M
AA- Unsecured NCD

Muthoot Fincorp Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2031

Current YTM
10.18%
Market YTM
Coupon Rate
10.26%
Per annum
Maturity Date
18 Jul 2031
4.9 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹10,000
Per Bond
Market Position
YTM (Annual)
10.18%
Live, last traded 2026-08-27
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+372 bps
vs 4.9Y G-Sec at 6.46%
Above the median spread for similar-tenor peers
Tenure
4.9 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-07-29 2026-08-27
Cashflow Timeline
18 Sep 2026
Interest Payment
₹85.50 / Bond
18 Oct 2026
Interest Payment
₹85.50 / Bond
18 Nov 2026
Interest Payment
₹85.50 / Bond
18 Dec 2026
Interest Payment
₹85.50 / Bond
18 Jan 2027
Interest Payment
₹85.50 / Bond
18 Feb 2027
Interest Payment
₹85.50 / Bond
18 Mar 2027
Interest Payment
₹85.50 / Bond
18 Apr 2027
Interest Payment
₹85.50 / Bond
18 Jul 2031
Principal Payment
₹10,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹10,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Rating action: by CRISIL on 2026-08-17 Initial rating: AA by CRISIL on 2026-07-22 Initial rating: AA by CRISIL on 2026-06-18 Issued 2025-09-18 Matures 2031-07-18

3 rating actions on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
10.26%
YTM (Annual)
10.18%
Credit Rating
AA-
(CRISIL)
Remaining Tenure
4.9 Years
Advanced metrics
Modified Duration
3.82 Yrs
Macaulay Duration
3.85 Yrs
Issue Size
₹75 Cr
Minimum Investment
₹10,000
(1 Bond)
Market Characteristics
Modified Duration
3.82 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-08-27
BSE
Trades (30 Days)
10
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • 10 secondary-market trades recorded in the last 30 days.
  • Coupon is 0.26 percentage points above the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 8 Aug 2026
Instrument Type
NCD
Issue Date
2025-09-18
Day Count Convention
30/360
Listed Exchange
BSE
Call / Put Option
None disclosed

Issued by Muthoot Fincorp Limited, MFL-10.26%-18-7-31-PVT is a rated, ncd paying a 10.26% p.a. coupon monthly. The instrument repays principal on maturity.

Rating Action History 3 actions
DateAgencyActionRatingOutlookRationale
2026-08-17 CRISIL Other View →
2026-07-22 CRISIL Initial AA Stable View →
2026-06-18 CRISIL Initial AA Stable View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-27 102.0000 10.1800 1
2026-08-25 101.5000 10.3200 2
2026-08-21 105.4600 9.2500 1
2026-08-20 100.2700 10.6800 2
2026-08-19 101.4000 10.3600 2
2026-08-18 101.6000 10.3000 1
2026-08-07 102.0000 10.1800 1
2026-08-03 101.4300 10.3500 2
2026-07-31 101.4300 10.3500 2
2026-07-29 101.5700 10.3100 2
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 2 BRICKWORK, CRISIL 2025-09-30
Rating Actions History 3 2026-08-17
Secondary-Market Trades 10 BSE 2026-08-27
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
bse_bonds
Last Updated
8 Aug 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Muthoot Fincorp 10.26% Jul 2031 NCD?

Muthoot Fincorp 10.26% Jul 2031 NCD carries a coupon of 10.26%, paid monthly, on a face value of ₹10,000.

When does Muthoot Fincorp 10.26% Jul 2031 NCD mature?

Muthoot Fincorp 10.26% Jul 2031 NCD matures on 2031-07-18, 4.9 years from today.

What is Muthoot Fincorp 10.26% Jul 2031 NCD rated?

Muthoot Fincorp 10.26% Jul 2031 NCD is rated AA- by CRISIL and AA by BRICKWORK. As of 2025-09-25.

Is Muthoot Fincorp 10.26% Jul 2031 NCD secured?

Muthoot Fincorp 10.26% Jul 2031 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Where does Muthoot Fincorp 10.26% Jul 2031 NCD trade?

Muthoot Fincorp 10.26% Jul 2031 NCD is listed on BSE.

What yield does Muthoot Fincorp 10.26% Jul 2031 NCD currently offer?

The last recorded trade on 2026-08-27 priced Muthoot Fincorp 10.26% Jul 2031 NCD at ₹102.00, implying a yield to maturity of 10.18%.

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8
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Coupon
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Maturity
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Coupon
Maturity
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9
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Maturity
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Maturity
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