Market closed today (Weekend) · Prices and yields as of last trading day, 06 Nov 2026
Happy Diwali from all of us at RetailBonds

Edel Finance Company Limited — Bonds & A+ (CRISIL) Rating

NBFC · Financial Services

Verify this issuer →
Methodology v1.0 Download Report (PDF) Watch
Agency Rating
A+ (CRISIL)
Most common current rating on senior bonds
12 of 18 rated · CRISIL, 31 Jul 2026
Total Debt Outstanding
₹3,263 Cr
Across 34 instruments
Active Bonds
34
First Issue
13 Jan 2017
Latest Issue
20 Jul 2026
Maturity Range
2027 - 2029
Observation
34 active bonds tracked from this issuer.
View details →
Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies
Issuer health card 1 item to look at
  • Current ratings CRISIL A+, ICRA A+, CRISIL AA-
  • Rating range Current ratings range from A (CRISIL 31 Aug 2025, ICRA 31 May 2025) to AA- (CRISIL 31 Aug 2023)
  • Rating direction, 12 months 0 upgrades, 0 downgrades
  • Watch / negative outlook None in 12 months
  • Issuer not cooperating No such actions in 12 months
  • Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
  • Newest agency rating Dated 31 Jul 2026
  • Payment record No payment disclosures since 17 Jul 2026
  • Defaults on record No bond marked defaulted
  • Traded in the last 30 days 5 of 34 active bonds had an exchange trade
  • Exchange filings, 90 days 0 filings on NSE/BSE

A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.

Alert me about Edel Finance Company Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.
01 Issuer Overview
Sector
Financial Services
Issuer Type
NBFC
First Tracked Bond
13 Jan 2017
Start of this issuer's debt program timeline
  • 34 active bonds tracked from this issuer.
  • 28 of 33 tracked bonds with a stated security status are secured. (based on 33 bonds with a disclosed security status)
  • Most recent rating action: reaffirm by CRISIL on 7 Oct 2026.

Edel Finance Company Limited is an NBFC in the Financial Services sector. Coupon rates on outstanding bonds range from 8.80% - 10.47%, paid at maturity. Bonds mature between 2027 - 2029.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

Thanks — your suggestion has been submitted for review.

02 Debt Profile
Outstanding Bonds
34
Tracked by RetailBonds
Amount Tracked
₹3,263 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 21 of 34 bonds)
Avg Coupon
9.95%
Range 8.80% - 10.47%
Avg Remaining Tenure
1.3 Yrs
Nearest maturity Jan 2027
Secured
84%
28 of 33 bonds with known status
Callable
0
Of 34 bonds
Avg Spread vs G-Sec
+365 bps
Credit premium, from 5 bonds with a current market yield

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (16 bonds).

0 2027: 16 bonds, ₹1,058 Cr tracked, avg coupon 9.99% 16 bonds 2027 2028: 13 bonds, ₹1,400 Cr tracked, avg coupon 9.80% 13 bonds 2028 2029: 5 bonds, ₹805 Cr tracked, avg coupon 10.30% 5 bonds 2029

Security Type / Instrument Mix

  • NCD 34 bonds · 100% · ₹3,263 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2017: ₹15 Cr issued 2017 2018: ₹365 Cr issued 2018 2022: ₹200 Cr issued 2022 2023: ₹348 Cr issued 2023 2024: ₹300 Cr issued 2024 2025: ₹1,230 Cr issued 2025 2026: ₹805 Cr issued 2026 Cumulative: ₹15 Cr Cumulative: ₹380 Cr Cumulative: ₹580 Cr Cumulative: ₹928 Cr Cumulative: ₹1,228 Cr Cumulative: ₹2,458 Cr Cumulative: ₹3,263 Cr

Based on 21 of 34 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

03 Credit Profile
  • AA 5 bonds · 15%
  • A 16 bonds · 47%
  • Unrated 13 bonds · 38%
AgencyRatingOutlookBonds
CRISIL A+ Stable 7
CRISIL A Stable 2
CRISIL AA- — 2
ICRA A Stable 2
ICRA A+ Stable 2
CRISIL A+ — 1
CRISIL A+ Negative 1
ICRA A+ — 1
Acuité AA NSDL record — 1
Brickwork AA+ NSDL record — 1
ICRA AA NSDL record — 1

Recent Rating Actions

7 Oct 2026 · CRISIL
—
Reaffirmed
04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade Details
INE241O08042 Edel Finance Company Jan 2027 NCD — AA (ICRA, NSDL record 2017) 2027-01-08 — —
INE836K07056 Edel Finance Company Apr 2027 NCD — AA- (CRISIL) 2027-04-08 — 2026-09-25
IN8836K07014 Edel Finance Company Apr 2027 NCD — — 2027-04-08 — —
INE836K07064 Edel Finance Company 10.47% Apr 2027 NCD 10.47% AA- (CRISIL) 2027-04-09 — 2026-09-30
IN8836K07022 Edel Finance Company 10.47% Apr 2027 NCD 10.47% — 2027-04-09 — —
INE836K07213 Edel Finance Company Apr 2027 NCD — A+ (CRISIL) 2027-04-23 — —
INE836K07189 Edel Finance Company Apr 2027 NCD — A+ (CRISIL) 2027-04-27 — —
IN8836K07063 Edel Finance Company Apr 2027 NCD — — 2027-04-27 — —
INE836K07015 Edel Finance Company 10.18% Apr 2027 NCD 10.18% AA (Acuité, NSDL record 2022) 2027-04-27 — —
INE836K07254 Edel Finance Company Jun 2027 NCD — A+ (ICRA) 2027-06-14 — —
IN8836K07097 Edel Finance Company Jun 2027 NCD — — 2027-06-14 — —
INE241O07EE4 Edel Finance Company 8.80% Jun 2027 NCD 8.80% — 2027-06-16 — —
INE836K07270 Edel Finance Company Aug 2027 NCD — A (ICRA) 2027-08-20 — —
IN8836K07105 Edel Finance Company Aug 2027 NCD — — 2027-08-20 — —
INE836K07171 Edel Finance Company 10.00% Dec 2027 NCD 10.00% A+ (CRISIL) 2027-12-17 — 2026-08-20
IN8836K07055 Edel Finance Company 10.00% Dec 2027 NCD 10.00% — 2027-12-17 — —
INE241O08208 Edel Finance Company 9.25% Jan 2028 NCD 9.25% AA+ (Brickwork, NSDL record 2018) 2028-01-04 9.50% 2026-11-05
IN8241O08017 Edel Finance Company 9.25% Jan 2028 NCD 9.25% — 2028-01-04 — —
INE836K08039 Edel Finance Company 10.35% Mar 2028 NCD 10.35% A+ (ICRA) 2028-03-10 — 2026-09-01
IN8836K08020 Edel Finance Company 10.35% Mar 2028 NCD 10.35% — 2028-03-10 — —
INE836K07221 Edel Finance Company Apr 2028 NCD — A+ (CRISIL) 2028-04-21 — —
INE836K07205 Edel Finance Company Apr 2028 NCD — A+ (CRISIL) 2028-04-24 — —
INE836K07288 Edel Finance Company May 2028 NCD — A+ (CRISIL) 2028-05-29 — —
IN8836K07113 Edel Finance Company May 2028 NCD — — 2028-05-29 — —
INE836K07262 Edel Finance Company Jul 2028 NCD — A (ICRA) 2028-07-20 12.00% 2026-10-22
IN8836K07089 Edel Finance Company Jul 2028 NCD — — 2028-07-20 — —
INE836K07304 Edel Finance Company Oct 2028 NCD — A (CRISIL) 2028-10-30 — —
INE836K07312 Edel Finance Company Oct 2028 NCD — A (CRISIL) 2028-10-30 11.00% 2026-10-23
IN8836K07121 Edel Finance Company Oct 2028 NCD — — 2028-10-30 — —
INE836K08047 Edel Finance Company 10.30% Apr 2029 NCD 10.30% A+ (CRISIL) 2029-04-13 — 2026-09-16
INE836K07320 Edel Finance Company ZC Apr 2029 NCD — A+ (CRISIL) 2029-04-30 9.50% 2026-10-30
INE836K07338 Edel Finance Company ZC Jun 2029 NCD — A+ (ICRA) 2029-06-25 11.00% 2026-10-23
IN8836K07154 Edel Finance Company Jun 2029 NCD — — 2029-06-25 — —
INE836K07346 Edel Finance Company ZC Oct 2029 NCD — A+ (CRISIL) 2029-10-19 — —
Compare (/) Compare Bonds

YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

BSE Traded Value (Last 30 Days)
—
Number of Trades (Last 30 Days)
16
Avg. Yield (Last 30 Days)
10.4%
06 Regulatory Filings
Credit Rating Rationale
07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 21 2026-07-31
Rating Actions History 1 2026-10-07
Secondary-Market Trades 57 2026-11-05
Reg52(4) Payment Disclosures 0 —

Methodology version 1.0. See full methodology for sources and limitations.

Related Issuers

All issuers →
Frequently Asked Questions
How many active bonds does Edel Finance Company Limited have?

Edel Finance Company Limited currently has 34 active bonds with coupons of 8.80% - 10.47%, maturities spanning 2027 - 2029.

What is Edel Finance Company Limited's credit rating?

The most common current rating on Edel Finance Company Limited's senior bonds is A+ (CRISIL). Ratings on file come from CRISIL, ICRA.

Are Edel Finance Company Limited's bonds secured?

Of the 33 bonds with a disclosed security status, 28 are secured (84%) and 5 are unsecured.

When do Edel Finance Company Limited's bonds mature?

Edel Finance Company Limited's active bonds mature between 2027 - 2029; the nearest matures in Jan 2027; the average tenure is 1.3 Yrs.

What is the average coupon on Edel Finance Company Limited's bonds?

The average coupon across Edel Finance Company Limited's 34 active bonds is 9.95%.

Disclaimer: This page aggregates publicly available data about Edel Finance Company Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.