Five-Star Business Finance Limited — Bonds & A (ICRA) Rating
NBFC · Financial Services
Verify this issuer →- Current ratings ICRA A, India Ratings AA-, ICRA AA-
- Rating range Current ratings range from A (ICRA 31 Dec 2020) to AA- (ICRA 30 Jun 2023, India Ratings 30 Apr 2024)
- Rating direction, 12 months No rating actions on file
- Watch / negative outlook None in 12 months
- Issuer not cooperating No such actions in 12 months
- Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
- Newest agency rating No agency rating on file newer than 30 Apr 2024
- Payment record No payment disclosures since 17 Jul 2026
- Defaults on record No bond marked defaulted
- Traded in the last 30 days 0 of 6 active bonds had an exchange trade
- Exchange filings, 90 days 25 filings on NSE/BSE
A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.
- 6 active bonds tracked from this issuer.
- 3 of 3 tracked bonds with a stated security status are secured. (based on 3 bonds with a disclosed security status)
Operating in the Financial Services sector, Five-Star Business Finance Limited is classified as an NBFC. Bond coupons here span 9.10% - 10.91%, paid semi-annually. The maturity ladder spans 2026 - 2029.
Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.
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Maturity Profile
Active bonds maturing, by year. Bar height relative to the tallest year (2 bonds).
Security Type / Instrument Mix
- NCD 6 bonds · 100% · ₹850 Cr tracked
Funding Evolution
Based on 3 of 6 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.
Financial Snapshot
Q1 FY27 vs Q4 FY26As filed under SEBI LODR Reg 52(4) / Integrated Filing, filed 25 Jul 2026. Figures are reported facts, not a rating or recommendation.
- AA 3 bonds · 50%
- A 3 bonds · 50%
| Agency | Rating | Outlook | Bonds |
|---|---|---|---|
| ICRA | A | — | 2 |
| ICRA | A | Stable | 1 |
| ICRA | AA- | — | 1 |
| India Ratings | AA- | Stable | 1 |
| India Ratings | AA- | — | 1 |
Recent Rating Actions
No rating action history available.
| ISIN | Bond Name | Coupon | Rating | Maturity | YTM | Last Trade | Details |
|---|---|---|---|---|---|---|---|
| INE128S07606 | Five-Star Business Finance 9.50% Dec 2026 NCD | 9.50% | AA- (India Ratings, NSDL record 2023) | 2026-12-12 | — | — | |
| INE128S07598 | Five-Star Business Finance 9.10% Dec 2026 NCD | 9.10% | AA- (ICRA) | 2026-12-15 | — | — | |
| INE128S07549 | Five-Star Business Finance Dec 2027 NCD | — | A (ICRA) | 2027-12-16 | — | — | |
| INE128S07556 | Five-Star Business Finance Dec 2027 NCD | — | A (ICRA) | 2027-12-17 | — | — | |
| INE128S07614 | Five-Star Business Finance 9.40% Apr 2028 NCD | 9.40% | AA- (India Ratings) | 2028-04-22 | — | — | |
| INE128S07507 | Five-Star Business Finance 10.91% Sep 2029 NCD | 10.91% | A (ICRA) | 2029-09-30 | — | — |
YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.
No recorded secondary-market trades in the last 30 days.
| Dataset | Count | Freshness |
|---|---|---|
| Credit Ratings (current) | 6 | 2024-04-30 |
| Rating Actions History | 0 | — |
| Secondary-Market Trades | 0 | — |
| Reg52(4) Payment Disclosures | 0 | — |
Methodology version 1.0. See full methodology for sources and limitations.
Related Issuers
All issuers →How many active bonds does Five-Star Business Finance Limited have?
Five-Star Business Finance Limited currently has 6 active bonds with coupons of 9.10% - 10.91%, maturities spanning 2026 - 2029.
What is Five-Star Business Finance Limited's credit rating?
The most common current rating on Five-Star Business Finance Limited's senior bonds is A (ICRA). Ratings on file come from ICRA, India Ratings.
Are Five-Star Business Finance Limited's bonds secured?
Of the 3 bonds with a disclosed security status, 3 are secured (100%) and 0 are unsecured.
When do Five-Star Business Finance Limited's bonds mature?
Five-Star Business Finance Limited's active bonds mature between 2026 - 2029; the nearest matures in Dec 2026; the average tenure is 1.1 Yrs.
What is the average coupon on Five-Star Business Finance Limited's bonds?
The average coupon across Five-Star Business Finance Limited's 6 active bonds is 9.73%.
Disclaimer: This page aggregates publicly available data about Five-Star Business Finance Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.