JM Financial Home Loans Limited

Nbfc

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Methodology v1.0 Download Report (PDF)
Latest Rating
AA (CRISIL)
Total Debt Outstanding
₹510 Cr
Across 12 instruments
Listed Bonds
12
First Issue
2018-08-30
Latest Issue
2024-08-16
Maturity Range
2026 - 2028
Observation
12 active bonds tracked from this issuer.
View details →
Coverage: Medium Data Quality: Medium Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Issuer Type
Nbfc
First Tracked Bond
2018-08-30
Start of this issuer's debt program timeline
  • 12 active bonds tracked from this issuer.
  • 12 of 12 tracked bonds with a stated security status are secured. (based on 12 bonds with a disclosed security status)

JM Financial Home Loans Limited, an NBFC, is tracked on RetailBonds.in. Outstanding bonds carry coupons between 7.90% - 9.51%, paid annual. Maturities on outstanding bonds fall between 2026 - 2028.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
12
Tracked by RetailBonds
Amount Tracked
₹510 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt
Avg Coupon
8.79%
Range 7.90% - 9.51%
Avg Remaining Tenure
1.1 Yrs
Nearest maturity 2026-10
Secured
100%
12 of 12 bonds with known status
Callable
0
Of 12 bonds
Avg Spread vs G-Sec
+332 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (6 bonds).

0 2026: 2 bonds, ₹105 Cr tracked, avg coupon 8.43% 2 bonds 2026 2027: 6 bonds, ₹195 Cr tracked, avg coupon 8.66% 6 bonds 2027 2028: 4 bonds, ₹210 Cr tracked, avg coupon 9.13% 4 bonds 2028

Security Type / Instrument Mix

  • NCD 12 bonds · 100% · ₹510 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2018: ₹25 Cr issued 2018 2021: ₹5 Cr issued 2021 2022: ₹5 Cr issued 2022 2023: ₹165 Cr issued 2023 2024: ₹310 Cr issued 2024 Cumulative: ₹25 Cr Cumulative: ₹30 Cr Cumulative: ₹35 Cr Cumulative: ₹200 Cr Cumulative: ₹510 Cr

Based on 12 of 12 active bonds with a known issue date and issue size.

Financial Snapshot

Q1 FY26
Debt / Equity
0.00
 
Debt Service Coverage (DSCR)
0.00
 
Interest Service Coverage (ISCR)
0.00
 
Revenue from Operations
₹82.26 Cr
 
Net Profit / Loss
₹2.50 Cr
 
Profit Before Tax
₹2.78 Cr
 

As filed under SEBI LODR Reg 52(4) / Integrated Filing, filed 3 Aug 2026. Figures are reported facts, not a rating or recommendation.

03 Credit Profile
  • AA 11 bonds · 92%
  • Unrated 1 bonds · 8%
AgencyRatingOutlookBonds
CRISIL AA Stable 5
ICRA AA 3
CRISIL AA 2
ICRA AA Stable 1

Recent Rating Actions

No rating action history available.

04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade
INE01A207146 JFHL-8.8606%-30-10-26-PVT 8.86% AA (ICRA) 2026-10-30
INE01A207088 8% SECURED LISTED RATED REDEEMABLE NON CONVERTIBLE DEBENTURE. TRANCHE J - 2021 . MATURITY DATE 10/11/2026 8.00% AA (CRISIL) 2026-11-10
INE01A207179 JMFHL-9%-16-3-27-PVT 9.00% AA (CRISIL) 2027-03-16
INE01A207096 JMFHL-7.90%-05-04-27-PVT 7.90% AA (CRISIL) 2027-04-05
INE01A207120 8.8% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES TRANCHE N DATE OF MATURITY 15/05/2027 8.80% AA (ICRA) 2027-05-15
INE01A207203 JMFHL-9%-13-8-27-PVT 9.00% AA (CRISIL) 2027-08-13
INE01A207138 RESET RATE SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES TRANCHE O DATE OF MATURITY 28/09/2027 AA (ICRA) 2027-09-28
INE01A207153 JMFHLL-Reset Rate-29-12-27-PVT 8.60% AA (ICRA) 2027-12-29
INE01A207195 JMFHL-9%-16-2-28-PVT 9.00% AA (CRISIL) 2028-02-16
INE01A207187 JMFHL-9%-16-6-28-PVT 9.00% AA (CRISIL) 2028-06-16
INE01A207161 9% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE TRANCHE R 2024 DATE OF MATURITY 21/06/2028 9.00% AA (CRISIL) 2028-06-21
INE01A207013 JFHLL-9.5078%-3-8-28-PVT 9.51% 2028-08-03
Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

No recorded secondary-market trades in the last 30 days.

06 Regulatory Filings

No regulatory filings captured yet for this issuer.

07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 11 2024-08-31
Rating Actions History 0
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does JM Financial Home Loans Limited have?

JM Financial Home Loans Limited currently has 12 active bonds with coupons 7.90% - 9.51%, maturities spanning 2026 - 2028.

What is JM Financial Home Loans Limited's credit rating?

The most recent rating on JM Financial Home Loans Limited's bonds is AA (CRISIL), published by CRISIL, ICRA.

Are JM Financial Home Loans Limited's bonds secured?

Of the 12 bonds with a disclosed security status, 12 are secured (100%) and 0 are unsecured.

When do JM Financial Home Loans Limited's bonds mature?

JM Financial Home Loans Limited's active bonds mature between 2026 - 2028; the nearest matures in 2026-10; the average tenure is 1.1 Yrs.

What is the average coupon on JM Financial Home Loans Limited's bonds?

The average coupon across JM Financial Home Loans Limited's 12 active bonds is 8.79%.

Disclaimer: This page aggregates publicly available data about JM Financial Home Loans Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.