Paisalo Digital Limited — Bonds & AA (Infomerics) Rating
NBFC · Financial Services
Verify this issuer →Latest events
Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.- 4 Nov 2026 Redemption notice Intimation regarding redemption of Commercial Papers
- 3 Nov 2026 Interest payment notice Certification under Regulation 57 of SEBI (LODR) Regulations, 2015 regarding quarterly interest payment of NCDs bearing ISIN- INE420C07114
- 2 Nov 2026 Record date The company has fixed Regulation 60(2) Record Date Interest Payment / Redemption / Dividend for the purpose of…
- 19 Oct 2026 Interest payment notice Certification under Regulation 57 of SEBI(LODR) Regulations regarding quarterly interest payment of NCDs bearing ISIN-INE420C07080
- 12 Oct 2026 Interest payment notice Certificate under Regulation 57 of SEBI (LODR) Regulations, 2015 regarding monthly interest payment of NCDs
- Current ratings Infomerics AA, Infomerics AA+, Brickwork AA
- Rating range Current ratings range from AA (Brickwork 30 Sep 2026, Infomerics 31 Mar 2026) to AA+ (Infomerics 30 Nov 2025)
- Rating direction, 12 months No rating actions on file
- Watch / negative outlook None in 12 months
- Issuer not cooperating No such actions in 12 months
- Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
- Newest agency rating Dated 30 Sep 2026
- Payment record No payment disclosures since 17 Jul 2026
- Defaults on record No bond marked defaulted
- Traded in the last 30 days 10 of 22 active bonds had an exchange trade
- Exchange filings, 90 days 119 filings on NSE/BSE
A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.
- 22 active bonds tracked from this issuer.
- 18 of 21 tracked bonds with a stated security status are secured. (based on 21 bonds with a disclosed security status)
Paisalo Digital Limited is an NBFC in the Financial Services sector. Coupon rates on outstanding bonds range from 8.45% - 12.00%, paid quarterly. Bonds mature between 2026 - 2036.
Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.
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Maturity Profile
Active bonds maturing, by year. Bar height relative to the tallest year (7 bonds).
Security Type / Instrument Mix
- NCD 22 bonds · 100% · ₹1,136 Cr tracked
Funding Evolution
Based on 21 of 22 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.
Financial Snapshot
H1 FY27As filed under SEBI LODR Reg 52(4) / Integrated Filing, filed 22 Oct 2026. Figures are reported facts, not a rating or recommendation.
- AA 16 bonds · 73%
- Unrated 6 bonds · 27%
| Agency | Rating | Outlook | Bonds |
|---|---|---|---|
| Infomerics | AA | Stable | 8 |
| Infomerics | AA+ | Stable | 4 |
| Brickwork | AA | Stable | 1 |
| Infomerics | AA | — | 3 |
Recent Rating Actions
No rating action history available.
| ISIN | Bond Name | Coupon | Rating | Maturity | YTM | Last Trade | Details |
|---|---|---|---|---|---|---|---|
| INE420C07056 | Paisalo Digital 9.95% Nov 2026 NCD | 9.95% | AA (Infomerics) | 2026-11-16 | — | — | |
| INE420C07130 | Paisalo Digital 10.00% Jun 2027 NCD | 10.00% | AA (Infomerics) | 2027-06-03 | 10.00% | 2026-11-06 | |
| INE420C08013 | Paisalo Digital 9.95% Jul 2027 NCD | 9.95% | AA+ (Infomerics) | 2027-07-30 | — | — | |
| INE420C07122 | Paisalo Digital 9.95% Jul 2027 NCD | 9.95% | AA (Infomerics, NSDL record 2024) | 2027-07-30 | — | — | |
| INE420C08021 | Paisalo Digital 8.45% Nov 2027 NCD | 8.45% | AA+ (Infomerics) | 2027-11-06 | — | — | |
| INE420C07171 | Paisalo Digital 8.45% Dec 2027 NCD | 8.45% | AA (Infomerics) | 2027-12-15 | — | — | |
| INE420C07197 | Paisalo Digital 9.00% Feb 2028 NCD | 9.00% | — | 2028-02-19 | 10.20% | 2026-11-06 | |
| INE420C07148 | Paisalo Digital 9.75% Aug 2028 NCD | 9.75% | AA (Infomerics) | 2028-08-08 | — | — | |
| INE420C07205 | Paisalo Digital 9.15% Aug 2028 NCD | 9.15% | — | 2028-08-19 | 9.95% | 2026-11-06 | |
| INE420C07155 | Paisalo Digital 10.00% Sep 2028 NCD | 10.00% | AA (Infomerics) | 2028-09-10 | — | — | |
| INE420C07189 | Paisalo Digital 9.25% Sep 2028 NCD | 9.25% | AA (Infomerics) | 2028-09-18 | 10.20% | 2026-11-06 | |
| INE420C08039 | Paisalo Digital 8.50% Nov 2028 NCD | 8.50% | AA+ (Infomerics) | 2028-11-06 | — | — | |
| INE420C07163 | Paisalo Digital 8.50% Dec 2028 NCD | 8.50% | AA (Infomerics) | 2028-12-09 | — | 2026-09-10 | |
| INE420C07114 | Paisalo Digital 9.95% May 2029 NCD | 9.95% | AA (Infomerics) | 2029-05-03 | — | 2026-09-15 | |
| INE420C07213 | Paisalo Digital 9.50% Aug 2029 NCD | 9.50% | — | 2029-08-19 | 10.55% | 2026-10-27 | |
| INE420C07221 | Paisalo Digital 9.92% Aug 2029 NCD | 9.92% | — | 2029-08-19 | 9.94% | 2026-11-02 | |
| INE420C07239 | Paisalo Digital 10.00% Aug 2031 NCD | 10.00% | — | 2031-08-19 | 11.00% | 2026-11-05 | |
| INE420C07247 | Paisalo Digital 10.47% Aug 2031 NCD | 10.47% | — | 2031-08-19 | 10.40% | 2026-11-06 | |
| INE420C07064 | Paisalo Digital 9.95% Dec 2033 NCD | 9.95% | AA (Infomerics, NSDL record 2023) | 2033-12-15 | — | 2026-09-24 | |
| INE420C07080 | Paisalo Digital 9.95% Jan 2034 NCD | 9.95% | AA+ (Infomerics) | 2034-01-17 | — | 2026-11-06 | |
| INE420C07098 | Paisalo Digital 9.95% Feb 2034 NCD | 9.95% | AA (Infomerics, NSDL record 2023) | 2034-02-24 | — | 2026-09-15 | |
| INE420C08047 | Paisalo Digital 12.00% Sep 2036 NCD | 12.00% | AA (Brickwork) | 2036-09-13 | — | — |
YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.
Last 30 days, across all outstanding bonds from this issuer.
| Dataset | Count | Freshness |
|---|---|---|
| Credit Ratings (current) | 16 | 2026-09-30 |
| Rating Actions History | 0 | — |
| Secondary-Market Trades | 221 | 2026-11-06 |
| Reg52(4) Payment Disclosures | 0 | — |
Methodology version 1.0. See full methodology for sources and limitations.
Related Issuers
All issuers →How many active bonds does Paisalo Digital Limited have?
Paisalo Digital Limited currently has 22 active bonds with coupons of 8.45% - 12.00%, maturities spanning 2026 - 2036.
What is Paisalo Digital Limited's credit rating?
The most common current rating on Paisalo Digital Limited's senior bonds is AA (Infomerics). Ratings on file come from Brickwork, Infomerics.
Are Paisalo Digital Limited's bonds secured?
Of the 21 bonds with a disclosed security status, 18 are secured (85%) and 3 are unsecured.
When do Paisalo Digital Limited's bonds mature?
Paisalo Digital Limited's active bonds mature between 2026 - 2036; the nearest matures in Nov 2026; the average tenure is 3.0 Yrs.
What is the average coupon on Paisalo Digital Limited's bonds?
The average coupon across Paisalo Digital Limited's 22 active bonds is 9.66%.
Disclaimer: This page aggregates publicly available data about Paisalo Digital Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.