Muthoot Capital Services Limited

Nbfc · Financial Services

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Methodology v1.0 Download Report (PDF)
Latest Rating
A (CRISIL)
Total Debt Outstanding
₹1,366 Cr
Across 16 instruments
Listed Bonds
16
First Issue
2023-12-28
Latest Issue
2025-10-17
Maturity Range
2026 - 2031
Observation
16 active bonds tracked from this issuer.
View details →
Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Financial Services
Issuer Type
Nbfc
First Tracked Bond
2023-12-28
Start of this issuer's debt program timeline
  • 16 active bonds tracked from this issuer.
  • 15 of 16 tracked bonds with a stated security status are secured. (based on 16 bonds with a disclosed security status)
  • Most recent rating action: initial by CRISIL on 2026-08-14.

Operating in the financial services sector, Muthoot Capital Services Limited is classified as an NBFC. Bond coupons here span 8.40% - 10.75%, paid monthly. The maturity ladder spans 2026 - 2031.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
16
Tracked by RetailBonds
Amount Tracked
₹1,366 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 15 of 16 bonds)
Avg Coupon
9.93%
Range 8.40% - 10.75%
Avg Remaining Tenure
1.1 Yrs
Nearest maturity 2026-10
Secured
93%
15 of 16 bonds with known status
Callable
0
Of 16 bonds
Avg Spread vs G-Sec
+437 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (7 bonds).

0 2026: 6 bonds, ₹441 Cr tracked, avg coupon 9.97% 6 bonds 2026 2027: 7 bonds, ₹700 Cr tracked, avg coupon 9.98% 7 bonds 2027 2028: 1 bond, ₹50 Cr tracked, avg coupon 10.00% 1 bond 2028 2031: 2 bonds, ₹175 Cr tracked, avg coupon 9.57% 2 bonds 2031

Security Type / Instrument Mix

  • NCD 16 bonds · 100% · ₹1,366 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2023: ₹100 Cr issued 2023 2024: ₹516 Cr issued 2024 2025: ₹750 Cr issued 2025 Cumulative: ₹100 Cr Cumulative: ₹616 Cr Cumulative: ₹1,366 Cr

Based on 15 of 16 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

Financial Snapshot

Q1 FY26
Debt / Equity
0.05
 
Debt Service Coverage (DSCR)
0.00
 
Interest Service Coverage (ISCR)
0.00
 
Revenue from Operations
₹155.53 Cr
 
Net Profit / Loss
₹8.12 Cr
 
Profit Before Tax
₹10.85 Cr
 

As filed under SEBI LODR Reg 52(4) / Integrated Filing, filed 16 Jul 2026. Figures are reported facts, not a rating or recommendation.

03 Credit Profile
  • AA 1 bonds · 6%
  • A 14 bonds · 88%
  • Unrated 1 bonds · 6%
AgencyRatingOutlookBonds
CRISIL A 6
CRISIL A Stable 5
ICRA A 2
CRISIL A+ 1
CRISIL AA+ 1

Rating History (Trend)

AAA AA A BBB Below BBB Unrated CRISIL: AA on 2026-06-18 CRISIL: AA on 2026-07-27 CRISIL: AA on 2026-08-14
Jun 26 — Aug 26 CRISIL

Recent Rating Actions

2026-08-14 · CRISIL
AA
Initial · Stable
2026-07-27 · CRISIL
AA
Other
2026-06-18 · CRISIL
AA
Initial · Stable
04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade
INE296G07192 MCSL-9.90%-29-10-26-PVT 9.90% A (CRISIL) 2026-10-29 9.00% 2026-08-13
INE296G07218 MCSL-10%-20-11-26-PVT 10.00% A (CRISIL) 2026-11-20
IN8296G07019 10% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 20/11/2026 10.00% 2026-11-20
INE296G07226 MCSL-10.40%-2-12-26-PVT 10.40% A (CRISIL) 2026-12-02
INE296G07234 MCSL-9.5%-12-12-26-PVT 9.50% A (CRISIL) 2026-12-12
INE296G07135 MCSL-10%-28-12-26-PVT 10.00% A (CRISIL) 2026-12-28
INE296G07259 MCSL-10%-28-1-27-PVT 10.00% A (CRISIL) 2027-01-28 10.00% 2026-08-25
INE296G07143 10% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE DATE OF MATURITY 19/03/2027. 10.00% A+ (CRISIL) 2027-03-19
INE296G07283 MCSL-10.35%-3-4-27-PVT 10.35% A (ICRA) 2027-04-03 10.85% 2026-08-13
INE296G07150 MCSL-10%-16-5-27-PVT 10.00% A (CRISIL) 2027-05-16
INE296G07275 MCSL-17-6-27-CP 10.00% A (ICRA) 2027-06-17 9.35% 2026-08-25
INE296G07291 MCSL-9.5%-23-7-27-PVT 9.50% A (CRISIL) 2027-07-23 12.53% 2026-08-20
INE296G07309 MCSL-10%-29-07-27-PVT 10.00% A (CRISIL) 2027-07-29
INE296G07267 MCSL-10%-25-2-28-PVT 10.00% A (CRISIL) 2028-02-25
INE296G08026 MCSL-10.75%-28-3-31-PVT 10.75% A (CRISIL) 2031-03-28 10.98% 2026-08-06
INE296G07317 8.4% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE GREEN BOND DATE OF MATURITY 17/10/2031 8.40% AA+ (CRISIL) 2031-10-17
Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

Traded Value (Last 30 Days)
₹0.0 Cr
Number of Trades (Last 30 Days)
56
Avg. Yield (Last 30 Days)
9.81%
06 Payment Disclosures (SEBI Reg52(4)) 2 disclosed

Interest and redemption payments as broadcast by NSE under SEBI LODR Reg 52(4)/60, across all outstanding bonds from this issuer -- actual disclosed events, not a projected schedule.

Due DateBondTypeAmount DueAmount PaidStatusFiling
2026-08-17 8.4% SECURED RATED LISTED REDEEMABLE... Interest ₹9,400,000.00 ₹9,400,000.00 Paid XBRL →
2026-08-17 8.4% SECURED RATED LISTED REDEEMABLE... Redemption ₹20,800,000.00 ₹20,800,000.00 Paid XBRL →

Source: NSE Debt Centralised Database, per SEBI LODR Reg 52(4)/60. Coverage begins 2026-08-02 -- history accumulates as disclosures are broadcast.

07 Regulatory Filings
Credit Rating Rationale
08 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 15 2025-10-31
Rating Actions History 3 2026-08-14
Secondary-Market Trades 112 2026-08-26
Reg52(4) Payment Disclosures 2 2026-08-17

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does Muthoot Capital Services Limited have?

Muthoot Capital Services Limited currently has 16 active bonds with coupons 8.40% - 10.75%, maturities spanning 2026 - 2031.

What is Muthoot Capital Services Limited's credit rating?

The most recent rating on Muthoot Capital Services Limited's bonds is A (CRISIL), published by CRISIL, ICRA.

Are Muthoot Capital Services Limited's bonds secured?

Of the 16 bonds with a disclosed security status, 15 are secured (93%) and 1 are unsecured.

When do Muthoot Capital Services Limited's bonds mature?

Muthoot Capital Services Limited's active bonds mature between 2026 - 2031; the nearest matures in 2026-10; the average tenure is 1.1 Yrs.

What is the average coupon on Muthoot Capital Services Limited's bonds?

The average coupon across Muthoot Capital Services Limited's 16 active bonds is 9.93%.

Disclaimer: This page aggregates publicly available data about Muthoot Capital Services Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.