M
AA / Stable Unsecured NCD

Muthoot Fincorp Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2030

Current YTM
10.38%
Market YTM
Coupon Rate
10.26%
Per annum
Maturity Date
24 Dec 2030
4.3 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹10,000
Per Bond
Market Position
YTM (Annual)
10.38%
Live, last traded 2026-08-27
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+455 bps
vs 4.3Y G-Sec at 5.83%
Top 24% of similar-tenor peers by spread
Tenure
4.3 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-07-21 2026-08-27
Cashflow Timeline
25 Sep 2026
Interest Payment
₹85.50 / Bond
25 Oct 2026
Interest Payment
₹85.50 / Bond
25 Nov 2026
Interest Payment
₹85.50 / Bond
25 Dec 2026
Interest Payment
₹85.50 / Bond
25 Jan 2027
Interest Payment
₹85.50 / Bond
25 Feb 2027
Interest Payment
₹85.50 / Bond
25 Mar 2027
Interest Payment
₹85.50 / Bond
25 Apr 2027
Interest Payment
₹85.50 / Bond
24 Dec 2030
Principal Payment
₹10,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹10,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Rating action: by CRISIL on 2026-08-17 Initial rating: AA by CRISIL on 2026-07-22 Initial rating: AA by CRISIL on 2026-06-18 Issued 2025-03-25 Matures 2030-12-24

3 rating actions on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
10.26%
YTM (Annual)
10.38%
Credit Rating
AA
(CRISIL)
Remaining Tenure
4.3 Years
Advanced metrics
Modified Duration
3.47 Yrs
Macaulay Duration
3.50 Yrs
Issue Size
₹50 Cr
Minimum Investment
₹10,000
(1 Bond)
Market Characteristics
Modified Duration
3.47 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-08-27
BSE
Trades (30 Days)
7
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • 7 secondary-market trades recorded in the last 30 days.
  • Coupon is 0.26 percentage points above the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 8 Aug 2026
Instrument Type
NCD
Issue Date
2025-03-25
Day Count Convention
30/360
Listed Exchange
BSE
Call / Put Option
None disclosed

Muthoot Fincorp Limited issued this rated, ncd (MFCL-10.26%-24-12-30-PVT) carrying a 10.26% p.a. coupon, paid monthly. It repays principal on maturity.

Rating Action History 3 actions
DateAgencyActionRatingOutlookRationale
2026-08-17 CRISIL Other View →
2026-07-22 CRISIL Initial AA Stable View →
2026-06-18 CRISIL Initial AA Stable View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-27 101.2000 10.3800 2
2026-08-25 101.5000 10.2800 2
2026-08-21 100.5000 10.5900 1
2026-08-19 100.4000 10.6300 6
2026-08-12 101.5000 10.2800 1
2026-08-06 101.1400 10.4000 1
2026-07-29 100.5000 10.5900 1
2026-07-24 100.5000 10.5900 1
2026-07-23 101.5000 10.2800 1
2026-07-21 101.5000 10.2900 3
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2025-03-31
Rating Actions History 3 2026-08-17
Secondary-Market Trades 10 BSE 2026-08-27
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
bse_bonds
Last Updated
8 Aug 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Muthoot Fincorp 10.26% Dec 2030 NCD?

Muthoot Fincorp 10.26% Dec 2030 NCD carries a coupon of 10.26%, paid monthly, on a face value of ₹10,000.

When does Muthoot Fincorp 10.26% Dec 2030 NCD mature?

Muthoot Fincorp 10.26% Dec 2030 NCD matures on 2030-12-24, 4.3 years from today.

What is Muthoot Fincorp 10.26% Dec 2030 NCD rated?

Muthoot Fincorp 10.26% Dec 2030 NCD is rated AA by CRISIL. As of 2025-03-31.

Is Muthoot Fincorp 10.26% Dec 2030 NCD secured?

Muthoot Fincorp 10.26% Dec 2030 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Where does Muthoot Fincorp 10.26% Dec 2030 NCD trade?

Muthoot Fincorp 10.26% Dec 2030 NCD is listed on BSE.

What yield does Muthoot Fincorp 10.26% Dec 2030 NCD currently offer?

The last recorded trade on 2026-08-27 priced Muthoot Fincorp 10.26% Dec 2030 NCD at ₹101.20, implying a yield to maturity of 10.38%.

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