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Oxyzo Financial Services Limited — Bonds & A+ (ICRA) Rating

NBFC · Financial Services

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Methodology v1.0 Download Report (PDF) Watch
Agency Rating
A+ (ICRA)
Most common current rating on senior bonds
17 of 22 rated · ICRA, 30 Sep 2026
Total Debt Outstanding
₹2,129 Cr
Across 24 instruments
Active Bonds
24
First Issue
15 Mar 2024
Latest Issue
15 Sep 2026
Maturity Range
2026 - 2029
Observation
24 active bonds tracked from this issuer.
View details →
Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies
Issuer health card 1 item to look at
  • Current ratings ICRA A+, ICRA A
  • Rating range Current ratings range from A (ICRA 30 Sep 2026) to A+ (ICRA 30 Sep 2026)
  • Rating direction, 12 months 0 upgrades, 0 downgrades
  • Watch / negative outlook None in 12 months
  • Issuer not cooperating No such actions in 12 months
  • Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
  • Newest agency rating Dated 30 Sep 2026
  • Payment record No payment disclosures since 17 Jul 2026
  • Defaults on record No bond marked defaulted
  • Traded in the last 30 days 11 of 24 active bonds had an exchange trade
  • Exchange filings, 90 days 0 filings on NSE/BSE

A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.

Alert me about Oxyzo Financial Services Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.
01 Issuer Overview
Sector
Financial Services
Issuer Type
NBFC
First Tracked Bond
15 Mar 2024
Start of this issuer's debt program timeline
  • 24 active bonds tracked from this issuer.
  • 24 of 24 tracked bonds with a stated security status are secured. (based on 24 bonds with a disclosed security status)
  • Most recent rating action: update by CRISIL on 27 Aug 2026.

Oxyzo Financial Services Limited is an NBFC in the Financial Services sector. Coupon rates on outstanding bonds range from 9.40% - 10.10%, paid annually. Bonds mature between 2026 - 2029.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
24
Tracked by RetailBonds
Amount Tracked
₹2,129 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 23 of 24 bonds)
Avg Coupon
9.74%
Range 9.40% - 10.10%
Avg Remaining Tenure
1.2 Yrs
Nearest maturity Nov 2026
Secured
100%
24 of 24 bonds with known status
Callable
1
Of 24 bonds
Avg Spread vs G-Sec
+306 bps
Credit premium, from 10 bonds with a current market yield

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (10 bonds).

0 2026: 2 bonds, ₹150 Cr tracked, avg coupon 9.47% 2 bonds 2026 2027: 10 bonds, ₹694 Cr tracked, avg coupon 9.76% 10 bonds 2027 2028: 7 bonds, ₹760 Cr tracked, avg coupon 9.81% 7 bonds 2028 2029: 5 bonds, ₹525 Cr tracked, avg coupon 9.71% 5 bonds 2029

Security Type / Instrument Mix

  • NCD 24 bonds · 100% · ₹2,129 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2024: ₹99 Cr issued 2024 2025: ₹1,325 Cr issued 2025 2026: ₹705 Cr issued 2026 Cumulative: ₹99 Cr Cumulative: ₹1,424 Cr Cumulative: ₹2,129 Cr

Based on 23 of 24 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

03 Credit Profile
  • A 23 bonds · 96%
  • Unrated 1 bond · 4%
AgencyRatingOutlookBonds
ICRA A+ — 12
ICRA A Stable 5
ICRA A+ Stable 5
ICRA A+ NSDL record — 1

Recent Rating Actions

27 Aug 2026 · CRISIL
—
Update
04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade Details
INE04VS07354 Oxyzo Financial Services 9.45% Nov 2026 NCD 9.45% A+ (ICRA) 2026-11-11 — 2026-10-26
INE04VS07420 Oxyzo Financial Services 9.50% Dec 2026 NCD 9.50% A+ (ICRA) 2026-12-14 10.00% 2026-10-23
INE04VS07321 Oxyzo Financial Services 9.90% Feb 2027 NCD 9.90% A+ (ICRA, NSDL record 2023) 2027-02-15 9.68% 2026-11-03
INE04VS07362 Oxyzo Financial Services 9.75% Feb 2027 NCD 9.75% A+ (ICRA) 2027-02-18 — 2026-08-11
INE04VS07370 Oxyzo Financial Services 9.75% Mar 2027 NCD 9.75% A (ICRA) 2027-03-19 9.80% 2026-11-06
IN804VS07017 Oxyzo Financial Services 9.75% Mar 2027 NCD 9.75% — 2027-03-19 — —
INE04VS07339 Oxyzo Financial Services 9.75% Mar 2027 NCD 9.75% A+ (ICRA) 2027-03-22 — 2026-08-14
INE04VS07404 Oxyzo Financial Services 9.75% Mar 2027 NCD 9.75% A (ICRA) 2027-03-27 10.00% 2026-11-04
INE04VS07388 Oxyzo Financial Services 9.75% Mar 2027 NCD 9.75% A (ICRA) 2027-03-27 — 2026-09-11
INE04VS07438 Oxyzo Financial Services 9.60% Jun 2027 NCD 9.60% A+ (ICRA) 2027-06-14 10.00% 2026-11-06
INE04VS07479 Oxyzo Financial Services 9.83% Dec 2027 NCD 9.83% A+ (ICRA) 2027-12-24 10.39% 2026-10-19
INE04VS07511 Oxyzo Financial Services 9.80% Dec 2027 NCD 9.80% A+ (ICRA) 2027-12-30 9.70% 2026-10-26
INE04VS07487 Oxyzo Financial Services 10.10% Jan 2028 NCD 10.10% A+ (ICRA) 2028-01-03 — —
INE04VS07396 Oxyzo Financial Services 9.75% Mar 2028 NCD 9.75% A+ (ICRA) 2028-03-26 10.50% 2026-10-29
INE04VS07412 Oxyzo Financial Services 9.75% Mar 2028 NCD 9.75% A+ (ICRA) 2028-03-27 — —
INE04VS07446 Oxyzo Financial Services 9.90% Jul 2028 NCD 9.90% A+ (ICRA) 2028-07-24 — —
INE04VS07453 Oxyzo Financial Services 9.70% Sep 2028 NCD 9.70% A (ICRA) 2028-09-26 — —
INE04VS07461 Oxyzo Financial Services 9.80% Sep 2028 NCD 9.80% A+ (ICRA) 2028-09-30 — —
INE04VS07545 Oxyzo Financial Services 9.70% Oct 2028 NCD 9.70% A+ (ICRA) 2028-10-15 10.02% 2026-11-06
INE04VS07495 Oxyzo Financial Services 9.90% Mar 2029 NCD 9.90% A+ (ICRA) 2029-03-13 — —
INE04VS07503 Oxyzo Financial Services 9.40% Mar 2029 NCD 9.40% A+ (ICRA) 2029-03-15 — —
INE04VS07529 Oxyzo Financial Services 9.85% Jun 2029 NCD 9.85% A+ (ICRA) 2029-06-24 — —
INE04VS07537 Oxyzo Financial Services 9.50% Jul 2029 NCD 9.50% A+ (ICRA) 2029-07-15 — —
INE04VS07552 Oxyzo Financial Services 9.90% Oct 2029 NCD 9.90% A (ICRA) 2029-10-15 9.80% 2026-11-03
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YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

BSE Traded Value (Last 30 Days)
—
Number of Trades (Last 30 Days)
66
Avg. Yield (Last 30 Days)
9.83%
06 Regulatory Filings
Credit Rating Rationale
07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 23 2026-09-30
Rating Actions History 1 2026-08-27
Secondary-Market Trades 215 2026-11-06
Reg52(4) Payment Disclosures 0 —

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does Oxyzo Financial Services Limited have?

Oxyzo Financial Services Limited currently has 24 active bonds with coupons of 9.40% - 10.10%, maturities spanning 2026 - 2029.

What is Oxyzo Financial Services Limited's credit rating?

The most common current rating on Oxyzo Financial Services Limited's senior bonds is A+ (ICRA). Ratings on file come from ICRA.

Are Oxyzo Financial Services Limited's bonds secured?

Of the 24 bonds with a disclosed security status, 24 are secured (100%) and 0 are unsecured.

When do Oxyzo Financial Services Limited's bonds mature?

Oxyzo Financial Services Limited's active bonds mature between 2026 - 2029; the nearest matures in Nov 2026; the average tenure is 1.2 Yrs.

What is the average coupon on Oxyzo Financial Services Limited's bonds?

The average coupon across Oxyzo Financial Services Limited's 24 active bonds is 9.74%.

Disclaimer: This page aggregates publicly available data about Oxyzo Financial Services Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.