Pahal Financial Services Private Limited

Nbfc · Financial Services

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Methodology v1.0 Download Report (PDF)
Latest Rating
BBB- (INDIA_RATINGS)
Total Debt Outstanding
₹355 Cr
Across 10 instruments
Listed Bonds
10
First Issue
2023-10-30
Latest Issue
2026-05-26
Maturity Range
2026 - 2031
Observation
10 active bonds tracked from this issuer.
View details →
Coverage: Medium Data Quality: Medium Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Financial Services
Issuer Type
Nbfc
First Tracked Bond
2023-10-30
Start of this issuer's debt program timeline
  • 10 active bonds tracked from this issuer.
  • 9 of 9 tracked bonds with a stated security status are secured. (based on 9 bonds with a disclosed security status)

Pahal Financial Services Private Limited, an NBFC in the financial services sector, is tracked on RetailBonds.in. Outstanding bonds carry coupons between 10.50% - 13.50%, paid semi annual. Maturities on outstanding bonds fall between 2026 - 2031.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
10
Tracked by RetailBonds
Amount Tracked
₹355 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 9 of 10 bonds)
Avg Coupon
12.27%
Range 10.50% - 13.50%
Avg Remaining Tenure
1.5 Yrs
Nearest maturity 2026-11
Secured
100%
9 of 9 bonds with known status
Callable
0
Of 10 bonds
Avg Spread vs G-Sec
+671 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (4 bonds).

0 2026: 2 bonds, ₹43 Cr tracked, avg coupon 12.32% 2 bonds 2026 2027: 4 bonds, ₹123 Cr tracked, avg coupon 12.00% 4 bonds 2027 2028: 2 bonds, ₹74 Cr tracked, avg coupon 12.32% 2 bonds 2028 2030: 1 bond, ₹55 Cr tracked, avg coupon 12.40% 1 bond 2030 2031: 1 bond, ₹60 Cr tracked, avg coupon 13.00% 1 bond 2031

Security Type / Instrument Mix

  • NCD 10 bonds · 100% · ₹355 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2023: ₹84 Cr issued 2023 2024: ₹142 Cr issued 2024 2025: ₹29 Cr issued 2025 2026: ₹100 Cr issued 2026 Cumulative: ₹84 Cr Cumulative: ₹226 Cr Cumulative: ₹255 Cr Cumulative: ₹355 Cr

Based on 9 of 10 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

03 Credit Profile
  • BBB 9 bonds · 90%
  • Unrated 1 bonds · 10%
AgencyRatingOutlookBonds
INDIA_RATINGS BBB 4
CARE BBB 2
ICRA BBB 1
INDIA_RATINGS BBB Stable 1
INDIA_RATINGS BBB- 1

Recent Rating Actions

No rating action history available.

04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade
INE514Q07304 PFSPL-13.30%-8-11-26-PVT 13.30% BBB (INDIA_RATINGS) 2026-11-08
INE514Q07312 11.3475% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 15/12/2026. 11.35% BBB (INDIA_RATINGS) 2026-12-15
INE514Q07320 12% SECURED UNRATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 04/01/2027 12.00% 2027-01-04
INE514Q07353 PFSPL-12%-24-5-27-PVT 12.00% BBB (INDIA_RATINGS) 2027-05-24
INE514Q07361 PFSPL-10.50%-31-07-27-PVT 10.50% BBB (INDIA_RATINGS) 2027-07-31
INE514Q07296 PFSPL-13.50%-30-10-27-PVT 13.50% BBB (INDIA_RATINGS) 2027-10-30
INE514Q07395 PFSPL-12.4%-23-1-28-PVT 12.40% BBB (CARE) 2028-01-23
INE514Q07387 PFSPL-12.25%-14-8-28-PVT 12.25% BBB (ICRA) 2028-08-14
INE514Q07403 12.40% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 26/04/2030 12.40% BBB- (INDIA_RATINGS) 2030-04-26
INE514Q07379 PFSPL-13%-15-5-31-PVT 13.00% BBB (CARE) 2031-05-15
Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

No recorded secondary-market trades in the last 30 days.

06 Regulatory Filings

No regulatory filings captured yet for this issuer.

07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 9 2026-05-04
Rating Actions History 0
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does Pahal Financial Services Private Limited have?

Pahal Financial Services Private Limited currently has 10 active bonds with coupons 10.50% - 13.50%, maturities spanning 2026 - 2031.

What is Pahal Financial Services Private Limited's credit rating?

The most recent rating on Pahal Financial Services Private Limited's bonds is BBB- (INDIA_RATINGS), published by CARE, ICRA, INDIA_RATINGS.

Are Pahal Financial Services Private Limited's bonds secured?

Of the 9 bonds with a disclosed security status, 9 are secured (100%) and 0 are unsecured.

When do Pahal Financial Services Private Limited's bonds mature?

Pahal Financial Services Private Limited's active bonds mature between 2026 - 2031; the nearest matures in 2026-11; the average tenure is 1.5 Yrs.

What is the average coupon on Pahal Financial Services Private Limited's bonds?

The average coupon across Pahal Financial Services Private Limited's 10 active bonds is 12.27%.

Disclaimer: This page aggregates publicly available data about Pahal Financial Services Private Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.