Annapurna Finance Private Limited

Nbfc · Financial Services

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Methodology v1.0 Download Report (PDF)
Latest Rating
A- (CARE)
Total Debt Outstanding
₹1,638 Cr
Across 20 instruments
Listed Bonds
20
First Issue
2020-09-22
Latest Issue
2026-04-29
Maturity Range
2026 - 2032
Observation
20 active bonds tracked from this issuer.
View details →
Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Financial Services
Issuer Type
Nbfc
First Tracked Bond
2020-09-22
Start of this issuer's debt program timeline
  • 20 active bonds tracked from this issuer.
  • 7 of 17 tracked bonds with a stated security status are secured. (based on 17 bonds with a disclosed security status)
  • Most recent rating action: other by CRISIL on 2026-08-12.

Annapurna Finance Private Limited is an NBFC in the financial services sector. Coupon rates on outstanding bonds range from 9.75% - 15.00%, paid monthly. Bonds mature between 2026 - 2032.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
20
Tracked by RetailBonds
Amount Tracked
₹1,638 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 16 of 20 bonds)
Avg Coupon
11.73%
Range 9.75% - 15.00%
Avg Remaining Tenure
2.6 Yrs
Nearest maturity 2026-09
Secured
41%
7 of 17 bonds with known status
Callable
1
Of 20 bonds
Avg Spread vs G-Sec
+565 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (5 bonds).

0 2026: 1 bond, avg coupon 11.70% 1 bond 2026 2027: 5 bonds, ₹127 Cr tracked, avg coupon 11.10% 5 bonds 2027 2028: 3 bonds, ₹220 Cr tracked, avg coupon 12.62% 3 bonds 2028 2029: 5 bonds, ₹316 Cr tracked, avg coupon 12.06% 5 bonds 2029 2030: 3 bonds, ₹660 Cr tracked, avg coupon 12.01% 3 bonds 2030 2031: 2 bonds, ₹164 Cr tracked, avg coupon 10.78% 2 bonds 2031 2032: 1 bond, ₹150 Cr tracked, avg coupon 11.75% 1 bond 2032

Security Type / Instrument Mix

  • NCD 20 bonds · 100% · ₹1,638 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2021: ₹202 Cr issued 2021 2022: ₹50 Cr issued 2022 2023: ₹294 Cr issued 2023 2024: ₹442 Cr issued 2024 2025: ₹585 Cr issued 2025 2026: ₹64 Cr issued 2026 Cumulative: ₹202 Cr Cumulative: ₹252 Cr Cumulative: ₹546 Cr Cumulative: ₹988 Cr Cumulative: ₹1,573 Cr Cumulative: ₹1,638 Cr

Based on 16 of 20 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

03 Credit Profile
  • A 15 bonds · 75%
  • Unrated 5 bonds · 25%
AgencyRatingOutlookBonds
ICRA A Stable 4
CARE A 2
CARE A- 2
CRISIL A Stable 2
ICRA A 2
ICRA A- 2
CRISIL A 1

Recent Rating Actions

2026-08-12 · CRISIL
Other
04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade
INE515Q07400 AFPL-11.7%-22-9-26-PVT 11.70% A (CRISIL) 2026-09-22
INE515Q07509 10.68% SECURED UNRATED UNLISTED TAXABLE TRANSFERABLE REDEEMABLE NON CONVERTIBLE DEBENTURE. DATE OF MATURITY 22/04/2027 10.68% 2027-04-22
INE515Q08143 11.42% UNSECURED UNRATED UNLISTED TAXABLE TRANSFERABLE REDEEMABLE SUBORDINATED NON CONVERTIBLE DEBENTURE. DATE OF MATURITY 22/04/2027 11.42% 2027-04-22
INE515Q07640 AFPL-10.95%-22-07-27-PVT 10.95% A (ICRA) 2027-07-22 10.90% 2026-07-24
INE515Q07590 AFPL-10.95%-19-10-2PVT 10.95% A (ICRA) 2027-10-19
INE515Q08168 AFPL-11.50%-24-12-27-PVT 11.50% A (CARE) 2027-12-24
INE515Q07657 9.75% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURES . DATE OF MATURITY 07/07/2028 9.75% A- (CARE) 2028-07-07
INE515Q08218 AFPL-13.10%-29-8-28-PVT 13.10% A (ICRA) 2028-08-29
INE515Q08150 15% UNSECURED UNRATED UNLISTED REDEEMABLE COMPULSORY CONVERTIBLE .DATE OF CONVERSION 23/11/2028 15.00% 2028-11-23
INE515Q08226 AFPL-12.40%-24-4-29-PVT 12.40% A (ICRA) 2029-04-24 10.73% 2026-08-25
IN8515Q08019 12.40% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES DATE OF MATURITY 24/04/2029 12.40% 2029-04-24
INE515Q08242 12.25% UNSECURED RATED LISTED REDEEMABLE SUBORINATED TIER II NON CONVERTIBLE DEBNTURES DATE OF MATURITY 07/09/2029 12.25% A- (ICRA) 2029-09-07 11.16% 2026-08-25
INE515Q07624 12% SECURED RATED UNLISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE. DATE OF MATURITY 02/11/2029. 12.00% A- (ICRA) 2029-11-02
INE515Q07632 AFPL-11.25%-15-12-29-PVT 11.25% A (ICRA) 2029-12-15
INE515Q08267 AFPL-12%-24-01-30-PVT 12.00% A (CARE) 2030-01-24 10.37% 2026-08-25
INE515Q08259 14% UNSECURED UNRATED UNLISTED OPTIONALLY CONVERTIBLE DEBENTURE DATE OF MATURITY 07/05/2030 14.00% 2030-05-07
INE515Q07665 AFPL-10.02%-10-12-30-PVT 10.02% A (CRISIL) 2030-12-10
INE515Q07673 9.80% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 29/04/2031 9.80% A- (CARE) 2031-04-29
INE515Q08275 AFPL-11.75%-14-5-31-PVT 11.75% A (ICRA) 2031-05-14 11.85% 2026-08-25
INE515Q08283 AFPL-11.75%-14-04-32-PVT 11.75% A (CRISIL) 2032-04-14 11.37% 2026-08-25
Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

Traded Value (Last 30 Days)
₹0.0 Cr
Number of Trades (Last 30 Days)
58
Avg. Yield (Last 30 Days)
11.21%
06 Regulatory Filings
Credit Rating Rationale
07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 15 2026-04-22
Rating Actions History 1 2026-08-12
Secondary-Market Trades 125 2026-08-25
Reg52(4) Payment Disclosures 0

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does Annapurna Finance Private Limited have?

Annapurna Finance Private Limited currently has 20 active bonds with coupons 9.75% - 15.00%, maturities spanning 2026 - 2032.

What is Annapurna Finance Private Limited's credit rating?

The most recent rating on Annapurna Finance Private Limited's bonds is A- (CARE), published by CARE, CRISIL, ICRA.

Are Annapurna Finance Private Limited's bonds secured?

Of the 17 bonds with a disclosed security status, 7 are secured (41%) and 10 are unsecured.

When do Annapurna Finance Private Limited's bonds mature?

Annapurna Finance Private Limited's active bonds mature between 2026 - 2032; the nearest matures in 2026-09; the average tenure is 2.6 Yrs.

What is the average coupon on Annapurna Finance Private Limited's bonds?

The average coupon across Annapurna Finance Private Limited's 20 active bonds is 11.73%.

Disclaimer: This page aggregates publicly available data about Annapurna Finance Private Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.