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ECL Finance 9.95% May 2029 NCD (INE804IA7139)

CARE A / Stable Secured NCD

ECL Finance Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2029

26 more bonds from ECL Finance Limited →
Current YTM
—
No market YTM available
Coupon Rate
9.95%
Per annum
Maturity Date
23 May 2029
2.5 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹1,000
Per Bond

Market Position

YTM (Annual)
—
No trade with a usable price on record
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Tenure
2.5 Years
Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Cashflow Timeline

Payment schedule not projected

The issuer's filed interest dates do not follow the maturity-date anniversaries our projection assumes, so projected dates and accrued interest would be wrong. Payments the issuer has filed are listed under disclosed payments.

Payment Disclosures (SEBI Reg52(4))

5 disclosed
Due DateTypeAmount DueAmount PaidStatusFiling
2026-11-02 Interest ₹30,00,000.00 ₹30,00,000.00 Paid XBRL →
Non-payment reason: NA
2026-11-02 Interest ₹30,00,000.00 ₹30,00,000.00 Paid XBRL →
Non-payment reason: NA
2026-10-01 Interest ₹29,00,000.00 ₹29,00,000.00 Paid XBRL →
Non-payment reason: NA
2026-09-01 Interest ₹30,00,000.00 ₹30,00,000.00 Paid XBRL →
Non-payment reason: NA
2026-08-01 Interest ₹30,00,000.00 ₹30,00,000.00 Paid XBRL →
Non-payment reason: NA

Source: NSE Debt Centralised Database (corporate-interest-payment / corporate-redemption-payment), per SEBI LODR Reg 52(4)/60. Coverage begins 2 Aug 2026 — history accumulates as disclosures are broadcast.

Bond Timeline

— Issue / Maturity | Coupon (projected) ◆ Reg52(4) disclosed ┊ Today
Today Interest paid (SEBI Reg52(4) disclosure) — due 2 Nov 2026 Interest paid (SEBI Reg52(4) disclosure) — due 2 Nov 2026 Interest paid (SEBI Reg52(4) disclosure) — due 1 Oct 2026 Interest paid (SEBI Reg52(4) disclosure) — due 1 Sep 2026 Interest paid (SEBI Reg52(4) disclosure) — due 1 Aug 2026 Issued 23 May 2019 Matures 23 May 2029

5 SEBI Reg52(4) disclosed payments — hover a square/diamond for detail.

Key Metrics

Coupon Rate
9.95%
YTM (Annual)
—
Credit Rating
A
(CARE) · rated 17 Nov 2025, 11 months ago
Remaining Tenure
2.5 Years
Advanced metrics
Modified Duration
—
Macaulay Duration
—
Issue Size
₹35 Cr
Face Value
₹1,000
Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration
—
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
—
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Secured
No call option

Observations

  • This bond is secured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 0.25 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 6 Nov 2026
Instrument Type
NCD
Issue Date
23 May 2019
Day Count Convention
ACT/ACT
Listed Exchange
—
Call / Put Option
None disclosed

ECL Finance 9.95% May 2029 NCD is a secured, rated NCD issued by ECL Finance Limited. It pays a 9.95% p.a. coupon, monthly. Principal is repaid at maturity.

Rating Timeline

2 ratings on file

Every rating we hold for this ISIN, from every agency and source, newest first. NSE listing dates are the day we first saw the rating there, not the agency’s date.

DateAgencyRatingOutlookStatusSource
17 Nov 2025 CARE A Stable Latest CARE press release →
2019 CARE AA — NSDL record, 2019 NSDL debt master

Rating Action History

4 actions

Agency actions on ECL Finance Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-10-07 CRISIL Reaffirm — — View →
2026-09-24 CRISIL Update — — View →
2026-09-24 CRISIL Update — — View →
2026-08-06 CRISIL Update — — View →
Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on ECL Finance Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-10-07 CRISIL Reaffirm — View →
2026-09-24 CRISIL Update — View →
2026-08-06 CRISIL Update — View →
Alert me about ECL Finance Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 2 CARE 2025-11-17
Rating Actions History 4 — 2026-10-07
Secondary-Market Trades 0 — —
Reg52(4) Payment Disclosures 5 NSE 2026-11-02
  • No secondary-market trade with a usable price on record, so no market yield or spread is shown.

Documents

Entity metadata
Source
NSDL debt master
Last Updated
6 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
—

No recent trade data available

View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE804IA7139
Issue Date
23 May 2019
Maturity Date
23 May 2029
Listing
—
Payment Frequency
Monthly
Put / Call Option
None disclosed
Security
Secured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on ECL Finance 9.95% May 2029 NCD?

ECL Finance 9.95% May 2029 NCD carries a coupon of 9.95%, paid monthly, on a face value of ₹1,000.

When does ECL Finance 9.95% May 2029 NCD mature?

ECL Finance 9.95% May 2029 NCD matures on 23 May 2029, 2.5 years from today.

What is ECL Finance 9.95% May 2029 NCD rated?

ECL Finance 9.95% May 2029 NCD is rated A by CARE (rating dated 17 Nov 2025).

Is ECL Finance 9.95% May 2029 NCD secured?

ECL Finance 9.95% May 2029 NCD is a secured bond.

More Bonds from This Issuer

E
ECL Finance 9.00% Mar 2027 NCD
INE804I078Q4
AA
Coupon
9.00%
Maturity
05 Mar 2027
E
ECL Finance 9.00% Mar 2027 NCD
INE804IA7378
A+ NSDL record, 2024
Coupon
9.00%
Maturity
05 Mar 2027
E
ECL Finance 10.40% Mar 2027 NCD
INE528S07169
A+ NSDL record, 2024
Coupon
10.40%
Maturity
18 Mar 2027
E
ECL Finance 9.75% Apr 2027 NCD
INE804I08726
A
Coupon
9.75%
Maturity
30 Apr 2027
Compare (/) Compare Bonds

Comparable NCDs maturing near 2029

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 9.95%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE420C07221Paisalo Digital Limited—9.92%2029-08-19
INE583D07638UGRO Capital LimitedA+9.99%2029-06-16
INE0P1407018Vivriti Finance LimitedA+9.90%2028-07-28
INE423A07344Adani Enterprises LimitedA+ NSDL record, 20249.90%2029-09-12
INE403Q07GD2Kosamattam Finance LimitedA10.00%2028-05-31
INE101Q07BI2Muthoot MCRED LimitedA10.00%2028-06-27

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