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Muthoot Fincorp 10.25% Dec 2031 NCD (INE549K08624)

CRISIL AA / Stable Unsecured NCD

Muthoot Fincorp Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2031

239 more bonds from Muthoot Fincorp Limited →
Current YTM
—
No market YTM available
Coupon Rate
10.25%
Per annum
Maturity Date
24 Dec 2031
5.1 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹1,00,000
Per Bond

Issuer events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.
  • 17 Sep 2026 New rating assigned to AA CRISIL
  • 4 Sep 2026 New rating assigned to AA CRISIL

Market Position

YTM (Annual)
—
No trade with a usable price on record
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Tenure
5.1 Years
Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Cashflow Timeline

25 Nov 2026
Interest Payment
₹854.17 / Bond
₹768.75 net of 10% TDS (est.)
25 Dec 2026
Interest Payment
₹854.17 / Bond
₹768.75 net of 10% TDS (est.)
25 Jan 2027
Interest Payment
₹854.17 / Bond
₹768.75 net of 10% TDS (est.)
25 Feb 2027
Interest Payment
₹854.17 / Bond
₹768.75 net of 10% TDS (est.)
25 Mar 2027
Interest Payment
₹854.17 / Bond
₹768.75 net of 10% TDS (est.)
25 Apr 2027
Interest Payment
₹854.17 / Bond
₹768.75 net of 10% TDS (est.)
25 May 2027
Interest Payment
₹854.17 / Bond
₹768.75 net of 10% TDS (est.)
25 Jun 2027
Interest Payment
₹854.17 / Bond
₹768.75 net of 10% TDS (est.)
…
+53 more coupons until 25 Nov 2031
₹854.17 each / Bond
24 Dec 2031
Final coupon (part period) + principal
₹1,00,825.70 / Bond
₹825.70 coupon + ₹1,00,000 face value

62 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 25 Jun 2026 Matures 24 Dec 2031

Key Metrics

Coupon Rate
10.25%
YTM (Annual)
—
Credit Rating
AA
(CRISIL) · rated 30 Jun 2026, 4 months ago
Remaining Tenure
5.1 Years

AA (CRISIL): Rated 30 Jun 2026 (4 months ago).

AA (CARE): Rated 5 Oct 2026 (34 days ago).

With more than one agency, the rating shown at the top is the lowest of those dated within the last 15 months (or the newest, when none is). How we pick it →

Advanced metrics
Modified Duration
3.96 Yrs
Macaulay Duration
3.99 Yrs
Issue Size
₹500 Cr
Minimum Investment
₹1,00,000
1 bond × ₹1,00,000 face value (BSE market lot)

Market Characteristics

Modified Duration
3.96 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
—
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Unsecured
No call option

Observations

  • This bond is unsecured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 0.05 percentage points above the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 8 Nov 2026
Instrument Type
NCD
Issue Date
25 Jun 2026
Day Count Convention
ACT/ACT
Listed Exchange
BSE
Call / Put Option
None disclosed

Muthoot Fincorp 10.25% Dec 2031 NCD is an unsecured, rated NCD issued by Muthoot Fincorp Limited. It pays a 10.25% p.a. coupon, monthly. Principal is repaid at maturity.

Rating Timeline

3 ratings on file

Every rating we hold for this ISIN, from every agency and source, newest first. NSE listing dates are the day we first saw the rating there, not the agency’s date.

DateAgencyRatingOutlookStatusSource
5 Oct 2026 CARE AA Stable Latest CARE press release →
30 Jun 2026 CRISIL AA Stable Latest BSE listing
2026 CRISIL AA — NSDL record, 2026 NSDL debt master

Rating Action History

5 actions

Agency actions on Muthoot Fincorp Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-09-17 CRISIL Initial AA Stable View →
2026-09-04 CRISIL Initial AA Stable View →
2026-08-17 CRISIL Other — — View →
2026-07-22 CRISIL Initial AA Stable View →
2026-06-18 CRISIL Initial AA Stable View →
Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on Muthoot Fincorp Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-09-17 CRISIL Initial AA / Stable View →
2026-09-04 CRISIL Initial AA / Stable View →
2026-08-17 CRISIL Other — View →
2026-07-22 CRISIL Initial AA / Stable View →
2026-06-18 CRISIL Initial AA / Stable View →
Alert me about Muthoot Fincorp Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 3 CARE, CRISIL 2026-10-05
Rating Actions History 5 — 2026-09-17
Secondary-Market Trades 0 — —
Reg52(4) Payment Disclosures 0 — —
  • No secondary-market trade with a usable price on record, so no market yield or spread is shown.

Documents

Entity metadata
Source
NSDL debt master
Last Updated
8 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
—

No recent trade data available

View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE549K08624
Issue Date
25 Jun 2026
Maturity Date
24 Dec 2031
Listing
BSE
Payment Frequency
Monthly
Put / Call Option
None disclosed
Security
Unsecured
Day Count
ACT/ACT
View Term Sheet
Rating Alerts

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Frequently Asked Questions
What is the coupon rate on Muthoot Fincorp 10.25% Dec 2031 NCD?

Muthoot Fincorp 10.25% Dec 2031 NCD carries a coupon of 10.25%, paid monthly, on a face value of ₹1,00,000.

When does Muthoot Fincorp 10.25% Dec 2031 NCD mature?

Muthoot Fincorp 10.25% Dec 2031 NCD matures on 24 Dec 2031, 5.1 years from today.

What is Muthoot Fincorp 10.25% Dec 2031 NCD rated?

Muthoot Fincorp 10.25% Dec 2031 NCD is rated AA by CRISIL (rating dated 30 Jun 2026) and AA by CARE (rating dated 5 Oct 2026).

Is Muthoot Fincorp 10.25% Dec 2031 NCD secured?

Muthoot Fincorp 10.25% Dec 2031 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Where does Muthoot Fincorp 10.25% Dec 2031 NCD trade?

Muthoot Fincorp 10.25% Dec 2031 NCD is listed on BSE.

More Bonds from This Issuer

M
Muthoot Fincorp 9.00% Jan 2027 NCD
INE549K07EZ3
AA- NSDL record, 2024
Coupon
9.00%
Maturity
10 Jan 2027
M
Muthoot Fincorp Jan 2027 NCD
INE549K07FE5
AA- NSDL record, 2024
Coupon
—
Maturity
10 Jan 2027
M
Muthoot Fincorp 9.40% Jan 2027 NCD
INE549K07FC9
AA- NSDL record, 2024
Coupon
9.40%
Maturity
10 Jan 2027
M
Muthoot Fincorp 9.00% Jan 2027 NCD
INE549K08178
A NSDL record, 2020
Coupon
9.00%
Maturity
29 Jan 2027
Compare (/) Compare Bonds

Comparable NCDs maturing near 2031

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 10.25%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE540P07517U.P. Power Corporation LimitedA+9.95%2032-03-22
INE07PX08019SBM Bank (India) LimitedA+ NSDL record, 20229.75%2032-04-05
INE540P07434U.P. Power Corporation LimitedA+9.70%2032-03-22
INE658F08458Kerala Infrastructure Investment Fund BoardAA9.67%2031-08-08
INE0E3P08144Shivalik Small Finance Bank LimitedA-10.85%2032-04-24
INE0M2307107Andhra Pradesh State Beverages Corporation LimitedAA+9.62%2032-05-31

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