Aye Finance Limited

Nbfc · Financial Services

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Methodology v1.0 Download Report (PDF)

Latest Rating

A (INDIA_RATINGS)

Total Debt Outstanding

₹1,491 Cr

Across 22 instruments

Listed Bonds

First Issue

2022-07-29

Latest Issue

2026-06-25

Maturity Range

2026 - 2031

Observation

22 active bonds tracked from this issuer.

View details →

Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies

01 Issuer Overview

Sector

Financial Services

Issuer Type

Nbfc

First Tracked Bond

2022-07-29

Start of this issuer's debt program timeline

22 active bonds tracked from this issuer.
20 of 20 tracked bonds with a stated security status are secured. (based on 20 bonds with a disclosed security status)

Operating in the financial services sector, Aye Finance Limited is classified as an NBFC. Bond coupons here span 9.95% - 11.60%, paid monthly. The maturity ladder spans 2026 - 2031.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile

Outstanding Bonds

Tracked by RetailBonds

Amount Tracked

₹1,491 Cr

Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 18 of 22 bonds)

Avg Coupon

10.59%

Range 9.95% - 11.60%

Avg Remaining Tenure

1.3 Yrs

Nearest maturity 2026-08

Secured

100%

20 of 20 bonds with known status

Callable

Of 22 bonds

Avg Spread vs G-Sec

+525 bps

Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (10 bonds).

Security Type / Instrument Mix

NCD 22 bonds · 100% · ₹1,491 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)

Based on 18 of 22 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

Financial Snapshot

Q1 FY26

Debt / Equity

0.02

Revenue from Operations

₹477.37 Cr

Net Profit / Loss

₹74.50 Cr

Profit Before Tax

₹97.15 Cr

As filed under SEBI LODR Reg 52(4) / Integrated Filing, filed 22 Jul 2026. Figures are reported facts, not a rating or recommendation.

03 Credit Profile

A 20 bonds · 91%
Unrated 2 bonds · 9%

Agency	Rating	Outlook	Bonds
INDIA_RATINGS	A	—	8
INDIA_RATINGS	A	Stable	8
INDIA_RATINGS	A-	—	4

Recent Rating Actions

No rating action history available.

04 Outstanding Bonds View all bonds →

ISIN	Bond Name	Coupon	Rating	Maturity	YTM	Last Trade
INE501X07620	AFPL-10.50%-28-8-26-PVT	10.50%	A (INDIA_RATINGS)	2026-08-28	—	—
INE501X07539	11.15% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURES DATE OF MATURITY 15/09/2026	11.15%	A- (INDIA_RATINGS)	2026-09-15	—	—
INE501X07588	AFPL-10.50%-17-11-26-PVT	10.50%	A (INDIA_RATINGS)	2026-11-17	9.50%	2026-08-07
IN8501X07025	10.50% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE DATE OF MATURITY 17/11/2026	10.50%	—	2026-11-17	—	—
INE501X07653	AFL-9.95%-31-12-26-PVT	9.95%	A (INDIA_RATINGS)	2026-12-31	10.20%	2026-08-18
INE501X07661	AFL-9.95%-20-3-27-PVT	9.95%	A (INDIA_RATINGS)	2027-03-20	10.57%	2026-07-07
INE501X07646	AFL-10.10%-31-3-27-PVT	10.10%	A (INDIA_RATINGS)	2027-03-31	10.70%	2026-07-14
INE501X07570	AFPL-10.50%-30-4-27-PVT	10.50%	A (INDIA_RATINGS)	2027-04-30	10.50%	2026-08-19
IN8501X07017	10.50% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 30/04/2027	10.50%	—	2027-04-30	—	—
INE501X07703	AFL-10.25%-30-06-27-PVT	10.25%	A (INDIA_RATINGS)	2027-06-30	10.50%	2026-08-24
INE501X07299	AFPL-11.16%-28-7-27-PVT	11.16%	A (INDIA_RATINGS)	2027-07-28	—	—
INE501X07729	AFL-10.05%-12-09-27-PVT	10.05%	A (INDIA_RATINGS)	2027-09-12	10.30%	2026-08-24
INE501X07638	AFPL-10.50%-9-10-27-PVT	10.50%	A (INDIA_RATINGS)	2027-10-09	—	—
INE501X07349	AFPL-11.20%-15-11-27-PVT	11.20%	A (INDIA_RATINGS)	2027-11-15	—	—
INE501X07679	AFL-10.35%-20-12-27-PVT	10.35%	A (INDIA_RATINGS)	2027-12-20	11.00%	2026-07-23
INE501X07331	11% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. DATE OF MATURITY 08/03/2028	11.00%	A- (INDIA_RATINGS)	2028-03-08	—	—
INE501X07711	AFL-10.10%-12-03-28-PVT	10.10%	A (INDIA_RATINGS)	2028-03-12	11.00%	2026-07-17
INE501X07695	AFL-10.40%-30-03-28-PVT	10.40%	A (INDIA_RATINGS)	2028-03-30	10.45%	2026-06-29
INE501X07687	AFL-11%-17-4-29-PVT	11.00%	A (INDIA_RATINGS)	2029-04-17	—	—
INE501X07596	11.30% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES. DATE OF MATURITY 30/05/2029.	11.30%	A- (INDIA_RATINGS)	2029-05-30	—	—
INE501X07521	11.60% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURES DATE OF MATURITY 29/09/2029	11.60%	A- (INDIA_RATINGS)	2029-09-29	—	—
INE501X07737	10.49% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 25/06/2031	10.49%	A (INDIA_RATINGS)	2031-06-25	—	—

Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

Traded Value (Last 30 Days)

₹0.0 Cr

Number of Trades (Last 30 Days)

Avg. Yield (Last 30 Days)

10.32%

06 Regulatory Filings

BSE Corporate Announcements

Pursuant to Regulation 30 of SEBI (Listing Obligations & Disclosure Requirements) Regulations, 2015, an intimation for change in management is attached herewith 2026-08-26

Pursuant to Regulation 30(5) of SEBI (Listing Obligations & Disclosure Requirements) Regulations, 2015, an intimation is attached herewith 2026-08-26

Pursuant to Regulations 30 & 51 of SEBI (Listing Obligations & Disclosure Requirements) Regulations, 2015, an intimation for appointment of Company Secretary & Compliance Officer is attached herewith 2026-08-26

Pursuant to Regulation 57 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, an intimation for interest payment due on NCD is attached herewith. 2026-08-20

Pursuant to Regulations 36(1)(b) and 58(1)(b) of SEBI Listing Regulations, the Company has completed the dispatch of letters providing web link and QR Code for accessing the Annual Report .... 2026-08-18

Pursuant to Regulation 57 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, an intimation for interest payment due on NCD is attached herewith. 2026-08-17

Pursuant to Regulation 57 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, an intimation for Interest payment due on NCD is attached herewith 2026-08-13

Pursuant to Regulation 30 of SEBI (Listing Obligations & Disclosure Requirements) Regulations, 2015, newspaper advertisement consequent to completion of dispatch of notice of AGM is attached herewith 2026-08-11

Pursuant to Regulation 30 of SEBI (Listing Obligations & Disclosure Requirements) Regulations, 2015, an intimation for Press Release is attached herewith 2026-08-10

Pursuant to Regulations 34 & 53 of SEBI (Listing Obligations & Disclosure Requirements) Regulations, 2015, Annual Report for FY 2025-26 along with Notice of 33rd Annual General Meeting .... 2026-08-10

NSE Corporate Announcements

Analysts/Institutional Investor Meet/Con. Call Updates 2026-07-23

Copy of Newspaper Publication 2026-07-23

Monitoring Agency Report 2026-07-23

Outcome of Board Meeting 2026-07-23

Investor Presentation 2026-07-22

Outcome of Board Meeting 2026-07-22

Press Release 2026-07-22

Updates 2026-07-21

ESOP/ESOS/ESPS 2026-07-20

Analysts/Institutional Investor Meet/Con. Call Updates 2026-07-15

07 Methodology & Data Coverage

Dataset	Count	Freshness
Credit Ratings (current)	20	2026-06-03
Rating Actions History	0	—
Secondary-Market Trades	97	2026-08-24
Reg52(4) Payment Disclosures	0	—

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions

How many active bonds does Aye Finance Limited have?

Aye Finance Limited currently has 22 active bonds with coupons 9.95% - 11.60%, maturities spanning 2026 - 2031.

What is Aye Finance Limited's credit rating?

The most recent rating on Aye Finance Limited's bonds is A (INDIA_RATINGS), published by INDIA_RATINGS.

Are Aye Finance Limited's bonds secured?

Of the 20 bonds with a disclosed security status, 20 are secured (100%) and 0 are unsecured.

When do Aye Finance Limited's bonds mature?

Aye Finance Limited's active bonds mature between 2026 - 2031; the nearest matures in 2026-08; the average tenure is 1.3 Yrs.

What is the average coupon on Aye Finance Limited's bonds?

The average coupon across Aye Finance Limited's 22 active bonds is 10.59%.

Disclaimer: This page aggregates publicly available data about Aye Finance Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.