Muthoot Fincorp 10.26% Jul 2031 NCD (INE549K08574)

Brickwork AA / Stable Unsecured NCD

Muthoot Fincorp Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2031

239 more bonds from Muthoot Fincorp Limited →

Current YTM

10.16%

Market YTM

Coupon Rate

10.26%

Per annum

Maturity Date

18 Jul 2031

4.7 Yrs to Maturity

Interest Payment

Monthly

Frequency

Face Value

₹10,000

Per Bond

Issuer events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.

17 Sep 2026 New rating assigned to AA CRISIL
4 Sep 2026 New rating assigned to AA CRISIL

Market Position

YTM (Annual)

10.16%

Last traded 6 Nov 2026 (end of day)

10Y G-Sec Benchmark

7.19%

Reference point, not this bond's tenor

Spread over G-Sec

+299 bps

vs 4.7Y G-Sec at 7.17%

Above the median spread for similar-tenor peers

Tenure

4.7 Years

Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)

23 Oct 20266 Nov 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

18 Nov 2026

Interest Payment

₹85.50 / Bond

₹76.95 net of 10% TDS (est.)

18 Dec 2026

Interest Payment

₹85.50 / Bond

₹76.95 net of 10% TDS (est.)

18 Jan 2027

Interest Payment

₹85.50 / Bond

₹76.95 net of 10% TDS (est.)

18 Feb 2027

Interest Payment

₹85.50 / Bond

₹76.95 net of 10% TDS (est.)

18 Mar 2027

Interest Payment

₹85.50 / Bond

₹76.95 net of 10% TDS (est.)

18 Apr 2027

Interest Payment

₹85.50 / Bond

₹76.95 net of 10% TDS (est.)

18 May 2027

Interest Payment

₹85.50 / Bond

₹76.95 net of 10% TDS (est.)

18 Jun 2027

Interest Payment

₹85.50 / Bond

₹76.95 net of 10% TDS (est.)

…

+48 more coupons until 18 Jun 2031

₹85.50 each / Bond

18 Jul 2031

Final coupon + principal

₹10,085.50 / Bond

₹85.50 coupon + ₹10,000 face value

57 coupons remaining, the last paid with principal at maturity · per ₹10,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today

Key Metrics

Coupon Rate

10.26%

YTM (Annual)

10.16%

Credit Rating

(Brickwork) · rated 30 Sep 2025, 13 months ago

Remaining Tenure

4.7 Years

Advanced metrics

Modified Duration

3.69 Yrs

Macaulay Duration

3.72 Yrs

Issue Size

₹75 Cr

Minimum Investment

₹10,000

1 bond × ₹10,000 face value (BSE market lot)

Market Characteristics

Modified Duration

3.69 Yrs

Price sensitivity per 1% yield move

Payment Frequency

Monthly

Last Trade

6 Nov 2026

BSE

Trades (30 Days)

Exchange-reported sessions

Security Status

Unsecured

No call option

Observations

This bond is unsecured.
12 secondary-market trades recorded in the last 30 days.
Coupon is 0.06 percentage points above the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 7 Nov 2026

Issuer

Muthoot Fincorp Limited

Instrument Type

NCD

Issue Date

18 Sep 2025

Day Count Convention

ACT/ACT

Listed Exchange

BSE

Call / Put Option

None disclosed

Issued by Muthoot Fincorp Limited, Muthoot Fincorp 10.26% Jul 2031 NCD is an unsecured, rated NCD. It pays a 10.26% p.a. coupon, monthly. Principal is repaid at maturity.

Rating Timeline

2 ratings on file

Every rating we hold for this ISIN, from every agency and source, newest first. NSE listing dates are the day we first saw the rating there, not the agency’s date.

Date	Agency	Rating	Outlook	Status	Source
30 Sep 2025	Brickwork	AA	Stable	Latest	BSE listing
2025	CRISIL	AA-	—	NSDL record, 2025	NSDL debt master

Rating Action History

5 actions

Agency actions on Muthoot Fincorp Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

Date	Agency	Action	Rating	Outlook	Rationale
2026-09-17	CRISIL	Initial	AA	Stable	View →
2026-09-04	CRISIL	Initial	AA	Stable	View →
2026-08-17	CRISIL	Other	—	—	View →
2026-07-22	CRISIL	Initial	AA	Stable	View →
2026-06-18	CRISIL	Initial	AA	Stable	View →

Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on Muthoot Fincorp Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

Date	Agency	Action	Rating	Rationale
2026-09-17	CRISIL	Initial	AA / Stable	View →
2026-09-04	CRISIL	Initial	AA / Stable	View →
2026-08-17	CRISIL	Other	—	View →
2026-07-22	CRISIL	Initial	AA / Stable	View →
2026-06-18	CRISIL	Initial	AA / Stable	View →

Alert me about Muthoot Fincorp Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE549K08574: trade date, clean price, YTM and number of trades
Trade Date	Clean Price	YTM (%)	Trades
2026-11-06	102.0000	10.1600	1
2026-11-04	102.0000	10.1600	5
2026-11-03	101.0000	10.4500	2
2026-11-02	101.0000	10.4500	8
2026-10-30	102.0000	10.1600	5
2026-10-29	101.0000	10.4500	1
2026-10-28	101.0000	10.4500	1
2026-10-27	102.0000	10.1600	2
2026-10-26	101.7600	10.2400	11
2026-10-23	101.0000	10.4500	1

Data Coverage

Dataset	Records	Detail	Freshness
Credit Ratings	2	Brickwork, CRISIL	2025-09-30
Rating Actions History	5	—	2026-09-17
Secondary-Market Trades	10	BSE	2026-11-06
Reg52(4) Payment Disclosures	0	—	—

Documents

Entity metadata

Source: BSE
Last Updated: 7 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

₹10,200.00

YTM10.16%

Trade Date 6 Nov 2026 2d ago

SourceBSE

Accrued interest (est.) · record date unclear₹60.68

Dirty price (est.)₹10,260.68

View on BSE → Calculate YTM for this bond

Frequently Asked Questions

What is the coupon rate on Muthoot Fincorp 10.26% Jul 2031 NCD?

Muthoot Fincorp 10.26% Jul 2031 NCD carries a coupon of 10.26%, paid monthly, on a face value of ₹10,000.

When does Muthoot Fincorp 10.26% Jul 2031 NCD mature?

Muthoot Fincorp 10.26% Jul 2031 NCD matures on 18 Jul 2031, 4.7 years from today.

What is Muthoot Fincorp 10.26% Jul 2031 NCD rated?

Muthoot Fincorp 10.26% Jul 2031 NCD is rated AA by Brickwork (rating dated 30 Sep 2025).

Is Muthoot Fincorp 10.26% Jul 2031 NCD secured?

Muthoot Fincorp 10.26% Jul 2031 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Where does Muthoot Fincorp 10.26% Jul 2031 NCD trade?

Muthoot Fincorp 10.26% Jul 2031 NCD is listed on BSE.

What yield does Muthoot Fincorp 10.26% Jul 2031 NCD currently offer?

The last recorded trade on 6 Nov 2026 priced Muthoot Fincorp 10.26% Jul 2031 NCD at ₹10,200.00 per bond, implying a yield to maturity of 10.16%.

More Bonds from This Issuer

Muthoot Fincorp 9.00% Jan 2027 NCD

INE549K07EZ3

AA- NSDL record, 2024

Coupon

9.00%

Maturity

10 Jan 2027

View Details

Muthoot Fincorp Jan 2027 NCD

INE549K07FE5

AA- NSDL record, 2024

Coupon

—

Maturity

10 Jan 2027

View Details

Muthoot Fincorp 9.40% Jan 2027 NCD

INE549K07FC9

AA- NSDL record, 2024

Coupon

9.40%

Maturity

10 Jan 2027

View Details

Muthoot Fincorp 9.00% Jan 2027 NCD

INE549K08178

A NSDL record, 2020

Coupon

9.00%

Maturity

29 Jan 2027

View Details

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INE148I07QX7	Sammaan Capital Limited	AA NSDL record, 2023	10.03%	2030-11-09
INE148I07RU1	Sammaan Capital Limited	AA NSDL record, 2023	10.03%	2030-12-27

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