 NCD 8.50% — 2031-02-28 — —
INE03CO07BT5 Punjab Kashmir Finance 8.40% Apr 2031 NCD 8.40% — 2031-04-30 — —
INE03CO07BY5 Punjab Kashmir Finance 8.40% Jun 2031 NCD 8.40% — 2031-06-30 — —
Compare (/) Compare Bonds

YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.

05 Market Activity

No recorded secondary-market trades in the last 30 days.

06 Regulatory Filings
Credit Rating Rationale
07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 0 —
Rating Actions History 2 2026-10-29
Secondary-Market Trades 0 —
Reg52(4) Payment Disclosures 0 —

Methodology version 1.0. See full methodology for sources and limitations.

Related Issuers

All issuers →

Disclaimer: This page aggregates publicly available data about Punjab Kashmir Finance Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.