Market closed today (Weekend) · Prices and yields as of last trading day, 06 Nov 2026
Happy Diwali from all of us at RetailBonds

Pahal Financial Services Private Limited — Bonds & BBB- (India Ratings) Rating

NBFC · Financial Services

Verify this issuer →
Methodology v1.0 Download Report (PDF) Watch
Agency Rating
BBB- (India Ratings)
Most common current rating on senior bonds
4 of 8 rated · India Ratings, 31 May 2026
Total Debt Outstanding
₹355 Cr
Across 10 instruments
Active Bonds
10
First Issue
30 Oct 2023
Latest Issue
26 May 2026
Maturity Range
2026 - 2031
Observation
10 active bonds tracked from this issuer.
View details →
Coverage: Medium Data Quality: Medium Sources: NSE, BSE, SEBI, rating agencies
Issuer health card 2 items to look at
  • Current ratings India Ratings BBB, India Ratings BBB-, ICRA BBB-
  • Rating range Current ratings range from BBB- (CARE 31 Mar 2026, ICRA 31 Aug 2025, India Ratings 31 May 2026) to BBB (CARE 31 Oct 2024, India Ratings 31 May 2024)
  • Rating direction, 12 months No rating actions on file
  • Watch / negative outlook None in 12 months
  • Issuer not cooperating No such actions in 12 months
  • Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
  • Newest agency rating Dated 31 May 2026
  • Payment record No payment disclosures since 17 Jul 2026
  • Defaults on record No bond marked defaulted
  • Traded in the last 30 days 0 of 10 active bonds had an exchange trade
  • Exchange filings, 90 days 0 filings on NSE/BSE

A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.

Alert me about Pahal Financial Services Private Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.
01 Issuer Overview
Sector
Financial Services
Issuer Type
NBFC
First Tracked Bond
30 Oct 2023
Start of this issuer's debt program timeline
  • 10 active bonds tracked from this issuer.
  • 9 of 9 tracked bonds with a stated security status are secured. (based on 9 bonds with a disclosed security status)

Pahal Financial Services Private Limited, an NBFC in the Financial Services sector, is tracked on RetailBonds.in. Outstanding bonds carry coupons between 10.50% - 13.50%, paid semi-annually. Maturities on outstanding bonds fall between 2026 - 2031.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

Thanks — your suggestion has been submitted for review.

02 Debt Profile
Outstanding Bonds
10
Tracked by RetailBonds
Amount Tracked
₹355 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 9 of 10 bonds)
Avg Coupon
12.27%
Range 10.50% - 13.50%
Avg Remaining Tenure
1.3 Yrs
Nearest maturity Nov 2026
Secured
100%
9 of 9 bonds with known status
Callable
0
Of 10 bonds

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (4 bonds).

0 2026: 2 bonds, ₹43 Cr tracked, avg coupon 12.32% 2 bonds 2026 2027: 4 bonds, ₹123 Cr tracked, avg coupon 12.00% 4 bonds 2027 2028: 2 bonds, ₹74 Cr tracked, avg coupon 12.32% 2 bonds 2028 2030: 1 bond, ₹55 Cr tracked, avg coupon 12.40% 1 bond 2030 2031: 1 bond, ₹60 Cr tracked, avg coupon 13.00% 1 bond 2031

Security Type / Instrument Mix

  • NCD 10 bonds · 100% · ₹355 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2023: ₹84 Cr issued 2023 2024: ₹142 Cr issued 2024 2025: ₹29 Cr issued 2025 2026: ₹100 Cr issued 2026 Cumulative: ₹84 Cr Cumulative: ₹226 Cr Cumulative: ₹255 Cr Cumulative: ₹355 Cr

Based on 9 of 10 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

03 Credit Profile
  • BBB 9 bonds · 90%
  • Unrated 1 bond · 10%
AgencyRatingOutlookBonds
India Ratings BBB — 3
CARE BBB — 1
CARE BBB- — 1
ICRA BBB- — 1
India Ratings BBB- — 1
India Ratings BBB- Stable 1
India Ratings BBB NSDL record — 1

Recent Rating Actions

No rating action history available.

04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade Details
INE514Q07304 Pahal Financial Services 13.30% Nov 2026 NCD 13.30% BBB (India Ratings) 2026-11-08 — —
INE514Q07312 Pahal Financial Services 11.35% Dec 2026 NCD 11.35% BBB (India Ratings, NSDL record 2023) 2026-12-15 — —
INE514Q07320 Pahal Financial Services 12.00% Jan 2027 NCD 12.00% — 2027-01-04 — —
INE514Q07353 Pahal Financial Services 12.00% May 2027 NCD 12.00% BBB (India Ratings) 2027-05-24 — —
INE514Q07361 Pahal Financial Services 10.50% Jul 2027 NCD 10.50% BBB- (India Ratings) 2027-07-31 — —
INE514Q07296 Pahal Financial Services 13.50% Oct 2027 NCD 13.50% BBB (India Ratings) 2027-10-30 — —
INE514Q07395 Pahal Financial Services 12.40% Jan 2028 NCD 12.40% BBB- (CARE) 2028-01-23 — —
INE514Q07387 Pahal Financial Services 12.25% Aug 2028 NCD 12.25% BBB- (ICRA) 2028-08-14 — —
INE514Q07403 Pahal Financial Services 12.40% Apr 2030 NCD 12.40% BBB- (India Ratings) 2030-04-26 — —
INE514Q07379 Pahal Financial Services 13.00% May 2031 NCD 13.00% BBB (CARE) 2031-05-15 — —
Compare (/) Compare Bonds

YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.

05 Market Activity

No recorded secondary-market trades in the last 30 days.

06 Regulatory Filings

No regulatory filings captured yet for this issuer.

07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 9 2026-05-31
Rating Actions History 0 —
Secondary-Market Trades 0 —
Reg52(4) Payment Disclosures 0 —

Methodology version 1.0. See full methodology for sources and limitations.

Related Issuers

All issuers →
Frequently Asked Questions
How many active bonds does Pahal Financial Services Private Limited have?

Pahal Financial Services Private Limited currently has 10 active bonds with coupons of 10.50% - 13.50%, maturities spanning 2026 - 2031.

What is Pahal Financial Services Private Limited's credit rating?

The most common current rating on Pahal Financial Services Private Limited's senior bonds is BBB- (India Ratings). Ratings on file come from CARE, ICRA, India Ratings.

Are Pahal Financial Services Private Limited's bonds secured?

Of the 9 bonds with a disclosed security status, 9 are secured (100%) and 0 are unsecured.

When do Pahal Financial Services Private Limited's bonds mature?

Pahal Financial Services Private Limited's active bonds mature between 2026 - 2031; the nearest matures in Nov 2026; the average tenure is 1.3 Yrs.

What is the average coupon on Pahal Financial Services Private Limited's bonds?

The average coupon across Pahal Financial Services Private Limited's 10 active bonds is 12.27%.

Disclaimer: This page aggregates publicly available data about Pahal Financial Services Private Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.