Jm Financial Services Limited

Corporate · Financial Services

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Methodology v1.0 Download Report (PDF)
Latest Rating
AA (CRISIL)
Total Debt Outstanding
₹400 Cr
Across 4 instruments
Listed Bonds
4
First Issue
2025-11-18
Latest Issue
2025-12-02
Maturity Range
2027 - 2028
Observation
4 active bonds tracked from this issuer.
View details →
Coverage: Medium Data Quality: Medium Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Financial Services
Issuer Type
Corporate
First Tracked Bond
2025-11-18
Start of this issuer's debt program timeline
  • 4 active bonds tracked from this issuer.
  • 4 of 4 tracked bonds with a stated security status are secured. (based on 4 bonds with a disclosed security status)
  • Most recent rating action: reaffirm by CRISIL on 2026-08-04.

Jm Financial Services Limited, a corporate issuer in the financial services sector, is tracked on RetailBonds.in. Outstanding bonds carry coupons between 8.30% - 8.49%, paid annual. Maturities on outstanding bonds fall between 2027 - 2028.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
4
Tracked by RetailBonds
Amount Tracked
₹400 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 3 of 4 bonds)
Avg Coupon
8.37%
Range 8.30% - 8.49%
Avg Remaining Tenure
1.2 Yrs
Nearest maturity 2027-05
Secured
100%
4 of 4 bonds with known status
Callable
0
Of 4 bonds
Avg Spread vs G-Sec
+296 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (3 bonds).

0 2027: 3 bonds, ₹300 Cr tracked, avg coupon 8.33% 3 bonds 2027 2028: 1 bond, ₹100 Cr tracked, avg coupon 8.49% 1 bond 2028

Security Type / Instrument Mix

  • NCD 4 bonds · 100% · ₹400 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2025: ₹400 Cr issued 2025 Cumulative: ₹400 Cr

Based on 3 of 4 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

Financial Snapshot

Q1 FY26
Revenue from Operations
₹2,004.47 Cr
 
Net Profit / Loss
₹830.25 Cr
 
Profit Before Tax
₹988.73 Cr
 

As filed under SEBI LODR Reg 52(4) / Integrated Filing, filed 16 Jul 2026. Figures are reported facts, not a rating or recommendation.

03 Credit Profile
  • AA 3 bonds · 75%
  • Unrated 1 bonds · 25%
AgencyRatingOutlookBonds
ICRA AA Stable 2
CRISIL AA Stable 1

Rating History (Trend)

AAA AA A BBB Below BBB Unrated CRISIL: A on 2026-06-30 CRISIL: AA on 2026-07-17 CRISIL: Below BBB on 2026-07-31 CRISIL: AAA on 2026-08-04
Jun 26 — Aug 26 CRISIL

Recent Rating Actions

2026-08-04 · CRISIL
AAA
Reaffirmed · Stable
2026-07-31 · CRISIL
D
Reaffirmed
2026-07-17 · CRISIL
AA
⊘ Withdrawn · Stable
2026-06-30 · CRISIL
A2
Reaffirmed
04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade
INE012I07116 JMFSL-8.30%-27-05-27-PVT 8.30% AA (CRISIL) 2027-05-27
IN8012I07016 8.30% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE TRANCHE G DATE OF MATURITY 27/05/2027 8.30% 2027-05-27
INE012I07108 JFSL-8.40%-18-11-27-PVT 8.40% AA (ICRA) 2027-11-18
INE012I07090 JFSL-8.49%-17-11-28-PVT 8.49% AA (ICRA) 2028-11-17
Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

No recorded secondary-market trades in the last 30 days.

06 Regulatory Filings
Credit Rating Rationale
07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 3 2025-12-31
Rating Actions History 4 2026-08-04
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does Jm Financial Services Limited have?

Jm Financial Services Limited currently has 4 active bonds with coupons 8.30% - 8.49%, maturities spanning 2027 - 2028.

What is Jm Financial Services Limited's credit rating?

The most recent rating on Jm Financial Services Limited's bonds is AA (CRISIL), published by CRISIL, ICRA.

Are Jm Financial Services Limited's bonds secured?

Of the 4 bonds with a disclosed security status, 4 are secured (100%) and 0 are unsecured.

When do Jm Financial Services Limited's bonds mature?

Jm Financial Services Limited's active bonds mature between 2027 - 2028; the nearest matures in 2027-05; the average tenure is 1.2 Yrs.

What is the average coupon on Jm Financial Services Limited's bonds?

The average coupon across Jm Financial Services Limited's 4 active bonds is 8.37%.

Disclaimer: This page aggregates publicly available data about Jm Financial Services Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.