Aye Finance Limited — Bonds & A (India Ratings) Rating
NBFC · Financial Services
Verify this issuer →Latest events
Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.- 2 Nov 2026 Interest payment notice Pursuant to Regulation 57 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, an intimation for interest payment d…
- 29 Oct 2026 Interest payment notice Pursuant to Regulation 57 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, an intimation for interest payment d…
- 20 Oct 2026 Interest payment notice Pursuant to Regulation 57 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, an intimation for interest payment d…
- 16 Oct 2026 Interest payment notice Pursuant to Regulation 57 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, an intimation for interest payment d…
- 15 Oct 2026 Debt securities notice Pursuant to SEBI Master Circular dated October 15, 2025, details of ISINs of listed NCDs for the half year ended September 30, 2026 is atta…
- Current ratings India Ratings A, India Ratings A-, India Ratings A+
- Rating range Current ratings range from A- (India Ratings 31 Jul 2025) to A+ (India Ratings 31 Aug 2026)
- Rating direction, 12 months No rating actions on file
- Watch / negative outlook None in 12 months
- Issuer not cooperating No such actions in 12 months
- Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
- Newest agency rating Dated 31 Aug 2026
- Payment record No payment disclosures since 17 Jul 2026
- Defaults on record No bond marked defaulted
- Traded in the last 30 days 8 of 21 active bonds had an exchange trade
- Exchange filings, 90 days 52 filings on NSE/BSE
A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.
- 21 active bonds tracked from this issuer.
- 19 of 19 tracked bonds with a stated security status are secured. (based on 19 bonds with a disclosed security status)
Operating in the Financial Services sector, Aye Finance Limited is classified as an NBFC. Bond coupons here span 9.75% - 11.60%, paid monthly. The maturity ladder spans 2026 - 2031.
Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.
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Maturity Profile
Active bonds maturing, by year. Bar height relative to the tallest year (10 bonds).
Security Type / Instrument Mix
- NCD 21 bonds · 100% · ₹1,586 Cr tracked
Funding Evolution
Based on 17 of 21 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.
Financial Snapshot
H1 FY27 vs H1 FY27As filed under SEBI LODR Reg 52(4) / Integrated Filing, filed 21 Oct 2026. Figures are reported facts, not a rating or recommendation.
- A 19 bonds · 90%
- Unrated 2 bonds · 10%
| Agency | Rating | Outlook | Bonds |
|---|---|---|---|
| India Ratings | A | — | 5 |
| India Ratings | A- | Stable | 4 |
| India Ratings | A | Stable | 3 |
| India Ratings | A+ | Stable | 2 |
| India Ratings | A- | — | 2 |
| India Ratings | A- | — | 3 |
Recent Rating Actions
No rating action history available.
| ISIN | Bond Name | Coupon | Rating | Maturity | YTM | Last Trade | Details |
|---|---|---|---|---|---|---|---|
| INE501X07588 | Aye Finance 10.50% Nov 2026 NCD | 10.50% | A- (India Ratings) | 2026-11-17 | — | 2026-09-23 | |
| IN8501X07025 | Aye Finance 10.50% Nov 2026 NCD | 10.50% | — | 2026-11-17 | — | — | |
| INE501X07653 | Aye Finance 9.95% Dec 2026 NCD | 9.95% | A (India Ratings) | 2026-12-31 | 10.08% | 2026-11-06 | |
| INE501X07661 | Aye Finance 9.95% Mar 2027 NCD | 9.95% | A (India Ratings) | 2027-03-20 | — | 2026-10-29 | |
| INE501X07646 | Aye Finance 10.10% Mar 2027 NCD | 10.10% | A (India Ratings) | 2027-03-31 | — | 2026-07-14 | |
| INE501X07570 | Aye Finance 10.50% Apr 2027 NCD | 10.50% | A- (India Ratings) | 2027-04-30 | — | 2026-11-05 | |
| IN8501X07017 | Aye Finance 10.50% Apr 2027 NCD | 10.50% | — | 2027-04-30 | — | — | |
| INE501X07703 | Aye Finance 10.25% Jun 2027 NCD | 10.25% | A- (India Ratings) | 2027-06-30 | — | 2026-11-06 | |
| INE501X07299 | Aye Finance 11.16% Jul 2027 NCD | 11.16% | A- (India Ratings) | 2027-07-28 | — | — | |
| INE501X07729 | Aye Finance 10.05% Sep 2027 NCD | 10.05% | A (India Ratings) | 2027-09-12 | 10.10% | 2026-10-30 | |
| INE501X07638 | Aye Finance 10.50% Oct 2027 NCD | 10.50% | A+ (India Ratings) | 2027-10-09 | — | — | |
| INE501X07349 | Aye Finance 11.20% Nov 2027 NCD | 11.20% | A- (India Ratings) | 2027-11-15 | — | — | |
| INE501X07679 | Aye Finance 10.35% Dec 2027 NCD | 10.35% | A (India Ratings) | 2027-12-20 | — | 2026-10-05 | |
| INE501X07331 | Aye Finance 11.00% Mar 2028 NCD | 11.00% | A- (India Ratings, NSDL record 2022) | 2028-03-08 | — | — | |
| INE501X07711 | Aye Finance 10.10% Mar 2028 NCD | 10.10% | A (India Ratings) | 2028-03-12 | 10.03% | 2026-10-09 | |
| INE501X07695 | Aye Finance 10.40% Mar 2028 NCD | 10.40% | A- (India Ratings) | 2028-03-30 | — | 2026-11-05 | |
| INE501X07745 | Aye Finance 9.75% Jul 2028 NCD | 9.75% | A+ (India Ratings) | 2028-07-28 | 10.27% | 2026-11-06 | |
| INE501X07687 | Aye Finance 11.00% Apr 2029 NCD | 11.00% | A (India Ratings) | 2029-04-17 | — | — | |
| INE501X07596 | Aye Finance 11.30% May 2029 NCD | 11.30% | A- (India Ratings, NSDL record 2024) | 2029-05-30 | — | — | |
| INE501X07521 | Aye Finance 11.60% Sep 2029 NCD | 11.60% | A- (India Ratings, NSDL record 2023) | 2029-09-29 | — | — | |
| INE501X07737 | Aye Finance 10.49% Jun 2031 NCD | 10.49% | A (India Ratings) | 2031-06-25 | — | — |
YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.
Last 30 days, across all outstanding bonds from this issuer.
| Dataset | Count | Freshness |
|---|---|---|
| Credit Ratings (current) | 19 | 2026-08-31 |
| Rating Actions History | 0 | — |
| Secondary-Market Trades | 145 | 2026-11-06 |
| Reg52(4) Payment Disclosures | 0 | — |
Methodology version 1.0. See full methodology for sources and limitations.
Related Issuers
All issuers →How many active bonds does Aye Finance Limited have?
Aye Finance Limited currently has 21 active bonds with coupons of 9.75% - 11.60%, maturities spanning 2026 - 2031.
What is Aye Finance Limited's credit rating?
The most common current rating on Aye Finance Limited's senior bonds is A (India Ratings). Ratings on file come from India Ratings.
Are Aye Finance Limited's bonds secured?
Of the 19 bonds with a disclosed security status, 19 are secured (100%) and 0 are unsecured.
When do Aye Finance Limited's bonds mature?
Aye Finance Limited's active bonds mature between 2026 - 2031; the nearest matures in Nov 2026; the average tenure is 1.2 Yrs.
What is the average coupon on Aye Finance Limited's bonds?
The average coupon across Aye Finance Limited's 21 active bonds is 10.53%.
Disclaimer: This page aggregates publicly available data about Aye Finance Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.