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Laxmi India Finance Limited — Bonds & A (Acuite) Rating

NBFC · Financial Services

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Agency Rating
A (Acuite)
Most common current rating on senior bonds
2 of 3 rated · Acuite, 30 Sep 2026
Total Debt Outstanding
₹180 Cr
Across 4 instruments
Active Bonds
4
First Issue
28 Jun 2024
Latest Issue
2 Sep 2026
Maturity Range
2027 - 2029
Observation
4 active bonds tracked from this issuer.
View details →
Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies

Latest events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.
  • 8 Oct 2026 Record date The company has fixed Regulation 60(2) Record Date Interest Payment / Redemption / Dividend for the purpose of…
  • 7 Sep 2026 Record date The company has fixed Regulation 60(2) Record Date Interest Payment / Redemption / Dividend for the purpose of…
  • 22 Aug 2026 Debt securities notice Pursuant to Regulation 36(1)(b) and Regulation 58(1)(b) of the SEBI Listing Regulations, a letter is being sent to those shareholders/deben…
Issuer health card 1 item to look at
  • Current ratings Acuité A, Acuité A-
  • Rating range Current ratings range from A- (Acuité 28 Feb 2026) to A (Acuité 30 Sep 2026)
  • Rating direction, 12 months No rating actions on file
  • Watch / negative outlook None in 12 months
  • Issuer not cooperating No such actions in 12 months
  • Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
  • Newest agency rating Dated 30 Sep 2026
  • Payment record No payment disclosures since 17 Jul 2026
  • Defaults on record No bond marked defaulted
  • Traded in the last 30 days 2 of 4 active bonds had an exchange trade
  • Exchange filings, 90 days 40 filings on NSE/BSE

A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.

Alert me about Laxmi India Finance Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.
01 Issuer Overview
Sector
Financial Services
Issuer Type
NBFC
First Tracked Bond
28 Jun 2024
Start of this issuer's debt program timeline
  • 4 active bonds tracked from this issuer.
  • 4 of 4 tracked bonds with a stated security status are secured. (based on 4 bonds with a disclosed security status)

Laxmi India Finance Limited, an NBFC in the Financial Services sector, is tracked on RetailBonds.in. Outstanding bonds carry coupons between 10.50% - 11.49%, paid monthly. Maturities on outstanding bonds fall between 2027 - 2029.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
4
Tracked by RetailBonds
Amount Tracked
₹180 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt
Avg Coupon
10.75%
Range 10.50% - 11.49%
Avg Remaining Tenure
2.1 Yrs
Nearest maturity Jun 2027
Secured
100%
4 of 4 bonds with known status
Callable
0
Of 4 bonds
Avg Spread vs G-Sec
+416 bps
Credit premium, from 1 bond with a current market yield

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (3 bonds).

0 2027: 1 bond, ₹30 Cr tracked, avg coupon 11.49% 1 bond 2027 2029: 3 bonds, ₹150 Cr tracked, avg coupon 10.50% 3 bonds 2029

Security Type / Instrument Mix

  • NCD 4 bonds · 100% · ₹180 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2024: ₹30 Cr issued 2024 2026: ₹150 Cr issued 2026 Cumulative: ₹30 Cr Cumulative: ₹180 Cr

Based on 4 of 4 active bonds with a known issue date and issue size.

Financial Snapshot

Q1 FY27
Debt / Equity
0.03
 
Revenue from Operations
₹93.50 Cr
 
Net Profit / Loss
₹16.57 Cr
 
Profit Before Tax
₹21.91 Cr
 

As filed under SEBI LODR Reg 52(4) / Integrated Filing, filed 12 Aug 2026. Figures are reported facts, not a rating or recommendation.

03 Credit Profile
  • A 4 bonds · 100%
AgencyRatingOutlookBonds
Acuité A — 2
Acuité A- — 1
Acuité A- NSDL record — 1

Recent Rating Actions

No rating action history available.

04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade Details
INE06WU07064 Laxmi India Finance 11.49% Jun 2027 NCD 11.49% A- (Acuité, NSDL record 2024) 2027-06-28 — —
INE06WU07072 Laxmi India Finance 10.50% Feb 2029 NCD 10.50% A- (Acuité) 2029-02-24 — 2026-09-02
INE06WU07080 Laxmi India Finance 10.50% Sep 2029 NCD 10.50% A (Acuité) 2029-09-02 11.21% 2026-11-06
INE06WU07098 Laxmi India Finance 10.50% Sep 2029 NCD 10.50% A (Acuité) 2029-09-02 — 2026-11-06
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YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

BSE Traded Value (Last 30 Days)
₹5.83 L
Number of Trades (Last 30 Days)
37
Avg. Yield (Last 30 Days)
11.16%
06 Regulatory Filings
BSE Corporate Announcements
Pursuant to Chapter VIII - Specifications related to ISIN for debt securities'' of SEBI Master Circular bearing reference no. SEBI/HO/DDHS/DDHS-PoD/P/CIR/2025/0000000137 dated October 15, .... 8 Oct 2026
The company has fixed Regulation 60(2) Record Date Interest Payment / Redemption / Dividend for the purpose of 8 Oct 2026
Certificate under Regulation 74(5) of the Securities and Exchange Board of India (Depositories and Participants) Regulations, 2018 for the quarter ended September 30, 2026 7 Oct 2026
Pursuant to the provisions of Regulation 57 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, and in accordance with the .... 1 Oct 2026
Intimation for Closure of Trading Window 26 Sep 2026
Appointment of M/s V.M. & Associates as Secretarial Auditors of the Company for a first term of five (5) consecutive years commencing from April 01, 2026 to March 31, 2031 in the 29th AGM .... 18 Sep 2026
07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 4 2026-09-30
Rating Actions History 0 —
Secondary-Market Trades 58 2026-11-06
Reg52(4) Payment Disclosures 0 —

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does Laxmi India Finance Limited have?

Laxmi India Finance Limited currently has 4 active bonds with coupons of 10.50% - 11.49%, maturities spanning 2027 - 2029.

What is Laxmi India Finance Limited's credit rating?

The most common current rating on Laxmi India Finance Limited's senior bonds is A (Acuite). Ratings on file come from Acuité.

Are Laxmi India Finance Limited's bonds secured?

Of the 4 bonds with a disclosed security status, 4 are secured (100%) and 0 are unsecured.

When do Laxmi India Finance Limited's bonds mature?

Laxmi India Finance Limited's active bonds mature between 2027 - 2029; the nearest matures in Jun 2027; the average tenure is 2.1 Yrs.

What is the average coupon on Laxmi India Finance Limited's bonds?

The average coupon across Laxmi India Finance Limited's 4 active bonds is 10.75%.

Disclaimer: This page aggregates publicly available data about Laxmi India Finance Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.