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Jio Credit Limited — Bonds & AAA (CARE) Rating

NBFC · Financial Services

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Methodology v1.0 Download Report (PDF) Watch
Agency Rating
AAA (CARE)
Most common current rating on senior bonds
12 of 12 rated · CARE, 30 Oct 2026
Total Debt Outstanding
₹9,370 Cr
Across 12 instruments
Active Bonds
12
First Issue
15 May 2025
Latest Issue
5 Oct 2026
Maturity Range
2027 - 2031
Observation
12 active bonds tracked from this issuer.
View details →
Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies

Latest events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.
  • 28 Oct 2026 New rating assigned to AAA CARE
  • 22 Oct 2026 New rating assigned to AAA CRISIL
Issuer health card Nothing flagged on record
  • Current ratings CARE AAA, CRISIL AAA, CRISIL A1+
  • Rating range All current ratings are AAA (CARE 30 Oct 2026, CRISIL 30 Sep 2026)
  • Rating direction, 12 months 0 upgrades, 0 downgrades
  • Watch / negative outlook None in 12 months
  • Issuer not cooperating No such actions in 12 months
  • Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
  • Newest agency rating Dated 30 Oct 2026
  • Payment record 1 payment disclosure since 17 Jul 2026: all on time
  • Defaults on record No bond marked defaulted
  • Traded in the last 30 days 7 of 12 active bonds had an exchange trade
  • Exchange filings, 90 days 0 filings on NSE/BSE

A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.

Alert me about Jio Credit Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.
01 Issuer Overview
Sector
Financial Services
Issuer Type
NBFC
First Tracked Bond
15 May 2025
Start of this issuer's debt program timeline
  • 12 active bonds tracked from this issuer.
  • 12 of 12 tracked bonds with a stated security status are secured. (based on 12 bonds with a disclosed security status)
  • Most recent rating action: initial by CARE on 28 Oct 2026.

Jio Credit Limited is an NBFC in the Financial Services sector. Coupon rates on outstanding bonds range from 7.05% - 8.59%, paid annually. Bonds mature between 2027 - 2031.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
12
Tracked by RetailBonds
Amount Tracked
₹9,370 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 10 of 12 bonds)
Avg Coupon
7.71%
Range 7.05% - 8.59%
Avg Remaining Tenure
3.2 Yrs
Nearest maturity Oct 2027
Secured
100%
12 of 12 bonds with known status
Callable
0
Of 12 bonds
Avg Spread vs G-Sec
+139 bps
Credit premium, from 7 bonds with a current market yield

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (4 bonds).

0 2027: 1 bond, ₹500 Cr tracked, avg coupon 7.05% 1 bond 2027 2028: 2 bonds, ₹2,030 Cr tracked, avg coupon 7.13% 2 bonds 2028 2029: 3 bonds, ₹1,490 Cr tracked, avg coupon 7.94% 3 bonds 2029 2030: 2 bonds, ₹1,350 Cr tracked, avg coupon 7.26% 2 bonds 2030 2031: 4 bonds, ₹4,000 Cr tracked, avg coupon 8.11% 4 bonds 2031

Security Type / Instrument Mix

  • NCD 12 bonds · 100% · ₹9,370 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2025: ₹3,030 Cr issued 2025 2026: ₹6,340 Cr issued 2026 Cumulative: ₹3,030 Cr Cumulative: ₹9,370 Cr

Based on 10 of 12 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

03 Credit Profile
  • AAA 12 bonds · 100%
AgencyRatingOutlookBonds
CARE AAA Stable 12
CRISIL AAA Stable 7
CRISIL AAA — 2
CRISIL A1+ — 1

Rating History (Trend)

AAA AA A BBB Below BBB Unrated CRISIL: AAA on 2026-06-30 CRISIL: AAA on 2026-08-21 CRISIL: AAA on 2026-10-22 CARE: A on 2026-10-22 CARE: AAA on 2026-10-22 CARE: AAA on 2026-10-28
Jun 26 — Oct 26 CRISIL CARE

Recent Rating Actions

28 Oct 2026 · CARE
AAA
Initial · Stable
22 Oct 2026 · CRISIL
AAA
Initial · Stable
22 Oct 2026 · CARE
AAA
Reaffirmed · Stable
22 Oct 2026 · CARE
A1+
Reaffirmed · Stable
24 Sep 2026 · CRISIL
—
Update
24 Sep 2026 · CRISIL
—
Update
28 Aug 2026 · CRISIL
—
Update
21 Aug 2026 · CRISIL
AAA
Reaffirmed · Stable
04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade Details
INE282H07034 Jio Credit 7.05% Oct 2027 NCD 7.05% AAA (CRISIL) 2027-10-13 — 2026-09-22
INE282H07018 Jio Credit 7.19% Mar 2028 NCD 7.19% AAA (CARE) 2028-03-15 8.60% 2026-10-30
INE282H07026 Jio Credit 7.08% May 2028 NCD 7.08% AAA (CARE) 2028-05-26 8.50% 2026-10-29
INE282H07075 Jio Credit 7.78% Jul 2029 NCD 7.78% AAA (CRISIL) 2029-07-07 8.49% 2026-11-06
INE282H07091 Jio Credit 7.95% Aug 2029 NCD 7.95% AAA (CRISIL) 2029-08-23 — —
INE282H07109 Jio Credit 8.08% Aug 2029 NCD 8.08% AAA (CRISIL) 2029-08-31 — —
INE282H07117 Jio Credit Oct 2030 NCD — AAA (CARE) 2030-10-04 — —
INE282H07042 Jio Credit 7.26% Nov 2030 NCD 7.26% AAA (CRISIL) 2030-11-18 — —
INE282H07059 Jio Credit 7.66% Mar 2031 NCD 7.66% AAA (CRISIL) 2031-03-16 8.71% 2026-10-23
INE282H07067 Jio Credit 8.15% Jun 2031 NCD 8.15% AAA (CRISIL) 2031-06-16 8.48% 2026-11-06
INE282H07083 Jio Credit 8.05% Jul 2031 NCD 8.05% AAA (CRISIL) 2031-07-31 8.32% 2026-11-05
INE282H07125 Jio Credit 8.59% Oct 2031 NCD 8.59% AAA (CARE) 2031-10-05 8.15% 2026-11-06
Compare (/) Compare Bonds

YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

BSE Traded Value (Last 30 Days)
—
Number of Trades (Last 30 Days)
58
Avg. Yield (Last 30 Days)
8.52%
06 Payment Disclosures (SEBI Reg52(4)) 1 disclosed

Interest and redemption payments as broadcast by NSE under SEBI LODR Reg 52(4)/60, across all outstanding bonds from this issuer -- actual disclosed events, not a projected schedule.

Due DateBondTypeAmount DueAmount PaidStatusFiling
13 Oct 2026 JCL-7.05%-13-10-27-PVT Interest ₹35,25,00,000.00 ₹32,43,00,000.00 Paid XBRL →

Source: NSE Debt Centralised Database, per SEBI LODR Reg 52(4)/60. Coverage begins 2 Aug 2026 — history accumulates as disclosures are broadcast.

07 Regulatory Filings
Credit Rating Rationale
08 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 22 2026-10-30
Rating Actions History 9 2026-10-28
Secondary-Market Trades 104 2026-11-06
Reg52(4) Payment Disclosures 1 2026-10-13

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does Jio Credit Limited have?

Jio Credit Limited currently has 12 active bonds with coupons of 7.05% - 8.59%, maturities spanning 2027 - 2031.

What is Jio Credit Limited's credit rating?

The most common current rating on Jio Credit Limited's senior bonds is AAA (CARE). Ratings on file come from CARE, CRISIL.

Are Jio Credit Limited's bonds secured?

Of the 12 bonds with a disclosed security status, 12 are secured (100%) and 0 are unsecured.

When do Jio Credit Limited's bonds mature?

Jio Credit Limited's active bonds mature between 2027 - 2031; the nearest matures in Oct 2027; the average tenure is 3.2 Yrs.

What is the average coupon on Jio Credit Limited's bonds?

The average coupon across Jio Credit Limited's 12 active bonds is 7.71%.

Disclaimer: This page aggregates publicly available data about Jio Credit Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.