Market closed today (Weekend) · Prices and yields as of last trading day, 06 Nov 2026
Happy Diwali from all of us at RetailBonds

Credit Wise Capital Private Limited — Bonds & BBB (CRISIL) Rating

NBFC · Financial Services

Verify this issuer →
Methodology v1.0 Download Report (PDF) Watch
Agency Rating
BBB (CRISIL)
Most common current rating on senior bonds
4 of 5 rated · CRISIL, 31 Aug 2026
Total Debt Outstanding
₹208 Cr
Across 7 instruments
Active Bonds
7
First Issue
25 Oct 2024
Latest Issue
27 Aug 2026
Maturity Range
2027 - 2029
Observation
7 active bonds tracked from this issuer.
View details →
Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies

Latest events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.
  • 4 Nov 2026 New rating assigned to BBB CRISIL
  • 13 Oct 2026 Placed on rating watch CRISIL
  • 14 Aug 2026 New rating assigned to BBB CRISIL
Issuer health card 3 items to look at
  • Current ratings CRISIL BBB, CRISIL BBB-
  • Rating range Current ratings range from BBB- (CRISIL 30 Jun 2026) to BBB (CRISIL 31 Aug 2026)
  • Rating direction, 12 months 0 upgrades, 0 downgrades
  • Watch / negative outlook 2 watch placements
  • Issuer not cooperating No such actions in 12 months
  • Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
  • Newest agency rating Dated 4 Nov 2026
  • Payment record No payment disclosures since 17 Jul 2026
  • Defaults on record No bond marked defaulted
  • Traded in the last 30 days 0 of 7 active bonds had an exchange trade
  • Exchange filings, 90 days 0 filings on NSE/BSE

A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.

Alert me about Credit Wise Capital Private Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.
01 Issuer Overview
Sector
Financial Services
Issuer Type
NBFC
First Tracked Bond
25 Oct 2024
Start of this issuer's debt program timeline
  • 7 active bonds tracked from this issuer.
  • 7 of 7 tracked bonds with a stated security status are secured. (based on 7 bonds with a disclosed security status)
  • Most recent rating action: initial by CRISIL on 4 Nov 2026.

Operating in the Financial Services sector, Credit Wise Capital Private Limited is classified as an NBFC. Bond coupons here span 10.35% - 11.50%, paid monthly. The maturity ladder spans 2027 - 2029.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

Thanks — your suggestion has been submitted for review.

02 Debt Profile
Outstanding Bonds
7
Tracked by RetailBonds
Amount Tracked
₹208 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt
Avg Coupon
10.96%
Range 10.35% - 11.50%
Avg Remaining Tenure
1.6 Yrs
Nearest maturity Sep 2027
Secured
100%
7 of 7 bonds with known status
Callable
0
Of 7 bonds

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (5 bonds).

0 2027: 1 bond, ₹20 Cr tracked, avg coupon 11.25% 1 bond 2027 2028: 5 bonds, ₹155 Cr tracked, avg coupon 11.03% 5 bonds 2028 2029: 1 bond, ₹33 Cr tracked, avg coupon 10.35% 1 bond 2029

Security Type / Instrument Mix

  • NCD 7 bonds · 100% · ₹208 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2025: ₹70 Cr issued 2025 2026: ₹138 Cr issued 2026 Cumulative: ₹70 Cr Cumulative: ₹208 Cr

Based on 7 of 7 active bonds with a known issue date and issue size.

03 Credit Profile
  • BBB 6 bonds · 86%
  • Unrated 1 bond · 14%
AgencyRatingOutlookBonds
CRISIL BBB Stable 4
CRISIL BBB- Stable 1
CRISIL BBB NSDL record — 1

Rating History (Trend)

AAA AA A BBB Below BBB Unrated CRISIL: BBB on 2026-08-14 CRISIL: BBB on 2026-11-04
Aug 26 — Nov 26 CRISIL

Recent Rating Actions

4 Nov 2026 · CRISIL
BBB
Initial · Watch Developing
15 Oct 2026 · CRISIL
—
Update
—
Watch · Watch Developing
14 Aug 2026 · CRISIL
BBB
Initial · Stable
22 Jul 2026 · CRISIL
—
Update
1 Jul 2026 · CRISIL
—
Update
16 Jun 2026 · CRISIL
—
Update
04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade Details
INE0LN107030 Credit Wise Capital 11.25% Sep 2027 NCD 11.25% BBB (CRISIL) 2027-09-29 — —
INE0LN107048 Credit Wise Capital 11.50% Feb 2028 NCD 11.50% BBB (CRISIL, NSDL record 2025) 2028-02-29 — —
INE0LN107063 Credit Wise Capital 11.00% Mar 2028 NCD 11.00% BBB (CRISIL) 2028-03-30 — —
INE0LN107071 Credit Wise Capital 11.15% Apr 2028 NCD 11.15% BBB (CRISIL) 2028-04-26 — 2026-07-24
INE0LN107089 Credit Wise Capital 11.15% Jun 2028 NCD 11.15% BBB- (CRISIL) 2028-06-19 — 2026-07-07
INE0LN107055 Credit Wise Capital 10.35% Sep 2028 NCD 10.35% — 2028-09-29 — —
INE0LN107097 Credit Wise Capital 10.35% Aug 2029 NCD 10.35% BBB (CRISIL) 2029-08-26 — —
Compare (/) Compare Bonds

YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.

05 Market Activity

No recorded secondary-market trades in the last 30 days.

06 Regulatory Filings
Credit Rating Rationale
07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 6 2026-08-31
Rating Actions History 7 2026-11-04
Secondary-Market Trades 5 2026-07-24
Reg52(4) Payment Disclosures 0 —

Methodology version 1.0. See full methodology for sources and limitations.

Related Issuers

All issuers →
Frequently Asked Questions
How many active bonds does Credit Wise Capital Private Limited have?

Credit Wise Capital Private Limited currently has 7 active bonds with coupons of 10.35% - 11.50%, maturities spanning 2027 - 2029.

What is Credit Wise Capital Private Limited's credit rating?

The most common current rating on Credit Wise Capital Private Limited's senior bonds is BBB (CRISIL). Ratings on file come from CRISIL.

Are Credit Wise Capital Private Limited's bonds secured?

Of the 7 bonds with a disclosed security status, 7 are secured (100%) and 0 are unsecured.

When do Credit Wise Capital Private Limited's bonds mature?

Credit Wise Capital Private Limited's active bonds mature between 2027 - 2029; the nearest matures in Sep 2027; the average tenure is 1.6 Yrs.

What is the average coupon on Credit Wise Capital Private Limited's bonds?

The average coupon across Credit Wise Capital Private Limited's 7 active bonds is 10.96%.

Disclaimer: This page aggregates publicly available data about Credit Wise Capital Private Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.