Lendingkart Finance Limited

Nbfc · Financial Services

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Methodology v1.0 Download Report (PDF)
Latest Rating
BBB (INDIA_RATINGS)
Total Debt Outstanding
₹235 Cr
Across 6 instruments
Listed Bonds
6
First Issue
2021-12-20
Latest Issue
2025-02-24
Maturity Range
2026 - 2026
Observation
6 active bonds tracked from this issuer.
View details →
Coverage: Medium Data Quality: Medium Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Financial Services
Issuer Type
Nbfc
First Tracked Bond
2021-12-20
Start of this issuer's debt program timeline
  • 6 active bonds tracked from this issuer.
  • 4 of 4 tracked bonds with a stated security status are secured. (based on 4 bonds with a disclosed security status)
  • Most recent rating action: other by CRISIL on 2026-08-20.

Operating in the financial services sector, Lendingkart Finance Limited is classified as an NBFC. Bond coupons here span 11.95% - 14.00%, paid quarterly. The maturity ladder spans 2026 - 2026.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
6
Tracked by RetailBonds
Amount Tracked
₹235 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 3 of 6 bonds)
Avg Coupon
12.97%
Range 11.95% - 14.00%
Avg Remaining Tenure
0.2 Yrs
Nearest maturity 2026-09
Secured
100%
4 of 4 bonds with known status
Callable
0
Of 6 bonds
Avg Spread vs G-Sec
+843 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (6 bonds).

0 2026: 6 bonds, ₹235 Cr tracked, avg coupon 12.97% 6 bonds 2026

Security Type / Instrument Mix

  • NCD 6 bonds · 100% · ₹235 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2023: ₹60 Cr issued 2023 2024: ₹110 Cr issued 2024 2025: ₹65 Cr issued 2025 Cumulative: ₹60 Cr Cumulative: ₹170 Cr Cumulative: ₹235 Cr

Based on 3 of 6 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

03 Credit Profile
  • A 1 bonds · 17%
  • BBB 4 bonds · 67%
  • Unrated 1 bonds · 17%
AgencyRatingOutlookBonds
INDIA_RATINGS BBB Stable 2
ICRA BBB 1
INDIA_RATINGS BBB+ 1
INFOMERICS A Stable 1

Recent Rating Actions

2026-08-20 · CRISIL
Other
04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade
INE090W07691 LFL-14%-15-9-26-PVT 14.00% BBB (INDIA_RATINGS) 2026-09-15
IN8090W07013 13.25% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE TRANCHE 1 DATE OF MATURITY 15/09/2026 13.25% 2026-09-15
INE090W07709 13.25% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE TRANCHE 1 DATE OF MATURITY 15/09/2026 13.25% BBB+ (INDIA_RATINGS) 2026-09-15
INE090W07618 LFL-11.95%-30-10-26-PVT 11.95% BBB (ICRA) 2026-10-30
INE090W07428 LFL-12.15%-20-12-26-PVT 12.15% A (INFOMERICS) 2026-12-20
INE090W07725 LFL-13.25%-31-12-26-PVT 13.25% BBB (INDIA_RATINGS) 2026-12-31
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YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

No recorded secondary-market trades in the last 30 days.

06 Regulatory Filings
Credit Rating Rationale
07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 5 2025-02-28
Rating Actions History 1 2026-08-20
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does Lendingkart Finance Limited have?

Lendingkart Finance Limited currently has 6 active bonds with coupons 11.95% - 14.00%, maturities spanning 2026 - 2026.

What is Lendingkart Finance Limited's credit rating?

The most recent rating on Lendingkart Finance Limited's bonds is BBB (INDIA_RATINGS), published by ICRA, INDIA_RATINGS, INFOMERICS.

Are Lendingkart Finance Limited's bonds secured?

Of the 4 bonds with a disclosed security status, 4 are secured (100%) and 0 are unsecured.

When do Lendingkart Finance Limited's bonds mature?

Lendingkart Finance Limited's active bonds mature between 2026 - 2026; the nearest matures in 2026-09; the average tenure is 0.2 Yrs.

What is the average coupon on Lendingkart Finance Limited's bonds?

The average coupon across Lendingkart Finance Limited's 6 active bonds is 12.97%.

Disclaimer: This page aggregates publicly available data about Lendingkart Finance Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.