M
AA Unsecured NCD

Muthoot Fincorp Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2031

Current YTM
No live YTM available
Coupon Rate
10.25%
Per annum
Maturity Date
24 Dec 2031
5.3 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual) EST
~10.25%
Proxied from coupon — no live trade, not a true YTM
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+402 bps
vs 5.3Y G-Sec at 6.23% *
Top 16% of similar-tenor peers by spread
Tenure
5.3 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
25 Sep 2026
Interest Payment
₹854.17 / Bond
25 Oct 2026
Interest Payment
₹854.17 / Bond
25 Nov 2026
Interest Payment
₹854.17 / Bond
25 Dec 2026
Interest Payment
₹854.17 / Bond
25 Jan 2027
Interest Payment
₹854.17 / Bond
25 Feb 2027
Interest Payment
₹854.17 / Bond
25 Mar 2027
Interest Payment
₹854.17 / Bond
25 Apr 2027
Interest Payment
₹854.17 / Bond
24 Dec 2031
Principal Payment
₹100,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Rating action: by CRISIL on 2026-08-17 Initial rating: AA by CRISIL on 2026-07-22 Issued 2026-06-25 Matures 2031-12-24

2 rating actions on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
10.25%
YTM (Annual)
Credit Rating
AA
(CRISIL)
Remaining Tenure
5.3 Years
Advanced metrics
Modified Duration
4.08 Yrs
Macaulay Duration
4.12 Yrs
Issue Size
₹500 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
4.08 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 0.25 percentage points above the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2026-06-25
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

10.25% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 24/12/2031 is a rated, redeemable ncd issued by Muthoot Fincorp Limited. The bond offers a fixed coupon of 10.25% p.a. with monthly interest payments and repays principal on maturity.

Rating Action History 3 actions
DateAgencyActionRatingOutlookRationale
2026-08-17 CRISIL Other View →
2026-07-22 CRISIL Initial AA Stable View →
2026-06-18 CRISIL Initial AA Stable View →
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2026-06-18
Rating Actions History 3 2026-08-17
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0
  • No secondary-market trades recorded — YTM figures use the coupon rate as a proxy.
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Muthoot Fincorp 10.25% Dec 2031 NCD?

Muthoot Fincorp 10.25% Dec 2031 NCD carries a coupon of 10.25%, paid monthly, on a face value of ₹100,000.

When does Muthoot Fincorp 10.25% Dec 2031 NCD mature?

Muthoot Fincorp 10.25% Dec 2031 NCD matures on 2031-12-24, 5.3 years from today.

What is Muthoot Fincorp 10.25% Dec 2031 NCD rated?

Muthoot Fincorp 10.25% Dec 2031 NCD is rated AA by CRISIL. As of 2026-06-18.

Is Muthoot Fincorp 10.25% Dec 2031 NCD secured?

Muthoot Fincorp 10.25% Dec 2031 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

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