Hinduja Housing Finance Ltd

Nbfc · Real Estate

Verify this issuer →
Methodology v1.0 Download Report (PDF)
Latest Rating
AA (CRISIL)
Total Debt Outstanding
₹1,277 Cr
Across 11 instruments
Listed Bonds
11
First Issue
2023-06-12
Latest Issue
2025-11-10
Maturity Range
2027 - 2039
Observation
11 active bonds tracked from this issuer.
View details →
Coverage: Medium Data Quality: Medium Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Real Estate
Issuer Type
Nbfc
First Tracked Bond
2023-06-12
Start of this issuer's debt program timeline
  • 11 active bonds tracked from this issuer.
  • 6 of 11 tracked bonds with a stated security status are secured. (based on 11 bonds with a disclosed security status)

Hinduja Housing Finance Ltd is an NBFC in the real estate sector. Coupon rates on outstanding bonds range from 8.05% - 9.75%, paid annual. Bonds mature between 2027 - 2039.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

Thanks — your suggestion has been submitted for review.

02 Debt Profile
Outstanding Bonds
11
Tracked by RetailBonds
Amount Tracked
₹1,277 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 10 of 11 bonds)
Avg Coupon
9.02%
Range 8.05% - 9.75%
Avg Remaining Tenure
5.5 Yrs
Nearest maturity 2027-01
Secured
54%
6 of 11 bonds with known status
Callable
0
Of 11 bonds
Avg Spread vs G-Sec
+321 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (3 bonds).

0 2027: 2 bonds, ₹250 Cr tracked, avg coupon 8.85% 2 bonds 2027 2028: 1 bond, ₹75 Cr tracked, avg coupon 8.40% 1 bond 2028 2029: 1 bond, ₹75 Cr tracked, avg coupon 8.35% 1 bond 2029 2030: 3 bonds, ₹400 Cr tracked, avg coupon 8.83% 3 bonds 2030 2038: 2 bonds, ₹117 Cr tracked, avg coupon 9.65% 2 bonds 2038 2039: 1 bond, ₹210 Cr tracked, avg coupon 9.50% 1 bond 2039 2042+: 1 bond, ₹150 Cr tracked, avg coupon 9.50% 1 bond 2042+

Security Type / Instrument Mix

  • NCD 11 bonds · 100% · ₹1,277 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2023: ₹217 Cr issued 2023 2024: ₹535 Cr issued 2024 2025: ₹525 Cr issued 2025 Cumulative: ₹217 Cr Cumulative: ₹752 Cr Cumulative: ₹1,277 Cr

Based on 10 of 11 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

03 Credit Profile
  • AA 10 bonds · 91%
  • Unrated 1 bonds · 9%
AgencyRatingOutlookBonds
CARE AA 6
CRISIL AA 3
CRISIL AA Stable 3
CARE AA Stable 1
CARE AA+ 1

Recent Rating Actions

No rating action history available.

04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade
INE401Y07019 HHFL-8.85%-1-1-27-PVT 8.85% AA (CARE) 2027-01-01
INE401Y07027 HHFL-8.85%-1-2-27-PVT 8.85% AA (CARE) 2027-02-01
INE401Y07035 HHFL-8.4%-29-12-28-PVT 8.40% AA (CARE) 2028-12-29
INE401Y07050 HHFL-8.35%-27-3-29-PVT 8.35% AA (CARE) 2029-03-27
INE401Y07043 HHFL-8.7%-3-2-30-PVT 8.70% AA (CRISIL) 2030-02-03
INE401Y08017 9.75%-HHFL-12-6-30-PVT 9.75% AA (CRISIL) 2030-06-12
INE401Y07068 HHFL-8.05%-10-11-30-PVT 8.05% AA (CRISIL) 2030-11-10
INE401Y08025 HHFL-9.65%-29-12-38-PVT 9.65% AA (CRISIL) 2038-12-29
IN8401Y08016 9.65% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 29/12/2038 9.65% 2038-12-29
INE401Y08033 HHFL-9.5%-11-10-39-PVT 9.50% AA (CRISIL) 2039-10-11
INE401Y08041 HHFL-9.5%-PERPETUAL-PVT 9.50% AA (CRISIL) 2999-12-31
Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

No recorded secondary-market trades in the last 30 days.

06 Regulatory Filings

No regulatory filings captured yet for this issuer.

07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 14 2025-11-30
Rating Actions History 0
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0

Methodology version 1.0. See full methodology for sources and limitations.

Related Issuers

All issuers →
Frequently Asked Questions
How many active bonds does Hinduja Housing Finance Ltd have?

Hinduja Housing Finance Ltd currently has 11 active bonds with coupons 8.05% - 9.75%, maturities spanning 2027 - 2039.

What is Hinduja Housing Finance Ltd's credit rating?

The most recent rating on Hinduja Housing Finance Ltd's bonds is AA (CRISIL), published by CARE, CRISIL.

Are Hinduja Housing Finance Ltd's bonds secured?

Of the 11 bonds with a disclosed security status, 6 are secured (54%) and 5 are unsecured.

When do Hinduja Housing Finance Ltd's bonds mature?

Hinduja Housing Finance Ltd's active bonds mature between 2027 - 2039; the nearest matures in 2027-01; the average tenure is 5.5 Yrs.

What is the average coupon on Hinduja Housing Finance Ltd's bonds?

The average coupon across Hinduja Housing Finance Ltd's 11 active bonds is 9.02%.

Disclaimer: This page aggregates publicly available data about Hinduja Housing Finance Ltd for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.