Jm Financial Credit Solutions Limited

Nbfc · Financial Services

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Methodology v1.0 Download Report (PDF)
Latest Rating
AA (ICRA)
Total Debt Outstanding
₹3,083 Cr
Across 19 instruments
Listed Bonds
19
First Issue
2018-06-07
Latest Issue
2025-07-03
Maturity Range
2026 - 2033
Observation
19 active bonds tracked from this issuer.
View details →
Coverage: Medium Data Quality: Medium Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Financial Services
Issuer Type
Nbfc
First Tracked Bond
2018-06-07
Start of this issuer's debt program timeline
  • 19 active bonds tracked from this issuer.
  • 19 of 19 tracked bonds with a stated security status are secured. (based on 19 bonds with a disclosed security status)

Operating in the financial services sector, Jm Financial Credit Solutions Limited is classified as an NBFC. Bond coupons here span 8.50% - 10.25%, paid annual. The maturity ladder spans 2026 - 2033.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
19
Tracked by RetailBonds
Amount Tracked
₹3,083 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 16 of 19 bonds)
Avg Coupon
9.07%
Range 8.50% - 10.25%
Avg Remaining Tenure
3.1 Yrs
Nearest maturity 2026-09
Secured
100%
19 of 19 bonds with known status
Callable
4
Of 19 bonds
Avg Spread vs G-Sec
+328 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (7 bonds).

0 2026: 1 bond, ₹350 Cr tracked, avg coupon 9.30% 1 bond 2026 2027: 2 bonds, ₹400 Cr tracked, avg coupon 9.15% 2 bonds 2027 2028: 7 bonds, ₹968 Cr tracked, avg coupon 9.24% 7 bonds 2028 2029: 1 bond, ₹400 Cr tracked, avg coupon 9.75% 1 bond 2029 2030: 2 bonds, ₹250 Cr tracked, avg coupon 9.20% 2 bonds 2030 2031: 2 bonds, ₹260 Cr tracked, avg coupon 8.50% 2 bonds 2031 2032: 3 bonds, ₹425 Cr tracked, avg coupon 8.76% 3 bonds 2032 2033: 1 bond, ₹30 Cr tracked, avg coupon 8.60% 1 bond 2033

Security Type / Instrument Mix

  • NCD 19 bonds · 100% · ₹3,083 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2018: ₹268 Cr issued 2018 2019: ₹400 Cr issued 2019 2020: ₹250 Cr issued 2020 2021: ₹290 Cr issued 2021 2022: ₹425 Cr issued 2022 2023: ₹50 Cr issued 2023 2024: ₹700 Cr issued 2024 2025: ₹700 Cr issued 2025 Cumulative: ₹268 Cr Cumulative: ₹668 Cr Cumulative: ₹918 Cr Cumulative: ₹1,208 Cr Cumulative: ₹1,633 Cr Cumulative: ₹1,683 Cr Cumulative: ₹2,383 Cr Cumulative: ₹3,083 Cr

Based on 16 of 19 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

03 Credit Profile
  • AA 17 bonds · 89%
  • Unrated 2 bonds · 11%
AgencyRatingOutlookBonds
ICRA AA Stable 10
ICRA AA 5
INDIA_RATINGS AA 5
INDIA_RATINGS AA Stable 2

Recent Rating Actions

No rating action history available.

04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade
INE651J07960 JMFCSL-9.30%-25-9-26-PVT 9.30% AA (ICRA) 2026-09-25
INE651J07986 JMFCSL-9.30%-15-2-27-PVT 9.30% AA (ICRA) 2027-02-15
INE651J07937 JMFCSL-9%-8-6-27-PVT 9.00% AA (ICRA) 2027-06-08
INE651J07AB8 JMFCSL-8.5%-30-5-28-PVT 8.50% AA (ICRA) 2028-05-30
INE651J07622 9.75% SECURED RATED LISTED REDEEMABLE NON COVNERTIBEL DEBENTURES. TRANCHE I OPTION V. DATE OF MATURITY 07/06/2028 9.75% AA (ICRA) 2028-06-07
INE651J07630 9.34% SECURED RATED LISTED REDEEMABLE NON COVNERTIBEL DEBENTURES. TRANCHE I OPTION VI. DATE OF MATURITY 07/06/2028 9.34% AA (INDIA_RATINGS) 2028-06-07
INE651J07994 JMFCSL-8.5%-13-6-28-PVT 8.50% AA (ICRA) 2028-06-13
INE651J07AA0 JMFCSL-8.5%-28-6-28-PVT 8.50% AA (ICRA) 2028-06-28
INE651J07689 10.25% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES. TRANCHE II OPTION V. DATE OF MATURITY 13/12/2028 10.25% AA (ICRA) 2028-12-13
INE651J07697 9.81% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES. TRANCHE II OPTION VI. DATE OF MATURITY 13/12/2028 9.81% AA (ICRA) 2028-12-13
INE651J07721 JFCSL-9.75%-18-7-29-PVT 9.75% AA (ICRA) 2029-07-18
INE651J07804 JMFCSL-9.20%-1-11-30-PVT 9.20% AA (ICRA) 2030-11-01
IN8651J07019 JMFCSL-9.20%-1-11-30-PVT 9.20% AA (INDIA_RATINGS) 2030-11-01
INE651J07838 JMFCSL-8.5%-18-7-31-PVT 8.50% AA (ICRA) 2031-07-18
IN8651J07027 8.50% SECURED LISTED RATED SENIOR REDEEMABLE NON COVNERTIBLE DEBENTURES. SERIES ? TRANCHE BG ? 2021 (XXVIII).DATE OF MATURITY 18/07/2031. 8.50% 2031-07-18
INE651J07853 JMFCSL-8.99%-2-1-32-PVT 8.99% AA (ICRA) 2032-01-23
INE651J07861 JMFCSL-8.65%-28-5-32-PVT 8.65% AA (ICRA) 2032-05-28
IN8651J07035 8.65% SECURED RATED LISTED NON CONVERTIBLE DEBENTURE. TRANCHE BM. DATE OF MATURITY 28/05/2032. 8.65% 2032-05-28
INE651J07820 8.60% SECURED LISTED RATED SENIOR REDEEMABLE NON COVNERTIBLE DEBENTURES. SERIES ? TRANCHE BF ? 2021 (XXVII). DATE OF MATURITY 25/03/2033 8.60% AA (ICRA) 2033-03-25
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YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

No recorded secondary-market trades in the last 30 days.

06 Regulatory Filings

No regulatory filings captured yet for this issuer.

07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 22 2025-07-31
Rating Actions History 0
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does Jm Financial Credit Solutions Limited have?

Jm Financial Credit Solutions Limited currently has 19 active bonds with coupons 8.50% - 10.25%, maturities spanning 2026 - 2033.

What is Jm Financial Credit Solutions Limited's credit rating?

The most recent rating on Jm Financial Credit Solutions Limited's bonds is AA (ICRA), published by ICRA, INDIA_RATINGS.

Are Jm Financial Credit Solutions Limited's bonds secured?

Of the 19 bonds with a disclosed security status, 19 are secured (100%) and 0 are unsecured.

When do Jm Financial Credit Solutions Limited's bonds mature?

Jm Financial Credit Solutions Limited's active bonds mature between 2026 - 2033; the nearest matures in 2026-09; the average tenure is 3.1 Yrs.

What is the average coupon on Jm Financial Credit Solutions Limited's bonds?

The average coupon across Jm Financial Credit Solutions Limited's 19 active bonds is 9.07%.

Disclaimer: This page aggregates publicly available data about Jm Financial Credit Solutions Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.