Hero Housing Finance 7.85% Mar 2031 NCD (INE800X08020)

CRISIL AA+ · NSDL record, 2021 Unsecured NCD

Hero Housing Finance Limited

Unsecured, Taxable, Redeemable NCD

Browse: bonds maturing in 2031

8 more bonds from Hero Housing Finance Limited →

Current YTM

—

No market YTM available

Coupon Rate

7.85%

Per annum

Maturity Date

05 Mar 2031

4.3 Yrs to Maturity

Interest Payment

Annual

Frequency

Face Value

₹10,00,000

Per Bond

Market Position

YTM (Annual)

—

No trade with a usable price on record

10Y G-Sec Benchmark

7.19%

Reference point, not this bond's tenor

Tenure

4.3 Years

Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Cashflow Timeline

5 Mar 2027

Interest Payment

₹78,500.00 / Bond

₹70,650.00 net of 10% TDS (est.)

5 Mar 2028

Interest Payment

₹78,500.00 / Bond

₹70,650.00 net of 10% TDS (est.)

5 Mar 2029

Interest Payment

₹78,500.00 / Bond

₹70,650.00 net of 10% TDS (est.)

5 Mar 2030

Interest Payment

₹78,500.00 / Bond

₹70,650.00 net of 10% TDS (est.)

5 Mar 2031

Final coupon + principal

₹10,78,500.00 / Bond

₹78,500.00 coupon + ₹10,00,000 face value

5 coupons remaining, the last paid with principal at maturity · per ₹10,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today

Key Metrics

Coupon Rate

7.85%

YTM (Annual)

—

Credit Rating

AA+

Rating on NSDL record (CRISIL, 2021)

Not a current agency rating; see below

Remaining Tenure

4.3 Years

AA+ (CRISIL): Rating on NSDL record (CRISIL, 2021), dated 24 Feb 2021. The rating NSDL's debt master records for this instrument, often from the time of issue. No current rating from an agency or exchange is on file, so it may be out of date.

Advanced metrics

Modified Duration

3.38 Yrs

Macaulay Duration

3.64 Yrs

Issue Size

₹125 Cr

Face Value

₹10,00,000

Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration

3.38 Yrs

Price sensitivity per 1% yield move

Payment Frequency

Annual

Last Trade

—

No recorded trades

Trades (30 Days)

Exchange-reported sessions

Security Status

Unsecured

No call option

Observations

This bond is unsecured.
No secondary-market trades recorded in the last 30 days.
Coupon is 2.35 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 16 Jul 2026

Issuer

Hero Housing Finance Limited

Instrument Type

NCD

Issue Date

5 Mar 2021

Day Count Convention

ACT/ACT

Listed Exchange

—

Call / Put Option

None disclosed

Hero Housing Finance Limited issued Hero Housing Finance 7.85% Mar 2031 NCD, an unsecured NCD. It pays a 7.85% p.a. coupon, annually. Principal is repaid at maturity.

Rating Action History

2 actions

Agency actions on Hero Housing Finance Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

Date	Agency	Action	Rating	Outlook	Rationale
2026-09-21	CRISIL	Update	—	—	View →
2026-06-30	CRISIL	Update	—	—	View →

Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on Hero Housing Finance Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

Date	Agency	Action	Rating	Rationale
2026-09-21	CRISIL	Update	—	View →
2026-06-30	CRISIL	Update	—	View →

Alert me about Hero Housing Finance Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Data Coverage

Dataset	Records	Detail	Freshness
Credit Ratings	1	CRISIL (NSDL record)	2021-02-24
Rating Actions History	2	—	2026-09-21
Secondary-Market Trades	0	—	—
Reg52(4) Payment Disclosures	0	—	—

No current rating from an agency or exchange on file; the rating shown is the one NSDL's debt master records, often from the time of issue.
No secondary-market trade with a usable price on record, so no market yield or spread is shown.

Documents

Entity metadata

Source: NSDL debt master
Last Updated: 16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions

What is the coupon rate on Hero Housing Finance 7.85% Mar 2031 NCD?

Hero Housing Finance 7.85% Mar 2031 NCD carries a coupon of 7.85%, paid annual, on a face value of ₹10,00,000.

When does Hero Housing Finance 7.85% Mar 2031 NCD mature?

Hero Housing Finance 7.85% Mar 2031 NCD matures on 5 Mar 2031, 4.3 years from today.

What is Hero Housing Finance 7.85% Mar 2031 NCD rated?

No current rating from an agency or exchange is on file for Hero Housing Finance 7.85% Mar 2031 NCD. NSDL's debt master records a rating of AA+ by CRISIL, dated 24 Feb 2021, often from the time of issue, so it may be out of date.

Is Hero Housing Finance 7.85% Mar 2031 NCD secured?

Hero Housing Finance 7.85% Mar 2031 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

More Bonds from This Issuer

Hero Housing Finance 8.32% Apr 2027 NCD

INE800X07105

AA+ NSDL record, 2025

Coupon

8.32%

Maturity

29 Apr 2027

View Details

Hero Housing Finance 8.50% May 2027 NCD

INE800X07071

AA+ NSDL record, 2025

Coupon

8.50%

Maturity

28 May 2027

View Details

Hero Housing Finance 8.32% Aug 2027 NCD

INE800X07097

AA+ NSDL record, 2025

Coupon

8.32%

Maturity

30 Aug 2027

View Details

Hero Housing Finance 9.50% Dec 2028 NCD

INE800X08012

AA+ NSDL record, 2018

Coupon

9.50%

Maturity

28 Dec 2028

View Details

Compare (/) Compare Bonds

Comparable NCDs maturing near 2031

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 7.85%. For comparison only, not a recommendation.

Bond	Issuer	Rating	Coupon	Maturity
INE134E08KK4	Power Finance Corporation Limited	AAA	7.86%	2030-04-12
INE033L07IV6	Tata Capital Housing Finance Limited	—	7.83%	2031-08-20
INE976I07DG4	Tata Capital Limited	AAA	7.88%	2031-07-07
INE020B08CI2	REC Limited	AAA	7.89%	2030-03-31
INE685A07173	Torrent Pharmaceuticals Limited	AA+	7.80%	2031-01-17
INE511C07953	Poonawalla Fincorp Limited	AAA	7.90%	2030-10-31

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