Godrej Finance Limited

Nbfc · Financial Services

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Methodology v1.0 Download Report (PDF)
Latest Rating
AA+ (CRISIL)
Total Debt Outstanding
₹2,100 Cr
Across 11 instruments
Listed Bonds
11
First Issue
2024-01-18
Latest Issue
2026-04-28
Maturity Range
2026 - 2036
Observation
11 active bonds tracked from this issuer.
View details →
Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Financial Services
Issuer Type
Nbfc
First Tracked Bond
2024-01-18
Start of this issuer's debt program timeline
  • 11 active bonds tracked from this issuer.
  • 10 of 11 tracked bonds with a stated security status are secured. (based on 11 bonds with a disclosed security status)
  • Most recent rating action: other by CRISIL on 2026-07-27.

Operating in the financial services sector, Godrej Finance Limited is classified as an NBFC. Bond coupons here span 7.50% - 8.75%, paid annual. The maturity ladder spans 2026 - 2036.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
11
Tracked by RetailBonds
Amount Tracked
₹2,100 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 10 of 11 bonds)
Avg Coupon
8.15%
Range 7.50% - 8.75%
Avg Remaining Tenure
2.3 Yrs
Nearest maturity 2026-09
Secured
90%
10 of 11 bonds with known status
Callable
0
Of 11 bonds
Avg Spread vs G-Sec
+237 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (3 bonds).

0 2026: 2 bonds, ₹400 Cr tracked, avg coupon 8.18% 2 bonds 2026 2027: 3 bonds, ₹550 Cr tracked, avg coupon 8.68% 3 bonds 2027 2028: 3 bonds, ₹800 Cr tracked, avg coupon 8.07% 3 bonds 2028 2030: 2 bonds, ₹200 Cr tracked, avg coupon 7.55% 2 bonds 2030 2036: 1 bond, ₹150 Cr tracked, avg coupon 8.50% 1 bond 2036

Security Type / Instrument Mix

  • NCD 11 bonds · 100% · ₹2,100 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2024: ₹950 Cr issued 2024 2025: ₹1,000 Cr issued 2025 2026: ₹150 Cr issued 2026 Cumulative: ₹950 Cr Cumulative: ₹1,950 Cr Cumulative: ₹2,100 Cr

Based on 10 of 11 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

03 Credit Profile
  • AA 10 bonds · 91%
  • Unrated 1 bonds · 9%
AgencyRatingOutlookBonds
CARE AA+ 5
CRISIL AA 4
CRISIL AA+ 4

Recent Rating Actions

2026-07-27 · CRISIL
Other
2026-07-14 · CRISIL
AA
Reaffirmed · Stable
04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade
INE02KN07055 T-BILL LINKED RESET RATE SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTRUE SERIES C2 DATE OF MATURITY 25/09/2026. AA (CRISIL) 2026-09-25
INE02KN07063 8.18% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES C3 DATE OF MATURITY 30/12/2026 8.18% AA+ (CARE) 2026-12-30
INE02KN07022 8.75% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTRUE SERIES A DATE OF MATURITY 18/01/2027 8.75% AA (CRISIL) 2027-01-18
INE02KN07030 RESET RATE SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES B DATE OF MATURITY 15/03/2027 AA (CRISIL) 2027-03-15
INE02KN07048 8.60% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES SERIES C1 DATE OF MATURITY 25/11/2027. 8.60% AA (CRISIL) 2027-11-25
INE02KN07071 8.35% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES C4 DATE OF MATURITY 20/03/2028 8.35% AA+ (CARE) 2028-03-20
IN802KN07015 8.35% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES C4 DATE OF MATURITY 20/03/2028 8.35% 2028-03-20
INE02KN07105 7.5% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES D2 STRPP1 DATE OF MATURITY 29/09/2028 7.50% AA+ (CRISIL) 2028-09-29
INE02KN07089 7.60% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES D1 DATE OF MATURITY 05/06/2030 7.60% AA+ (CRISIL) 2030-06-05
INE02KN07097 7.5% SECURED RATED LISTED REDEEMABLE PARTLY PAID NON CONVERTIBLE DEBENTURE SERIES D3 DATE OF MATURITY 29/07/2030 7.50% AA+ (CRISIL) 2030-07-29
INE02KN08012 8.50% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES SD1 DATE OF MATURITY 28/04/2036 8.50% AA+ (CRISIL) 2036-04-28 8.30% 2026-08-20
Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

Traded Value (Last 30 Days)
₹0.0 Cr
Number of Trades (Last 30 Days)
14
Avg. Yield (Last 30 Days)
8.49%
06 Payment Disclosures (SEBI Reg52(4)) 1 disclosed

Interest and redemption payments as broadcast by NSE under SEBI LODR Reg 52(4)/60, across all outstanding bonds from this issuer -- actual disclosed events, not a projected schedule.

Due DateBondTypeAmount DueAmount PaidStatusFiling
2026-07-29 7.5% SECURED RATED LISTED REDEEMABLE... Interest ₹400,000.00 ₹400,000.00 Paid XBRL →

Source: NSE Debt Centralised Database, per SEBI LODR Reg 52(4)/60. Coverage begins 2026-08-02 -- history accumulates as disclosures are broadcast.

07 Regulatory Filings
Credit Rating Rationale
08 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 13 2026-06-28
Rating Actions History 2 2026-07-27
Secondary-Market Trades 25 2026-08-20
Reg52(4) Payment Disclosures 1 2026-07-29

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does Godrej Finance Limited have?

Godrej Finance Limited currently has 11 active bonds with coupons 7.50% - 8.75%, maturities spanning 2026 - 2036.

What is Godrej Finance Limited's credit rating?

The most recent rating on Godrej Finance Limited's bonds is AA+ (CRISIL), published by CARE, CRISIL.

Are Godrej Finance Limited's bonds secured?

Of the 11 bonds with a disclosed security status, 10 are secured (90%) and 1 are unsecured.

When do Godrej Finance Limited's bonds mature?

Godrej Finance Limited's active bonds mature between 2026 - 2036; the nearest matures in 2026-09; the average tenure is 2.3 Yrs.

What is the average coupon on Godrej Finance Limited's bonds?

The average coupon across Godrej Finance Limited's 11 active bonds is 8.15%.

Disclaimer: This page aggregates publicly available data about Godrej Finance Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.