Poonawalla Fincorp Limited — Bonds & AAA (CRISIL) Rating on senior bonds
NBFC · Financial Services
Verify this issuer →Latest events
Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.- 6 Nov 2026 Debt securities notice Disclosure under Regulation 30 and 51 of the SEBI Listing Regulations - Issue of Non-Convertible Debentures
- 29 Oct 2026 Debt securities notice Intimation w.r.t allotment of Non-Convertible Debentures
- 26 Oct 2026 Debt securities notice Disclosure under Regulation 30 and 51 of the SEBI Listing Regulations - Issue of Non-Convertible Debentures
- 5 Oct 2026 Record date The company has fixed Regulation 60(2) Record Date Interest Payment / Redemption / Dividend for the purpose of…
- 28 Sep 2026 New rating assigned to AAA CARE
- Current ratings CRISIL AAA, CARE AAA, CRISIL AA+
- Rating range Current ratings on senior bonds range from AA (Brickwork 31 May 2017) to AAA (CARE 28 Sep 2026, CRISIL 30 Sep 2026). All current ratings on Tier II / subordinated bonds are AAA (CARE 28 Sep 2026, CRISIL 9 Sep 2026). All current ratings on AT1 / perpetual bonds are AA+ (CARE 28 Sep 2026, CRISIL 9 Sep 2026)
- Rating direction, 12 months 0 upgrades, 0 downgrades
- Watch / negative outlook None in 12 months
- Issuer not cooperating No such actions in 12 months
- Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
- Newest agency rating Dated 30 Sep 2026
- Payment record 4 payment disclosures since 17 Jul 2026: all on time
- Defaults on record No bond marked defaulted
- Traded in the last 30 days 9 of 44 active bonds had an exchange trade
- Exchange filings, 90 days 49 filings on NSE/BSE
A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.
- 44 active bonds tracked from this issuer.
- 29 of 44 tracked bonds with a stated security status are secured. (based on 44 bonds with a disclosed security status)
- Most recent rating action: update by CRISIL on 9 Oct 2026.
Poonawalla Fincorp Limited is an NBFC in the Financial Services sector. Coupon rates on outstanding bonds range from 7.52% - 12.10%, paid annually. Bonds mature between 2026 - 2036.
Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.
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Maturity Profile
Active bonds maturing, by year. Bar height relative to the tallest year (11 bonds).
Security Type / Instrument Mix
- NCD 44 bonds · 100% · ₹20,571 Cr tracked
Funding Evolution
Based on 39 of 44 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.
Financial Snapshot
H1 FY27 vs H1 FY27As filed under SEBI LODR Reg 52(4) / Integrated Filing, filed 9 Oct 2026. Figures are reported facts, not a rating or recommendation.
- AAA 33 bonds · 75%
- AA 6 bonds · 14%
- Unrated 5 bonds · 11%
| Agency | Rating | Outlook | Bonds |
|---|---|---|---|
| CRISIL | AAA | Stable | 30 |
| CARE | AAA | Stable | 21 |
| CARE | AA+ | Stable | 6 |
| CRISIL | AA+ | Stable | 6 |
| Brickwork | AA | — | 2 |
| CRISIL | AAA | — | 1 |
Rating History (Trend)
Recent Rating Actions
YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.
Last 30 days, across all outstanding bonds from this issuer.
Interest and redemption payments as broadcast by NSE under SEBI LODR Reg 52(4)/60, across all outstanding bonds from this issuer -- actual disclosed events, not a projected schedule.
| Due Date | Bond | Type | Amount Due | Amount Paid | Status | Filing |
|---|---|---|---|---|---|---|
| 6 Nov 2026 | 10.27% SECURED LISTED REDEEMABLE NON... | Interest | ₹2,00,000.00 | ₹2,00,000.00 | Paid | XBRL → |
| 6 Oct 2026 | 10.27% SECURED LISTED REDEEMABLE NON... | Interest | ₹2,00,000.00 | ₹2,00,000.00 | Paid | XBRL → |
| 6 Sep 2026 | 10.27% SECURED LISTED REDEEMABLE NON... | Interest | ₹2,00,000.00 | ₹2,00,000.00 | Paid | XBRL → |
| 6 Aug 2026 | 10.27% SECURED LISTED REDEEMABLE NON... | Interest | ₹2,00,000.00 | ₹2,00,000.00 | Paid | XBRL → |
Source: NSE Debt Centralised Database, per SEBI LODR Reg 52(4)/60. Coverage begins 2 Aug 2026 — history accumulates as disclosures are broadcast.
| Dataset | Count | Freshness |
|---|---|---|
| Credit Ratings (current) | 66 | 2026-09-30 |
| Rating Actions History | 7 | 2026-10-09 |
| Secondary-Market Trades | 185 | 2026-11-06 |
| Reg52(4) Payment Disclosures | 4 | 2026-11-06 |
Methodology version 1.0. See full methodology for sources and limitations.
Related Issuers
All issuers →How many active bonds does Poonawalla Fincorp Limited have?
Poonawalla Fincorp Limited currently has 44 active bonds with coupons of 7.52% - 12.10%, maturities spanning 2026 - 2036.
What is Poonawalla Fincorp Limited's credit rating?
The most common current rating on Poonawalla Fincorp Limited's senior bonds is AAA (CRISIL). Ratings on file come from Brickwork, CARE, CRISIL. Other instrument classes: Tier II / subordinated: AAA (CARE) · AT1 / perpetual: AA+ (CARE).
Are Poonawalla Fincorp Limited's bonds secured?
Of the 44 bonds with a disclosed security status, 29 are secured (65%) and 15 are unsecured.
When do Poonawalla Fincorp Limited's bonds mature?
Poonawalla Fincorp Limited's active bonds mature between 2026 - 2036; the nearest matures in Dec 2026; the average tenure is 2.6 Yrs.
What is the average coupon on Poonawalla Fincorp Limited's bonds?
The average coupon across Poonawalla Fincorp Limited's 44 active bonds is 8.85%.
Disclaimer: This page aggregates publicly available data about Poonawalla Fincorp Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.