Laxmi India Finance Limited

Nbfc · Financial Services

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Methodology v1.0 Download Report (PDF)
Latest Rating
A (ACUITE)
Total Debt Outstanding
₹80 Cr
Across 2 instruments
Listed Bonds
2
First Issue
2024-06-28
Latest Issue
2026-02-24
Maturity Range
2027 - 2029
Observation
2 active bonds tracked from this issuer.
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Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Financial Services
Issuer Type
Nbfc
First Tracked Bond
2024-06-28
Start of this issuer's debt program timeline
  • 2 active bonds tracked from this issuer.
  • 2 of 2 tracked bonds with a stated security status are secured. (based on 2 bonds with a disclosed security status)

Laxmi India Finance Limited, an NBFC in the financial services sector, is tracked on RetailBonds.in. Outstanding bonds carry coupons between 10.50% - 11.49%, paid monthly. Maturities on outstanding bonds fall between 2027 - 2029.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
2
Tracked by RetailBonds
Amount Tracked
₹80 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt
Avg Coupon
10.99%
Range 10.50% - 11.49%
Avg Remaining Tenure
1.7 Yrs
Nearest maturity 2027-06
Secured
100%
2 of 2 bonds with known status
Callable
0
Of 2 bonds
Avg Spread vs G-Sec
+554 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (1 bonds).

0 2027: 1 bond, ₹30 Cr tracked, avg coupon 11.49% 1 bond 2027 2029: 1 bond, ₹50 Cr tracked, avg coupon 10.50% 1 bond 2029

Security Type / Instrument Mix

  • NCD 2 bonds · 100% · ₹80 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2024: ₹30 Cr issued 2024 2026: ₹50 Cr issued 2026 Cumulative: ₹30 Cr Cumulative: ₹80 Cr

Based on 2 of 2 active bonds with a known issue date and issue size.

Financial Snapshot

Q1 FY26
Debt / Equity
0.03
 
Revenue from Operations
₹93.50 Cr
 
Net Profit / Loss
₹16.57 Cr
 
Profit Before Tax
₹21.91 Cr
 

As filed under SEBI LODR Reg 52(4) / Integrated Filing, filed 12 Aug 2026. Figures are reported facts, not a rating or recommendation.

03 Credit Profile
  • A 2 bonds · 100%
AgencyRatingOutlookBonds
ACUITE A 1
ACUITE A- 1

Recent Rating Actions

No rating action history available.

04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade
INE06WU07064 11.487% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES DATE OF MATURITY 28/06/2027. 11.49% A- (ACUITE) 2027-06-28
INE06WU07072 LIFL-10.50%-24-02-29-PVT 10.50% A (ACUITE) 2029-02-24 11.56% 2026-08-25
Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

Traded Value (Last 30 Days)
₹0.0 Cr
Number of Trades (Last 30 Days)
11
Avg. Yield (Last 30 Days)
11.19%
06 Regulatory Filings
BSE Corporate Announcements
07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 2 2026-02-28
Rating Actions History 0
Secondary-Market Trades 13 2026-08-25
Reg52(4) Payment Disclosures 0

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does Laxmi India Finance Limited have?

Laxmi India Finance Limited currently has 2 active bonds with coupons 10.50% - 11.49%, maturities spanning 2027 - 2029.

What is Laxmi India Finance Limited's credit rating?

The most recent rating on Laxmi India Finance Limited's bonds is A (ACUITE), published by ACUITE.

Are Laxmi India Finance Limited's bonds secured?

Of the 2 bonds with a disclosed security status, 2 are secured (100%) and 0 are unsecured.

When do Laxmi India Finance Limited's bonds mature?

Laxmi India Finance Limited's active bonds mature between 2027 - 2029; the nearest matures in 2027-06; the average tenure is 1.7 Yrs.

What is the average coupon on Laxmi India Finance Limited's bonds?

The average coupon across Laxmi India Finance Limited's 2 active bonds is 10.99%.

Disclaimer: This page aggregates publicly available data about Laxmi India Finance Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.