Choice Finserv Private Limited

Nbfc

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Methodology v1.0 Download Report (PDF)
Latest Rating
A (ACUITE)
Total Debt Outstanding
₹253 Cr
Across 14 instruments
Listed Bonds
14
First Issue
2023-09-21
Latest Issue
2026-03-18
Maturity Range
2026 - 2028
Observation
14 active bonds tracked from this issuer.
View details →
Coverage: Medium Data Quality: Medium Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Issuer Type
Nbfc
First Tracked Bond
2023-09-21
Start of this issuer's debt program timeline
  • 14 active bonds tracked from this issuer.
  • 14 of 14 tracked bonds with a stated security status are secured. (based on 14 bonds with a disclosed security status)

Choice Finserv Private Limited is an NBFC. Coupon rates on outstanding bonds range from 10.00% - 13.65%, paid monthly. Bonds mature between 2026 - 2028.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
14
Tracked by RetailBonds
Amount Tracked
₹253 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt
Avg Coupon
11.13%
Range 10.00% - 13.65%
Avg Remaining Tenure
1.0 Yrs
Nearest maturity 2026-09
Secured
100%
14 of 14 bonds with known status
Callable
1
Of 14 bonds
Avg Spread vs G-Sec
+559 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (8 bonds).

0 2026: 3 bonds, ₹30 Cr tracked, avg coupon 10.00% 3 bonds 2026 2027: 8 bonds, ₹159 Cr tracked, avg coupon 11.39% 8 bonds 2027 2028: 3 bonds, ₹64 Cr tracked, avg coupon 11.17% 3 bonds 2028

Security Type / Instrument Mix

  • NCD 14 bonds · 100% · ₹253 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2023: ₹40 Cr issued 2023 2024: ₹23 Cr issued 2024 2025: ₹135 Cr issued 2025 2026: ₹55 Cr issued 2026 Cumulative: ₹40 Cr Cumulative: ₹63 Cr Cumulative: ₹198 Cr Cumulative: ₹253 Cr

Based on 14 of 14 active bonds with a known issue date and issue size.

03 Credit Profile
  • A 8 bonds · 57%
  • BBB 2 bonds · 14%
  • Unrated 4 bonds · 29%
AgencyRatingOutlookBonds
ACUITE A- 4
ACUITE A 2
ACUITE A Stable 2
INDIA_RATINGS BBB 2

Recent Rating Actions

No rating action history available.

04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade
INE04SE07079 10% SECURED UNRATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURES LETTER OF ALLOTMENT SERIES VI DATE OF MATURITY 20/09/2026 10.00% 2026-09-20
INE04SE07053 10% SECURED UNRATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURES LETTER OF ALLOTMENT SERIES III DATE OF MATURITY 21/09/2026 10.00% 2026-09-21
INE04SE07046 SECURED UNRATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURES LETTER OF ALLOTMENT SERIES IV DATE OF MATURITY 21/09/2026 2026-09-21
INE04SE07111 11% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 13/06/2027 11.00% A- (ACUITE) 2027-06-13
INE04SE07095 11% SECURED RATED UNLISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE. LETTER OF ALLOTMENT SERIES I DATE OF MATURITY 25/06/2027. 11.00% BBB (INDIA_RATINGS) 2027-06-25
INE04SE07129 11% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 07/07/2027 11.00% A- (ACUITE) 2027-07-07
INE04SE07137 CFPL-11%-11-8-27-PVT 11.00% A (ACUITE) 2027-08-11
INE04SE07061 10.50% SECURED UNRATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURES LETTER OF ALLOTMENT SERIES V DATE OF MATURITY 20/09/2027 10.50% 2027-09-20
INE04SE07103 12% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 25/11/2027 12.00% A- (ACUITE) 2027-11-25
INE04SE07178 13.65% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 25/11/2027 13.65% A- (ACUITE) 2027-11-25
INE04SE07145 CFPL-11%-26-12-27-PVT 11.00% A (ACUITE) 2027-12-26
INE04SE07152 CFPL-11%-12-3-28-PVT 11.00% A (ACUITE) 2028-03-12
INE04SE07160 CFPL-11%-18-03-28-PVT 11.00% A (ACUITE) 2028-03-18
INE04SE07087 11.50% SECURED RATED UNLISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE. LETTER OF ALLOTMENT SERIES II DATE OF MATURITY 25/06/2028. 11.50% BBB (INDIA_RATINGS) 2028-06-25
Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

No recorded secondary-market trades in the last 30 days.

06 Regulatory Filings

No regulatory filings captured yet for this issuer.

07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 10 2026-03-31
Rating Actions History 0
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does Choice Finserv Private Limited have?

Choice Finserv Private Limited currently has 14 active bonds with coupons 10.00% - 13.65%, maturities spanning 2026 - 2028.

What is Choice Finserv Private Limited's credit rating?

The most recent rating on Choice Finserv Private Limited's bonds is A (ACUITE), published by ACUITE, INDIA_RATINGS.

Are Choice Finserv Private Limited's bonds secured?

Of the 14 bonds with a disclosed security status, 14 are secured (100%) and 0 are unsecured.

When do Choice Finserv Private Limited's bonds mature?

Choice Finserv Private Limited's active bonds mature between 2026 - 2028; the nearest matures in 2026-09; the average tenure is 1.0 Yrs.

What is the average coupon on Choice Finserv Private Limited's bonds?

The average coupon across Choice Finserv Private Limited's 14 active bonds is 11.13%.

Disclaimer: This page aggregates publicly available data about Choice Finserv Private Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.