M
A Unsecured NCD

Muthoot Fincorp Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2035

Current YTM
11.75%
Market YTM
Coupon Rate
12.00%
Per annum
Maturity Date
23 Oct 2035
9.2 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹10,000,000
Per Bond
Market Position
YTM (Annual)
11.75%
Live, last traded 2026-07-13
10Y G-Sec Benchmark
6.68%
Reference point, not this bond's tenor
Spread over G-Sec
+550 bps
vs 9.2Y G-Sec at 6.25%
Top 1% of similar-tenor peers by spread
Tenure
9.2 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
23 Sep 2026
Interest Payment
₹100,000.00 / Bond
23 Oct 2026
Interest Payment
₹100,000.00 / Bond
23 Nov 2026
Interest Payment
₹100,000.00 / Bond
23 Dec 2026
Interest Payment
₹100,000.00 / Bond
23 Jan 2027
Interest Payment
₹100,000.00 / Bond
23 Feb 2027
Interest Payment
₹100,000.00 / Bond
23 Mar 2027
Interest Payment
₹100,000.00 / Bond
23 Apr 2027
Interest Payment
₹100,000.00 / Bond
23 Oct 2035
Principal Payment
₹10,000,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹10,000,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Rating action: by CRISIL on 2026-08-17 Initial rating: AA by CRISIL on 2026-07-22 Initial rating: AA by CRISIL on 2026-06-18 Issued 2025-10-23 Matures 2035-10-23

3 rating actions on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
12.00%
YTM (Annual)
11.75%
Credit Rating
A
(CRISIL)
Remaining Tenure
9.2 Years
Advanced metrics
Modified Duration
5.56 Yrs
Macaulay Duration
5.61 Yrs
Issue Size
₹50 Cr
Minimum Investment
₹10,000,000
(1 Bond)
Market Characteristics
Modified Duration
5.56 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-07-13
BSE
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 2.00 percentage points above the median for tracked NCD bonds. (based on 18935 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 8 Aug 2026
Instrument Type
NCD
Issue Date
2025-10-23
Day Count Convention
30/360
Listed Exchange
BSE
Call / Put Option
None disclosed

MFL-12%-23-10-35-PVT is a rated, redeemable ncd issued by Muthoot Fincorp Limited. The bond offers a fixed coupon of 12.00% p.a. with monthly interest payments and repays principal on maturity.

Rating Action History 3 actions
DateAgencyActionRatingOutlookRationale
2026-08-17 CRISIL Other View →
2026-07-22 CRISIL Initial AA Stable View →
2026-06-18 CRISIL Initial AA Stable View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-07-13 104.7500 11.7500 1
2026-07-10 103.7500 11.9400 1
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2025-10-31
Rating Actions History 3 2026-08-17
Secondary-Market Trades 2 BSE 2026-07-13
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
bse_bonds
Last Updated
8 Aug 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Muthoot Fincorp 12.00% Oct 2035 NCD?

Muthoot Fincorp 12.00% Oct 2035 NCD carries a coupon of 12.00%, paid monthly, on a face value of ₹10,000,000.

When does Muthoot Fincorp 12.00% Oct 2035 NCD mature?

Muthoot Fincorp 12.00% Oct 2035 NCD matures on 2035-10-23, 9.2 years from today.

What is Muthoot Fincorp 12.00% Oct 2035 NCD rated?

Muthoot Fincorp 12.00% Oct 2035 NCD is rated A by CRISIL. As of 2025-10-31.

Is Muthoot Fincorp 12.00% Oct 2035 NCD secured?

Muthoot Fincorp 12.00% Oct 2035 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Where does Muthoot Fincorp 12.00% Oct 2035 NCD trade?

Muthoot Fincorp 12.00% Oct 2035 NCD is listed on BSE.

What yield does Muthoot Fincorp 12.00% Oct 2035 NCD currently offer?

The last recorded trade on 2026-07-13 priced Muthoot Fincorp 12.00% Oct 2035 NCD at ₹104.75, implying a yield to maturity of 11.75%.

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Coupon
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Maturity
06 Sep 2026
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Coupon
Maturity
06 Sep 2026
9
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Coupon
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Maturity
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9.40%
Maturity
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